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Is a Wonga loan right for you?

Our loans shouldn’t be used as a long term financial solution

Late repayment will mean extra costs and may affect your credit rating

You shouldn't use our loans to manage existing debt

You should only take out a loan if you are comfortable you can repay on time

What are same day loans and when could they help you? 

Every day things happen that are out of our control and we might need a bit of extra cash to pay unexpected bills or make urgent repairs. Sometimes we may need this unbudgeted cash quickly in order to avoid incurring even more charges in the future. When this happens, a same day loan might be helpful.

Same day loans are small loans  that could be in your bank on the same day if you are approved. They could give you the cash flow support you need if the unexpected happens.

When a same day loan could help

A same day loan can often help you in ways a traditional loan can’t. Some traditional loans require you to wait days or sometimes weeks for a decision. This might not be convenient, especially if you need the cash in your account to meet your unexpected outgoings on the same day.

What to consider before applying for a same day loan

You must make sure that a loan is right for you and you can comfortably pay it back on time.

How do I apply for a same day loan?

At Wonga we offer short term loans that could help if you need a small amount of extra cash. You can apply using the sliders at the top of this page. Money is sent within 5 minutes of approval.

Our short term loans are for occasional use only. You shouldn't use them to manage existing debt, or if you're already under financial strain.

To apply for a Wonga loan you must:

  • Be over 18
  • Be a bank account and debit card holder
  • Be a mobile phone owner
  • Live in the UK

Answering yes to these questions means you can apply for a Wonga loan But we can't guarantee acceptance We always assess each application individually and only lend to people we think can afford to repay on time.