£ max £400

(Repayment date: Friday 30th Oct 2015 )

Borrowing £111 + Interest £17.76 = Total to repay £128.76

Representative example

Borrow£100 for 13 days
Interest rate292% pa (fixed)
One repayment of£110.40
Representative1,509% APR

If you don't repay on time there will be extra costs:

Missed payment fee


Charged at 11pm on the third day after your repayment date

Is a Wonga loan right for you?

Get more facts

Our loans are for short term use only and may not be the cheapest option

Late repayment will mean extra costs and may affect your credit rating

You shouldn't use our loans to manage existing debt

If you take out loans regularly Wonga may not be right for you

You should only take out a loan if you are comfortable you can repay on time

Choose Wonga over typical quick loans online

Looking for loans online?

Wonga is an innovative digital finance company. We’re here to ease your short term, urgent cash flow needs. So if you’re short of cash due to an expected bill or emergency, we could help.

You can choose exactly how much you want to borrow and for how long and we’ll show you the full cost upfront too with no hidden fees.

Why use Wonga?


We always show you the full costs upfront and the total amount to repay before you apply. There are no catches or hidden fees and if you repay early, you will save money as you only pay interest for the days you borrow.

Our flexible, short-term service comes with a representative APR of 1,509%APR, but bear in mind that the average loan duration is usually less than 20 days. We provide short-term loans, while APR is an industry-standard calculation that looks at annual repayment costs. We don't actually charge thousands of percent in interest.

Wonga is a responsible lender and we carefully assess all applications on an individual basis and only lend to applicants whom we believe can comfortably afford to repay their loan on their promise date.

You should always think carefully before committing to any form of credit. If you can’t repay on time we’d urge you to contact us immediately. We always want to help you if you are experiencing financial difficulties and we’ll try to find a fair and flexible solution that takes your financial circumstances into consideration.

Flexible and convenient

Wonga offers a flexible online service where you get to choose how much to borrow and for how long. You can even pay back early and save on interest, as we only charge for the number of days you actually borrow. If your online loan application is approved, we’ll send the money within five minutes.

We also make repaying your Wonga loan as easy as possible as we automatically collect repayment from the debit card which you register with us. Please make sure you read about how we collect payments for further detail.

You can also apply for a Wonga loans online 24/7 through our website and mobile.

To be eligible to apply for a Wonga loan, you must:

  • Be a UK resident
  • Be over 18
  • Have a UK bank account and debit card
  • Own a mobile phone

If you need to get in touch, our contact details are:
Phone: 0207 138 8330
Email: customercare@wonga.com