Choose Wonga over typical quick loans online

Looking for loans online?

Wonga is an innovative digital finance company. We’re here to ease your short term, urgent cash flow needs. So if you’re short of cash due to an expected bill or emergency, we could help.

You can choose exactly how much you want to borrow and for how long and we’ll show you the full cost upfront too with no hidden fees.

£ max £400
days

(Repayment date: Friday 24th Apr 2015 )

Borrowing £111 + Interest £25.75 = Total to repay £136.75


Representative example

Amount of credit: £100 for 13 days. Interest rate: 292%pa (fixed).

One total repayment of: £110.40. Representative 1,509%APR.

Update on the historical debt collection practice issue

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Is a Wonga loan right for you?

Our loans are for short term use only. If you miss your repayment, a default fee may be charged and it may impact your credit rating.
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Wonga is committed to responsible lending and the Good Practice Customer Charter

Why use Wonga?

Transparent

We always show you the full costs upfront and the total amount to repay before you apply. There are no catches or hidden fees and if you repay early, you will save money as you only pay interest for the days you borrow.

Our flexible, short-term service comes with a representative APR of 1,509%APR, but bear in mind that the average loan duration is usually less than 20 days. We provide short-term loans, while APR is an industry-standard calculation that looks at annual repayment costs. We don't actually charge thousands of percent in interest.

Wonga is a responsible lender and we carefully assess all applications on an individual basis and only lend to applicants whom we believe can comfortably afford to repay their loan on their promise date.

You should always think carefully before committing to any form of credit. If you can’t repay on time we’d urge you to contact us immediately. We always want to help you if you are experiencing financial difficulties and we’ll try to find a fair and flexible solution that takes your financial circumstances into consideration.

Flexible and convenient

Wonga offers a flexible online service where you get to choose how much to borrow and for how long. You can even pay back early and save on interest, as we only charge for the number of days you actually borrow. If your online loan application is approved, we’ll send the money within five minutes.

We also make repaying your Wonga loan as easy as possible as we automatically collect repayment from the debit card which you register with us. Please make sure you read about how we collect payments for further detail.

You can also apply for a Wonga loans online 24/7 through our website and mobile.

To be eligible to apply for a Wonga loan, you must:

  • Be a UK resident
  • Be over 18
  • Have a UK bank account and debit card
  • Own a mobile phone

If you need to get in touch, our contact details are:
Phone: 0207 138 8330
Email: customercare@wonga.com