£ max £400

(Repayment date: Friday 26th Feb 2016 )

Borrowing £111 + Interest £17.76 = Total to repay £128.76

Representative example

Borrow£100 for 13 days
Interest rate292% pa (fixed)
One repayment of£110.40
Representative1,509% APR

If you don't repay on time there will be extra costs:

Missed payment fee


Charged at 11pm on the third day after your repayment date

Is a Wonga short term loan right for you?

Get more facts

Our loans are for short term use only and may not be the cheapest option

Late repayment will mean extra costs and may affect your credit rating

You shouldn't use our loans to manage existing debt

If you take out loans regularly Wonga may not be right for you

You should only take out a loan if you are comfortable you can repay on time

Choose Wonga over typical quick loans online

Looking for loans online?

Our short term loans could help you deal with your short term, urgent cash flow needs. So if you’re short of cash due to an expected bill or emergency, we could help.

You can choose exactly how much you want to borrow and for how long. We’ll show you the full cost upfront and there are no hidden fees.

Our loans are for occasional use only and you shouldn’t use them to manage existing debt or if you’re under financial strain.

Why use Wonga?


We always show you the full costs upfront and the total amount to repay before you apply. There are no hidden fees and if you repay early, you will save money as you only pay interest for the days you borrow.

We always assess each application individually and only lend to applicants who we think can comfortably afford to repay on time.

You should always think carefully before committing to any form of credit. If you can’t repay on time you need to contact us straight away. We always want to help you if you are experiencing financial difficulties and we’ll try to find a fair and flexible solution that works for both of us.

Flexible and convenient

You choose how much to borrow and for how long. You can even pay back early and save on interest, as we only charge for the number of days you actually borrow. If your online loan application is approved, we’ll send the money within five minutes.

We also make repaying your Wonga loan as easy as possible as we automatically collect repayment from the debit card which you register with us. Please read how we collect payments for more information.

You can apply for a Wonga loan online 24/7.

To be eligible to apply for a Wonga loan, you must:

  • Be a UK resident
  • Be over 18
  • Have a UK bank account and debit card
  • Own a mobile phone

To find out more about our service, please see how it works.