£ max £400

(Repayment date: Friday 25th Dec 2015 )

Borrowing £111 + Interest £22.20 = Total to repay £133.20

Representative example

Borrow£100 for 13 days
Interest rate292% pa (fixed)
One repayment of£110.40
Representative1,509% APR

If you don't repay on time there will be extra costs:

Missed payment fee


Charged at 11pm on the third day after your repayment date

Is a Wonga short term loan right for you?

Get more facts

Our loans are for short term use only and may not be the cheapest option

Late repayment will mean extra costs and may affect your credit rating

You shouldn't use our loans to manage existing debt

If you take out loans regularly Wonga may not be right for you

You should only take out a loan if you are comfortable you can repay on time

Choose payday loans from Wonga

Welcome to Wonga. We know you just searched for payday loans – you can apply to borrow money from us if you have an unexpected bill or emergency.

We’re different to other payday lenders because you choose when you want to pay back. Use the sliders above to decide exactly how much you want to borrow and how long for. You’ll see the full cost upfront and there are no hidden fees.

Our short term loans are for occasional use only and you shouldn’t use them to manage existing debt or if you’re already under financial strain.

Key features of a Wonga loan

  1. We're flexible

    You can choose how much you want to borrow, and when you want to pay us back. You can repay some or all of your loan early at any time and save interest - you’ll only pay interest for the days you borrow. There’s no fee for repaying early.
  2. We're online

    Apply online and if approved we’ll send your money within five minutes. You can apply 24/7.

    Because we’re online we make repaying as hassle free as possible by automatically taking repayment from the debit card you register with us, on the date you choose. Find out more about how we collect payments.

  3. We're transparent

    We’ll always tell you the full costs upfront and the total amount to repay before you apply.

    To apply you must:

    • Be over 18
    • Be a bank account and debit card holder
    • Be a mobile phone owner
    • Live in the UK

    Meeting these criteria means you can apply for a Wonga loan. But we can’t guarantee acceptance. We always assess each application individually and only lend to people we think can afford to repay on time.

    Frequently asked payday loans questions:

    What does bad credit mean?

    How much is a small loan?

    Who can apply for a £100 loan?

    What is a quick loan?

    To find out more about our service, please see how it works.