£ max £400

(Repayment date: Friday 25th Dec 2015 )

Borrowing £111 + Interest £22.20 = Total to repay £133.20

Representative example

Borrow£100 for 13 days
Interest rate292% pa (fixed)
One repayment of£110.40
Representative1,509% APR

If you don't repay on time there will be extra costs:

Missed payment fee


Charged at 11pm on the third day after your repayment date

Is a Wonga short term loan right for you?

Get more facts

Our loans are for short term use only and may not be the cheapest option

Late repayment will mean extra costs and may affect your credit rating

You shouldn't use our loans to manage existing debt

If you take out loans regularly Wonga may not be right for you

You should only take out a loan if you are comfortable you can repay on time

Choose Wonga over a typical fast cash advance

Looking for a cash advance?

A cash advance, such as a traditional bank loan or a quick loan, could help to tide you over for a short time, typically until your next payday, which could just be a week or two away. You can apply for a cash advance from lots of different lenders, but they don’t all offer the same deals. Processing fees, interest rates and other charges will vary, so you should always think carefully before committing to any form of credit.

You may be able to get a cash advance using your credit card, but interest plus some form of fee - a flat fee or a percentage of the amount withdrawn - may also apply. It’s important that you fully understand what these costs are before you apply for a cash advance, otherwise you could end up paying a significant amount more than you wanted to.

Why choose a Wonga loan?

We offer a solution for occasional, urgent and short term cash needs. You shouldn’t use a Wonga loan to manage existing debt or if you’re already under financial strain.

If you have an unexpected bill or emergency, we may be able to help. Check out these key features of our service:

  • You decide how much you want to borrow and when you want to pay back
  • See the full cost upfront
  • We send the cash within 5 minutes of approval
  • Manage your loan and personal details with your online account 24/7

An online cash advance

You can access our website on PC and mobile anytime, 24/7.

Using the sliders on the homepage you can set how much you’d like to borrow and for how long. We’ll show you the full costs of the loan upfront. If your application has been approved, we’ll send the cash within five minutes.

We want our relationship to be a straightforward and trusting one, so we lay out the facts as clearly as possible. Only you can decide whether to apply or not. So if you’re not sure you can afford a loan, or comfortably repay on your chosen repayment date, please get advice before making a decision.

If you do take out a Wonga loan, you can manage your money whenever you want on your online account. Want to pay back early? You can repay some or all of your loan early by logging into your account on our website - you’ll save money as we only charge interest for the days you borrow.

To find out more about our service, please see how it works.