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Wonga Loan Calculator

The sliders on the Wonga home page are actually nothing more complicated than a simple loan calculator. They allow you to select how much you want to borrow and for how long. We show you the full costs of the loan upfront so you can see how much the loan will cost you before you apply.

Our short term loans are for occasional use only. You shouldn't use them to manage existing debt, or if you're already under financial strain.

Before you apply, make sure a loan is right for you and that you’re comfortable you can repay it on time.

Applying for a Wonga loan

The entire Wonga loan application process is online and you can apply 24/7.

To apply for a Wonga short term loan, you must:

  • Be over 18
  • Be a bank account and debit card holder
  • Be a mobile phone owner
  • Live in the UK

We always assess each application individually and only lend to people we think can afford to repay on time.

Find out more about how Wonga loans work.

Key features of a Wonga loan

You can see the total cost of your loan upfront before you apply and you can also repay early in full or in part at any time and save interest as you only pay interest for the number of days you borrow. There's also no fee for repaying early.

Frequently asked questions related to a loan calculator: