x

Need help?

Hi, can we help?

It seems you've been stuck on this page for a while. We're here if you need us.

Chat to us now

See what Wonga customers say about us

Comparing payday loans

Why compare?

Every lender is different, and it's important to focus on what sets them apart. Some will charge late fees, some won't. Lenders like Wonga will let you borrow an exact amount to the pound, while others restrict lending to increments of £50.

All of these features have an impact on the overall cost and flexibility of your short term loan. By comparing each provider, you can be confident that you've made the best choice for you.

Choosing a loans provider

Nobody wants to pay more than necessary for a short term loan, and it's vital to find the right provider. Research is key, and there's a lot more to choosing a loan provider than just comparing interest rates and APR.

Before you begin, you must know:

  • The amount you wish to borrow
  • The length of time you need to pay your loan back

With this in mind, you can begin to compare loans from different providers. Note down any restrictions that affect your total, such as being tied down to a longer loan period than necessary. Be aware of hidden fees or late fees too, and find out if the provider offers a grace period to give you some breathing space.

Alternative loan providers

Here at Wonga, we don't pretend that we're the only payday loans provider out there. It's natural - and important - to shop around and while we have many competitors, we take great pride in our flexible and customer-first approach to lending.

Sunny Loans from £100 to £2,500

Sunny Loans specialise in short term loans, giving customers the option to borrow between £100 and £2,500. The shortest borrowing period available is one month, which can be extended - month by month - to a maximum of 14 months.

See how Sunny Loans and Wonga compare.

Quick Quid - borrow up to £1,000

Quick Quid offer new customers a maximum loan of £1,000. Their shortest payday loan currently available has a borrowing period of 27 days.

See how Quick Quid and Wonga compare.

Fixed 6 month Lending Stream loans

Lending Stream loans have a fixed borrowing period of six months for all of their loans. New customers can borrow up to £800, and may pay their loan back early if they wish - but this won't reduce the repayment amount.

See how Lending Stream and Wonga compare.

Satsuma loans from £100 to £1,000

Satsuma’s short term loans range from £100 to £1,000 for new customers. The minimum borrowing period for a Satsuma loan is three months. Satsuma loans can be repaid either in monthly or weekly instalments.

See how Satsuma and Wonga compare.

Flexible borrowing from Wonga

At Wonga, flexibility is at our core. Providing a responsible solution for life's unexpected surprises, we differ from our competitors by putting you in control.

We're transparent from the start. There are no hidden fees with a Wonga loan. We understand that life can get in the way sometimes too, and that’s why we offer a three-day grace period to give you some breathing space.

Wonga payday loans start from as little as £50. If you need £100 for one day, seven days or a few months, we can tailor our loan to you - there's no need for an unnecessarily long borrowing period.

If you think Wonga might be the right lender for you, take a look at our available payday loans, we offer three: a Short Term Loan, 3 month Flexi Loan and our 6 month Flexi Loan.