About us

Wonga.com is part of Wonga Group, a digital finance company providing short term credit to consumers and businesses. We’re based in London and launched our first website in 2007. We have since provided millions of small loans to customers in the UK and beyond. Wonga’s aim is to provide an online and mobile finance alternative to the old world of high street banks and traditional high street lenders. Our services are simple, transparent and flexible.

Representative 1,509%APR

We're automated

We provide loans designed for short term cash flow needs using our fully automated and real-time risk technology, which processes many pieces of data to make objective lending decisions.

We were the first company in the world to fully automate the lending process and, if a loan application has been approved, money is sent to your bank within 5 minutes.

We are selective about who we help, meaning we actually decline the majority of first loan applications, but we have now provided millions of loans via the web and smartphones.

We are authorised and regulated by the Financial Conduct Authority, Interim Permission Number 611974, and we are a member of the Finance and Leasing Association. We comply with the FLA’s Lending Code and Good Practice Customer Charter.

Total costs upfront

Wonga offers loans with the total cost upfront, so you know exactly what you need to repay and when. You can also make a decision about the cost of the loan or compare prices without needing to make an application.