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Is a Wonga loan right for you?

Our loans shouldn’t be used as a long term financial solution

Late repayment will mean extra costs and may affect your credit rating

You shouldn't use our loans to manage existing debt

You should only take out a loan if you are comfortable you can repay on time

Short term £100 loans

What are £100 loans?

If an unexpected bill or emergency expense crops up, you may need a little extra cash to cover the cost. Small loans offered by short term lenders may typically range from £100 loans to £1000 loans, although the actual amount you can apply for will vary between lenders.

Why might you apply for a small loan such as a £100 loan?

When life throws unexpected costs in front of you, such as a surprise bill or emergency car repairs, you may consider applying for a short term loan.

A short term loan is a cash advance that’s usually due to be paid back within a short period of time. This type of loan is typically used to help cover unexpected expenses or other emergency expenditure

Before applying for a short term loan, make sure that a loan is right for you and that you’re comfortable you can repay it on time. You should also make sure you do your research to find out which loan is best for you based on your financial circumstances

Does Wonga offer £100 loans?

At Wonga, we offer short term loans to people with occasional and short term cash flow needs. You can apply for as little as £50 up to a maximum of £400.

You can use our interest calculator at the top of this page to find out how much a £100 loan will cost you for the period you need it for. For a £100 loan, you will be charged 80p interest per day.

If you don't repay on time, we will continue to charge interest at 0.8% per day for up to 30 days after your repayment date. You'll also be charged a missed payment fee of £15 if you don't fully repay by 11pm on the third day after your repayment date.

Remember, make sure a Wonga loan is right for you and you should always think carefully before committing to any form of credit.

Further information

If you're trying to manage existing debt or in financial difficulty, consider what your options are before you borrow. For further help on managing your money visit the Money Advice Service.