What if I'm already in debt?
Your current loans and credit commitments will be taken into consideration as we're making our decision. But if you know you're already experiencing sustained problems meeting existing financial commitments, please don't apply in the first place. Our loan will only add to your commitments and it will definitely need repaying in full within 30 days. Instead, we recommend you talk to the good people at the Consumer Advice Bureau or visit the Consumer Credit Counselling Service.
