How do bank holidays and weekends affect the service?

They don't affect the service at all in most cases! Loan payments are normally made within minutes of approval, 24/7/365. The only time when this might not be the case if you use one of the smaller banks which hasn't yet implemented systems to allow fast cash transfers around the clock. If this is the case and your application is approved during a weekend or bank holiday, we'll get the cash to your account on the morning of the next business day.