What do I need to get a Wonga loan?

You need to be living in the UK and have a UK bank account with an active debit card. You also need to be able to repay us on the date you promise to, so please don't use Wonga if you have any concerns about your ability to do that. Finally, we include a credit check as part of our instant decision system, as we're only interested in lending to people whom we believe can repay a cash advance without undue financial stress.