Short Term Loan

Short term loans are great for when you need cash for unexpected expenses or purchases you haven't budgeted for, but they’re not always easy or quick to get. Wonga can give you a super fast short term loan that's easy to apply for, quick to receive and all yours to spend how you like.

Sometimes you just need a quick loan. The problem is that most payday loans and a lot of unsecured loans from banks will only let you borrow set amounts and penalise you for paying it back quickly. But now there's a totally new way of borrowing cash – Wonga.com.

Fast loan

It's a short term loan that you could receive in your bank account within 15 minutes of approval. Select how much you would like to borrow and the date you promise to pay it back and Wonga calculates exactly how much the repayment will be before you apply.

Why are other short term loans so expensive?

A lot of payday loans don't do a credit check, which is helpful for people with bad credit, but if you do have fair or good credit it means you're effectively being penalised. In order to get a short term loan with Wonga, you'll have to pass our credit check, which usually only takes a few seconds. When you do, you'll be able to take advantage of our super fast service.

A short term loan that gives you financial freedom

Whatever you choose to spend it on, you don't have to justify it to Wonga. All we ask is that you only borrow what you can afford to repay within a month. Just think of it as a cash advance before your money comes in. A short term loan is cheaper than payday loans or an unauthorised overdraft from your bank.

When there's too much month at the end of your money your lifestyle shouldn't have to suffer, nor should you have to grovel to the banks. Wonga can get you some month end money to cover you until your next payday, so you can continue living your life.