Everyone can use a little financial help every now and then. Wonga may be able to help. We’re here to ease your short term, urgent cash flow needs. So, if you’re short of cash due to an unexpected bill, emergency or opportunity you can’t miss, we could help. We know life doesn’t always go to plan so we’ve made our service as flexible as possible. Our service isn’t about simply getting you a quick quid; it’s about providing an efficient and transparent service, when you need it most.
Unlike other short term lenders, Wonga lets you choose exactly how much you want to borrow and for how long. Remember you should always think carefully before committing to any form of credit.
Amount of credit: £150 for 18 days. Interest: £27.99. Interest rate: 365%pa (fixed).
Transmission fee: £5.50. One total repayment of: £183.49. Representative 5853% APR.
Use the sliders on the homepage to choose exactly how much you’d like to borrow and how long for and we’ll show you the full cost upfront with no catches or hidden fees. Our online application is straightforward to complete and if approved, we’ll send the cash within five minutes, no matter what time of day or day of the week.
Want to pay your loan back early? Go for it.. Unlike other lenders we won’t sting you with any surprise charges and you can save money as we only charge interest for the days you borrow. We make it easy to repay your loan early as you can do so by logging on to the “my account” area of the website.
As a responsible lender, we assess every application on an individual basis as we only want to lend to people who we believe can comfortably afford to repay the loan on their chosen repayment date.
We only offer short-term loans. Our loans are not designed as a continual source of credit and will be unsuitable if you need to borrow for a longer period.
If you fail to repay on your chosen repayment date, we will charge you a missed payment fee and it may be more difficult for you to borrow in the future.
For more information about our service, please refer to the ‘how it works’ section of our website. If you have any questions, check out our FAQs or get in touch with our customer care team at firstname.lastname@example.org or 0207 138 8330.
We need you to make sure that a Wonga.com loan is right for you. Our loans are intended for occasional use only and you shouldn’t use our service to manage existing debt or if you’re already feeling the strain financially.
We want our relationship to be a happy and trusting one, so we lay out the facts as clearly as possible. Only you can decide whether to apply or not. So if you’re not sure you can afford a loan, or comfortably repay on your chosen date, please get advice before making a decision.
In a crowded market, there are lots of businesses telling you what they think you want, and it’s refreshing to find one that lets you decide.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk