Everyone can use a little financial help every now and then. A short term loan from Wonga could plug that hole from time to time with a few quick quid.
Wonga cash advances are short term loans online, meant for occasional use when emergencies crop up. They’re a convenient option to getting your hands on some quick quid when you’re in a pinch. The length of the loan could be just one day or up to a month. Wonga is the flexible loan that lets you select your own repayment date.
Wonga understands the needs of our customers when talking about quick quid. Once approved, Wonga can send cash directly into your bank account within 15 minutes, 24 hours a day, seven days a week.
Wonga also makes it easy to repay your loan by offering free early repayment and self-service through the MyAccounts section of the website.
To get some quick quid in your account, use the sliders on the homepage to select how many days you need the loan for and how much money you need to borrow, down to the last quid. Wonga’s on-screen loan calculator figures out the total cost for you. Not happy with the results? Play with the sliders to your heart’s content and, when ready, click "Apply Now."
We can spend all day telling you about why you should choose Wonga over any other lender when you need quick quid. But the way to tell whether or not you can believe all the hype is by seeing how the company puts what it says into practice.
As we said earlier, Wonga understands the needs of its customers and we take lending seriously. We also recognise the need to promote good lending in a wider sense, and because of that we are proud supporters of Kiva.
Kiva is a charity that enables individuals or organisations to give low-income entrepreneurs in the developing world an opportunity to fund their businesses with small, interest-free loans. This gives these entrepreneurs the chance to make their businesses a success with a little financial help.
Wonga has been one of the organisations that funds these loans since 2008, and we’ve made thousands of loans through Kiva. For instance, Nanci in Peru used her loan to grow her business selling cosmetics and expand into selling children’s clothes. Her loan has now been paid back, and she’s looking forward to using more loans like this to help her business grow even more.
You can find out more about how these small loans have made a huge difference in the We Love Kiva section, or by visiting www.kiva.org.
There are lots of people who need quick quid, and from the start, Wonga wanted to be a different kind of lender – one that customers would feel safe using, and one that could trust the people they lent money to. For one thing, we don’t hide any extra charges from potential customers. You don’t have to create an account to see what the loan you want will cost you, or give any information whatsoever to Wonga before you decide to apply.
Secondly, we’re open and honest about what happens if you don’t pay back your loan on time. This kind of information can be difficult to find on some online lenders’ websites, if it’s there at all! We are open about charging a missed payment fee of £20 when you don't repay us on time. Interest will also continue to be charged on the amount you’ve borrowed and that's why we urge you to repay us on time.
It’s all on the website, easy for you to locate. And if you have any questions, check out our FAQ section or call a customer service representative.
Likewise, we want to promote responsible borrowing. A loan agreement involves two parties, and we’ve thought of you as well, when working out how Wonga loans would be different from the rest.
Wonga won’t tell you how much you have to borrow, or how long you need to borrow it for. You can use the sliders right now to find out how much it will cost you at the end, and decide whether or not it sounds right for you before creating an account with Wonga.
In a crowded market, there are lots of businesses telling you what they think you want, and it’s refreshing to find one that lets you dictate the terms.
When you need quick quid, Wonga is there to help. Our online application is simple to complete and once approved, you can have the money sent to your bank account in 15 minutes. If you can repay your loan early, all you need to do is access your Wonga details online – no penalty fees, and no hassle!
We get that being short of cash is stressful, and having unpaid bills on your mind makes that stress ten times worse. So, for flexibility when you need it most, it can only be Wonga!