Whatever the reason you’re surfing the net for “loans online”, you’ve just landed on a page that can help.
Welcome to Wonga!
Wonga offers loans online in a super fast and flexible way. Wonga’s transparent service allows you to see the total cost of your online loan upfront before you begin the application. There are no hidden fees or additional costs when loans are repaid on their due date. You can even repay early without any penalty fees and you’ll pay less interest.
Wonga strongly encourages responsible borrowing. We’ve put all costs upfront so you know exactly how much you will have to repay.
Wonga loans online are a ‘round the clock service. Applications are online and once approved we will send the money to your bank account within 15 minutes, no matter what time you’re surfing for a loan, day or night.
When you need money to cover an expense of any kind, expected or not, you just want to get it quickly and easily. No one likes having unpaid bills hanging over their head, or the edgy feeling that comes with an empty bank account.
The question is, how do you get it? There’s always friends and family, but those conversations can be awkward and owing money to someone you’re close to can strain a relationship. Plus, if you need money right now, you may not be able to wait for someone else to get it to you on their own schedule.
The most traditional ways of getting quick cash are through banks, credit cards or applying for short-term loans online. Each of them has a different process, different implications and fits different financial situations. There’s no right choice, but rather a “right for you” choice.
They’re big, they’re safe, they’re air-conditioned and they’re often the first places people think of when looking into loan options. If it’s a long-term loan you’re after for a large purchase, then a bank loan is probably a good choice. Banks do not tend to offer short-term personal loans, and if they do short-term often means a year or more. Are your current financial needs enough to justify serveral years of monthly payments? Or, are you looking for a shorter term solution?
● Credit cards
You probably have one or two of these in your wallet. They’re great for times when you haven’t got enough cash on you, or when you don’t want to use your debit card. Before you charge too many of your extra expenses to that shiny piece of plastic though, look ahead a month or two and figure out whether or not you can pay off that balance right away.
● Loans online
Along with all the other conveniences that the internet has brought us, is the ability to buy whatever you want without ever leaving your home. At any time of day and from anywhere with an internet connection; you can contact people, order groceries, search for information and check up on your bank account.
You can also apply for personal loans online, which gives you the time and flexibility to research companies, consider options and find the best deal that works for what you need. With Wonga, you’ll know exactly how much your loan will cost – fees, interest and all – before you even apply.
Online loans provide the obvious advantage of convenience when it comes to finding a loan and with Wonga, you can apply for your online loan, in the privacy of your own home, and once approved see the money in your bank account in less than an hour.
The Wonga application is simple but thorough. It involves assessing each applicant based on their credit history, which contributes to their Wonga trust rating, allowing us to make a quick and objective decision. A good credit history and good trust rating will stand you in good stead with Wonga.
By short-term, we mean days, not months. If the reasons why you need to borrow money are temporary, then your loan should be the same. Why keep paying interest on money when you don't need to?
With Wonga, you can set the deadline for as little as a day, and we don’t actually want our customers borrowing money for much more than a month. What other lender would tell you that?