Get a loan with Wonga
Have you heard about Wonga? It's a new type of loan and a totally new way of borrowing. Cash is credited to your account quickly and the repayment is taken from your debit card – it’s all online! It's perfect for the times you just need a little cash to see you through to pay day.
Wonga is better than a payday loan and the fastest service of its kind in the UK. Small, fast loans are perfect for the moments when you need your cash to stretch that little bit further. Forgot to buy a wedding gift? Need a bit of extra cash on a last minute break? Pipe sprung a leak or the car broken down? Don’t worry, Wonga it!
What's the deal with payday loans?
Payday loans are a quick and convenient way to get fast cash now. They're a solution for the odd month you need to pay for something and can't wait until pay day. But don't get lured by the first one you see. Ever heard of a 'loan shark'? It's the name given to lenders who aren’t ethical and don’t care about people who use them - and there are a lot around.
Enough animal talk – let’s talk loans. Wonga doesn't encourage long-term debt. We provide an alternative way for you to get cash for those unexpected moments when you suddenly need cash that hasn't quite made it into your account yet. Unlike a credit card, the cash needs to be paid back within a month, so you aren’t left with a spiralling balance that could go out of control.
With Wonga, you can also find the cash in your account within an hour after you apply. Depending on your trust rating, you can borrow up to £1000.
Wonga makes borrowing affordable
Select how much you would like to borrow and the date you promise to pay it back and Wonga calculates exactly how much the interest and full repayment will be before you apply. That way you can play with the amount and length of the loan to help decide how much you need and how much you can afford.
What makes Wonga different?
To start with we don't have the inflexibility of a bank. Banks prefer you to take out larger sums and pay loans off over a longer, fixed period of time. But if you only need a small amount, why not pay your loan off as soon as you can with Wonga? It's quicker and will save you interest.
Wonga's unique online application gives us confidence about your ability to repay, so we're not going to charge you extra interest like some lenders. It’s a fixed rate and you’ll know the cost upfront before applying. We want your loan to be affordable so you can pay it off within a month. Because Wonga is all done online, you don't even have to fax us any paperwork or wait in queues. It's as simple as applying online and watching the money appear!
When there's too much month at the end of your money, Wonga can give you the financial freedom to live your life until payday!
First-time borrowers can apply for up to £400.
You'll need to have a UK bank account linked to a valid debit card.
Repayment comes directly off your debit card automatically with no need to call us.
Choose a loan repayment date that is best for you; It doesn't have to be your payday.
Loans from one day to a month with instant, on-screen decision and 15 minute payout!
Approval in minutes
No faxing paperwork
Licensed by the
OFTMembers of the
FLA
Easy & reliable
Total cost shown upfront
Repayment via debit card
Loans from one day to one month
