How does Wonga work?

Wonga provides small and super-flexible loans around the clock. We're here to help solve urgent and short term cash flow problems. We’re faster and more convenient than other online lenders because there’s no paper work, faxing or hanging on the phone – the entire service is online. It's straightforward to submit an application and, if approved, you'll get the money in your bank account within 15 minutes.

Wonga cash advances are for up to a month. You decide how much cash you need and how many days you want it for, using the simple sliders on the home page. We calculate the cost upfront and you commit to repay it on the date you select. On the morning of that day we take a single payment from your debit card, after which you'll be welcome to apply again whenever you need Wonga. For more info, check out How to Wonga or select your next question.