No Credit Loans

These days it’s hard to come by a no credit loan, meaning getting a loan without a credit check. The reason reputable lenders don’t offer no credit loans is because they have the borrowers financial health in mind. Lenders want to know that you can afford to repay your loan without any undue strain on your finances.

Here at Wonga.com, we’re proud to say that we run a super-fast credit check on every application. It’s so fast you won’t even have time to put the kettle on before we come back to you with our instant decision. After you receive our instant on-screen approval, the money will wing its way to your bank account at the speed of light. Well, maybe not that fast, but we will send the cash to you within 15 minutes of approval, guaranteed.

Why choose Wonga over a no credit loan?

As you look around our site you’ll see words like responsible, promise and trust. That’s because we want to build a relationship with our customers and we believe these are the building blocks for a healthy relationship.

This is why Wonga.com lends on a basis of Trust. First-time borrowers can apply for up to £400. When you use the service responsibly and repay your loan on time, we’ll gradually increase our trust in you, allowing you to borrow more in the future should you need our service again. Eventually you may be able to reach our maximum loan of £1000, an amount reserved for only the most trusted Wonga customers.

Wonga can help improve your credit rating

Although a no credit loan may be tempting, a short term loan with Wonga can actually help improve your credit rating. Simply use Wonga as you would and always repay on time and we’ll let the credit bureau know about your excellent repayment history.  It’s that simple!  Online lenders offering no credit loans will not offer you the same courtesy, that’s for certain.

Pass on no credit loans, apply with Wonga.com today!