Janat is the leader of a four-member group. She is a 40-year-old single mother of four children aged between 11 and 17 years. All of her children go to school. She resides in and owns a one-roomed house where she is staying with six people. She takes care of additional family members. There is electricity but no piped water at her home...
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Rosalina Hernández Argueta lives in the Apopa municipality of San Salvador. Rosalina is 48 years old and currently lives with her life partner and her son who is now older. Rosalina counts on the financial support of her son as he contributes financially to the household, but Rosalina is searching for a way to subsist...
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The "Siempre Alegres" group is made up of 11 members and is located in the city of El Alto, in the center of Alto Lima. They are a very cheerful group who work responsibly with their loan officer...
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Claudia works for a company that distributes books. Her work helps her feed herself, her son, and her mother, the latter two being in her care. She lives in a rented house in the Pampahasi area of the city of La Paz. The loan will be used for treatment (physical therapy for her mother, who suffered last year from an embolism and is in the process of a full recovery)...
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Clarisa is 50 years old and lives with her husband at their own home. She has worked in the agricultural field for over 20 years. It has been the source of their income and the way how along side with her husband has supported their family all these years. Their main crop is potatoes and other product of the region, called oca...
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The members of the "7 de Julio" (July 7th) Village Bank are neither related to each other nor have anything in common. They engage in a variety of commercial and service activities in the El Pajonal neighborhood. The women's businesses include traveling cosmetics sales, and a grocery store, and the men's include public transportation services, and phone card sales...
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The members of Las Flores Community Bank are from the Paltamarca community, in the Pachamarca Distrint, of the Churcampa Province. The Paltamarca community is located at 2800 M.S.N.M. For the most part, the population is engaged in farming activities. They produce corn and raise livestock...
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Elsa is 21 years old, is a young very hardworking person, and lives alone in a room she rented when she arrived to Juliaca from her hometown of Cabana (District of Puno). What she most wishes is to improve her quality of life. Her business is in the sale of cosmetics; this activity is very fun and profitable given that she enjoys chatting with many of her clients to whom she sells her products...
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Miriam is a young woman who is 23 years old. She feels the moral obligation to bring money into her home. She lives in
Miriam is a young woman who is 23 years old. She feels the moral obligation to bring money into her home. She lives in her parents’ house. She feels it is now time to help with the household expenses...
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Adela is 56 years old. She is a single mother and lives with her daughter and granddaughter in a house she owns. She's sold secondhand clothing and groceries for the past six years. She takes this merchandise to a port on the river near her house, where most of her customers are farmworkers. What she likes best about her work is feeling like a useful woman and interacting with a lot of people...
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Eugenia is a member of the Banco Comunal Corrí Ayllu, which means Golden Family. Eugenia is married and 45 years old. She has 7 children. Eugenia and her husband have a bakery in their house, where they make a variety of breads and cookies, which they sell in the city of Vilcas Huaman. Eugenia needs a loan of 1000 soles, which she will use to purchase flour...
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Mrs. Kimsrey, age 33, has been married for many years. She has been a silk weaver for 19 years, a skill she learned from her grandmother. She has three children who attend school. All of them assist her with weaving silk when they are free from their studies...
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Toan Thi Do was born in 1960 (No 010114150008). She lives with her husband, mother-in-law and three children and is very diligent and energetic. She raises ducks and grows vegetables, and sells pork-pie. The other three women in the group have confidence in her and have hence elected her as the group leader...
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Davaasuren Jamyansuren lives with her husband and 20-year-old son in Arhangai Province, one of Mongolia's central provinces. Their son goes to a local university...
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Shahida baji is the wife of Abdul Sattar and they have lived in a city named Lahore, Pakistan for the past 14 years. Lahore city is famous for its historical places and for its Punjabi foods. Shahida baji is an uneducated lady who couldn’t get an education due to the few financial resources of her parents...
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Olubisi is 48 years old and married with a child. She sells medicine to make a living. She is requesting for a loan in the amount of NGN 100,000 to purchase more medicine to sell. She says thank you to all kiva lenders...
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Oumou Hane Bocar Sall sells fabrics, shoes, etc. She lives in Médine, a neighborhood of the town of Mbour, which is situated 80 km from the Senegalese capital (Dakar). She has been working in this sector for 3 years...
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Khalilova Savri is an enterprising woman. She is married and has two children. Her husband is a taxi driver and his salary isn't stable, so sometimes debts accumulate. To help her husband, Savri decided to start her own business, designing and making traditional dresses for women. She began after her first child was born and started with a small machine she already owned...
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Jessica Olila is from the city of Baikingon, Cagayan de Oro. She is 27 years old. Jessica is married and has 5 small children. To make a living, Jessica owns and operates a business venture in the retail sector, operating a clothing business. While not the only means for generating revenue, the main source of income for the business comes from selling used clothing to local community member...
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Kodirova Bisolima is a 45-year-old widowed woman with two daughters. She assumed full responsibility of financing her children’s education when she lost her husband. Bisolima has owned and operated a seamstress shop for the past 22 years. She sews all forms of women’s national dresses in various styles that suit the tastes of her customers...
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The people shown in the picture are Mrs. Duong Rem, her husband, and their child, who live together in Siem Reap Province...
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This young woman had been selling staple goods but that business was not very successful, so she began to sell "pagnes" (lengths of brightly printed African cloth). This second business is going well; her clientele is growing and she wants to refurbish her stock, so she has come to WAGES to request her first loan to buy 20 "pagnes" (HI Target brand), 10 "pagnes" (Phoenix brand) and 5 "pagnes" (Wax brand)...
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This young woman is single and works hard to support herself. She sells eggs, a business she began just last year. She sells her eggs to food service providers. The demand of her clientele has increased and that is why she is asking WAGES for her first loan to buy 100 trays of 30 eggs each...
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The "El Trapiche" group is comprised of 17 people who are represented by señora Norma, who is their president. The members of the group have different jobs like selling bread, vegetables, cosmetics by catalog, and seasonal products. Some of the male members have public transportation businesses...
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The group “25th of May” is a newly formed group with 17 members. They are represented by Señora Deysi. The majority of the members live in the same neighbourhood and have known each other for a long time...
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El Futuro Group is a new group that has twelve members. Three are men and nine are women. Mrs. Leonela is their representative. They work in different areas. Some of the men work in transportation and some are employees. The women sell groceries in neighborhood stores, sell bread, clothing, soft drinks, food, and meat and chicken...
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The “16 de Mayo” group is a new group. There are 15 members in the group and Mrs. Rosa is their representative. All of the group’s members live in the same neighborhood, so they know each other. Most of the members plan to use the loan money to grow their small business, business that sell products like; food, bread, sweets, cosmetics by catalog, and milk...
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The group “September 8th” is an integrated group of thirteen members led by Mrs. Mónica Bartola. All members sell activities such as public transportation in motor taxis and various products like bread, beverages, clothes, fish, CDs and groceries in neighborhood stores...
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Asli (her husband is pictured) was born in 1950. You can see in the picture Arzuman Huseynov. This family received the first loan in 2007...
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Parviz was born in 1976. He is an Internally Displaced Person (IDP) from the Armenian-occupied territory of the Azerbaijan Fuzuli town, now settled in the Fuzuli region in Bala Bahmanli village...
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Hatam (his relative is pictured) was born in 1964. He is an Internally Displaced Person (IDP) from the Armenian-occupied territory of the Azerbaijan Fuzuli town, now settled in Horadiz town. He is married and has 2 children. He has been in the business of fruit and vegetable sales for 7 years. Now he needs a loan of 2,000 AZN to buy fruits and vegetables for improving his business...
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Begakov Bakhriddin is a gentleman who has dedicated himself to the business of farming and livestock for the past 3 years. He is married and has a daughter. Currently he is faced with the need to invest in the purchase of cattle. For this simple reason he is seeking the support of IMON International to obtain a loan for the purchase of cattle to sell...
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Samaddin Atakishiyev is a hardworking business owner from Agsu, Azerbaijan, who has a business selling men’s clothes. He has been running his business already for eighteen years and has gained much experience. Samaddin is married and has two sons. His business has become the main source of income for his family...
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The "Reina de la Paz" group is a new group composed of fourteen people, of whom four are men and ten are women. All the members do different things to make a living, such as selling food, gas, or clothes, baking bread, providing public transport and educating children in schools. There is a high level of competition, but the members of the group know how to stay afloat with the sales of their products...
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The Impacto (Impact) Communal Bank is represented by Señora Mariela and is composed of 13 members, the majority of whom are engaged in secretarial work. However, some of the members work at cosmetics catalog sales or selling clothing, or bread to public transport passengers, or they work at manufacturing articles of clothing...
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The group "Las Magnificas" is represented by Mrs. Julia and has 16 members who have been together for five seasons showing strength, honesty, and responsibility, and continue wanting to go on growing in spite of having had problems with some bad members...
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Nadir Talishov is married and has three children. His family lives in the city of Agsu, where Nadir runs a small downtown grocery store. Nadir 's store is well-known in the neighborhood because he serves his customers well and works late hours, which is very convenient for those who work late and go shopping after they get off work...
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Punkhan Jamiyev is forty-five years old and married with four children. He lives with his family in his own house, which is stocked with the basic necessities. Punkhan has owned a small general store for five years. He sells foodstuffs for everyday use, such as sweets, flour, macaroni, sugar, preserved food, soft drinks, etc...
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Mazakhir Karimov runs a small grocery store, selling a wide variety of foodstuffs, including canned foods, soft drinks, juices, sweets, tea, coffee, etc. He has been in this business for about twelve years. He is married and has three children. One of his goals is to be able to remodel his apartment and improve his living conditions...
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Elshad Karimov is 52 years old and is married with four children. He sells confectionery and other foodstuffs in the market and has been in this business already for four years. This activity generates the main income for his family...
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Liên Hoàng Th? (1108060228) is a 46-year-old woman living in the town of Kim Ð?ng. She is married and has 2 adult children. To make a living, Liên owns and operates a general store. While not the only means for generating revenue, the main source of income for the business comes from selling a variety of different products in the local community...
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Feyruz Mammadov has always been a hard-working man who has made sure, from his young age, that his family never goes without their daily bread. He is married with three children...
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Ana del Carmen Saldaña is 54 years old and lives in the department of La Libertad in the occidental zone of El Salvador. Ana has the support and help from her husband in her business which is a small store with a diversity of consumer products. Ana also sells different kinds of beauty products from catalog...
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Jubrim sells weavon, hair extensions and jewellery in her house. Jubrim is 35 years old and married with 2 children. She hopes for the loan amount of N100,000 to purchase more weavon, hair extensions and jewellery to sell. She says thank you...
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Agnes Opoku sells cosmetics such as body spray, powder, pomade, cream, etc. She buys her goods from Kumasi at affordable prices and sells at the market square in her community. She hawks and treks to other markets to sell as well...
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Eva is the leader of a 5-member group. She is 35 years old, married, with four children aged between 3 and 10. Her children go to school. She resides in and owns a two-roomed house where she is living with three adults. Eva takes care of two additional family members. There is electricity and piped water at her home...
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ATONO is a very energetic woman who earns an income from commerce in pagnes (colorful West African cloth). She has mastered the managing of her business because of her seniority in this commerce. Her stock of merchandise is diminished. She would like to stock up again and is requesting a loan from WAGES to buy 20 bolts of pagnes of high quality...
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Delmis Hernandez is a young woman who has a small business called, "Variedades Delmis." She has owned it for four years, during which time it has gone very well for her. She is single, has no children, and lives with her parents. She helps them every month with their home's expenses...
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Kiria lives within PMI Nkwen, Bamenda, in the northwest region. She is married: her husband’s name is Boba Malafa. They have six children, all under the age of 15. She intends to invest her loan in her roadside business of frying and selling puff-puff (fried dough) with beans...
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