Mr. Im Sam Oun, 33, is married with four children and lives in a part of Kampong Cham province, Cambodia. He has been employed as a high school teacher since 1993. Because his salary is barely enough to cover his family's expenses, Mr. Im Sam Oun works breeding pigs in his spare time. Basically, pig breeding is going well from day to day and he can make profit about 6 to 7 months when his pigs grow enough for sale...

Adesuwa Igbinovia is lives in Benin City, Edo State, Nigeria. She is 37 years old and is married with 5 children. She runs a clothing business. She has been in this business since 2004. She learned this business from her mother. Adesuwa needs the loan for $775 to buy more clothes to sell...

Abdul Khalaq lives in district 15 of Kabul, Afghanistan. He is married and has 4 children. He has a metal shop, a business that he started 12 years ago, and still he is working. He has two workers in his shop. He loves his business. During the war in Kabul, he just had to stop his business for 1 year and after that, he started again...

Mrs. Ly Ok is a 53-year-old seller who sells groceries in Korkthlork Commune, Chykreng District, in the Siem Reap Province. She typically earns about 10,000 Riel (US$2.5) per day. Her husband, Mr. Sharin Soun, a 65-year-old farmer, earns approximately 4,000 Riel (US$1.00) per day. He has four children living in the family’s home. Two of his children are married, and one daughter is a garment worker in Phnom Penh City...

Suon Un, 56, is married and lives in Kampong Cham, Cambodia. She works as a rice farmer and makes $1.50 per day. Her husband is a palm tree climber, collecting palm juice. Every morning he goes to collect the palm juice and boil it into palm sugar to earn approximately $2.50 profit per day. Mrs. Suon lives with two of her nine children...

Thoeung Nat, 42, is a fish vendor who lives with six of her children in the Kampong Cham province. She typically makes about US$4 each day, and her husband, Chhun Pich, makes about US$6 each day as a cow dealer. The weather conditions have been difficult in Cambodia this past year, and inflation has also been out of control. These factors have created a difficult economic year for many Cambodians...

Ul Sithoan, 37, is a fish seller and lives with two of her children in Kampong Cham, Cambodia. Since 1998, she has been selling fish and is able to make around $5 profit per day. Her husband owns a pond that raises a few kinds of fish. Her husband always provides fish to her and also distributes fish to other venders in the market to earn approximately $7 in revenue per day...

Erica belongs to the Community Bank 'Maria Auxiliadora' and she lives in the region and province of San Martin, in the district of Tarapoto. She sells cold food and drink like natural fruit juices and sandwiches from the front of her house in the LR. Allfonso Ugarte No 947 is where she goes to get her clients as it is the main street in the city...

Ingrid, a member of the Community Bank 'Maria Auxiliadora', lives in the region and province of San Martin, in the district of Tarapoto. She sells general tassels and braids, and clothes. She sells from her market stall in the market 'Las Palmeritas Nº 01' in the city where most of her clients come from daily to buy her products...

Maria lives in a neighborhood of North Laureles. She is 42 years old. Her husband works as a taxi driver. Maria has two daughters, ages 13 and 16, who are currently in high school. Maria works every day cleaning and ironing for others. She has worked in the cleaning business for two years, and things have gone fairly well for her, as she has more clients every day...

Mrs. Maria, at 59 years old, has been able to have her own business selling tacos, sodas, and a variety of food. She has been in business ten years, and has a home in the Monte Tabor neighborhood with her 23 and 24 year old children who support her. Maria has been a tough woman now that she can't count on the support of her children's father...

Horacio lives in a neighborhood in the capital of Managua located in the citedel of Nicaragua. He is married with two children ages 13 and 18, who are studying in secondary school; his wife is a housewife and she takes care of the family. Horacio is a photographer with 30 years of experience...

Mwaka is 42 years old. She is married with 1 child aged 19 years old. She is a bucket producer. Every day, she works from 8am to 6pm at her business and can earn a monthly profit of about $10 from her sales...

Pili is 34 years old. She is married with 3 children aged 14, 12 and 7 years old. She has been a used clothes seller since 2005. Every day, she works from 8am to 8pm at her business and can earn a monthly profit of about $10 from her sales...

Sabina Omerovic was born in 1974 and she is from Kalesija. She is married and has two children, one 11 and the other 14 years old. Her husband is employed and he helps her with paying for food and the other things...

The community bank "MILENIUM", was founded on November 12, 1998. Its members consist of 16 women and 6 men, who live in the Calca district on Bolivar Street No. 128. It is located 50 minutes from the city of Cusco, Peru. The economic activities of those engaged with this bank are trade in agricultural products and services involving the sale of food and crafts at markets...

Batuli is married with three children aged 20,18 and six years old. She own a small shop and she is a tomatoes and onion seller. Every day, she works from 5am to 6pm at her business and can earn a monthly profit of about $40 from her sales...

For five years Rukhsora has had a small business drying and remaking apricots. Thanks to the quality of her products, she has earned a solid reputation among her customers and the demand for her goods has grown allowing Rukhsora to contribute significantly to the household and education of her son...

Ibragimov Karim is a self-sacrificing, loving father, 60 years old with three children, all of whom are independent. In spite of his age, he continues to fight to get his beloved family ahead and improve their economic situation...

Fatma Wade is the mother of three children and lives in the district called Parcelles Assainies in Thiès. She has managed a little restaurant in the neighborhood called Randoulene in Thiés for more than 10 years. She has belonged to IMCEC since 2003 and has had several loans that she reimbursed without problems...

Nun Chek, 39, a true entrepreneur who resides in Kampong Cham, Cambodia, has been selling sugar cane juice and grocery products out of her home since 2000, earning about $6 per day on average. Currently, Nun is requesting a loan of $1000 from Kiva via Credit, its local partner, to purchase groceries in bulk...

Some Nouen, 45, a grocery vendor and mother of four children in Kampong Cham Province, Cambodia, earns about $1 in profit each day. Family income is supplemented by her husband’s job as a garment factory worker. Some is requesting a loan from Kiva via Credit, its local partner, to purchase yams in bulk for sale, which will help double the family’s income...

Eight members in Ta Kret village in Kampong Cham province make up a village loan. Each member plans to use the loan for a different purpose. Mrs. Khil Thavy is the village bank president who has been selected by the members. She is a tailor who uses cloth to process into clothes for the villagers. Her husband, Mr. Yeang Mengleang, is a farmer...

This village bank consists of eight members who all live in Ta Kret village in Kampong Cham province. Mr. Binn Ravy is the village bank president. He is a security guard who makes a small salary to support his family. His wife, Mrs. Nov Sok Hean, is a housewife who cooks delicious food for her family...

The village bank, which is located in Kok Kandal village in Kampong Cham province, consists of twenty-six members who will each use the loan for a different purposes. Mrs. Ros Na is the village bank president and she is a sugar seller in the local village. Her husband, Mr. Chea Nean, collects palm juice to process into palm sugar for his wife to sell...

Twenty-two people in Trapeang Phnov village in Kampong Cham province have formed the village bank loan and they each plan to use the loan for a different purpose. Mrs. Chheum Sokha is the village bank president who has been selected by the members. She owns a small grocery store in the local village...

The village bank, which is located in Suong Kaeut village in Kampong Cham province, consists of nine people. Mrs. Meas Sreyneth is the village bank president. She is a cake seller who makes $5 for an income. Since this business is going well, she wants to expand it, so she decided to ask for a loan to buy more ingredients to make cake for her customers...

This village bank consists of eight members who all live in Chrey Bet Meas village in Kampong Cham province. They each plan to use the loan for a different purpose. For instance, Mrs. Sam Sokhom is the village bank president and she owns a small field where she grows potatoes. Since her plantation is going well, she decided to ask for a loan to buy potato seeds to grow on her field...

Wycliffe Tunduka is 38 years old and is married with two children, ages 13 and 5 years. His late sister's children (ages 18 and 22 years) are also under his care. Wycliffe lives in the Kayole section of Nairobi in an area called Kona Mbaya (meaning "Bar Corner")...

Mrs. Soeun Chamroeun (shown with her fishing lot), 40, and her husband, Mr. Sokhan Oeun, 41, live along National Road Number Five about seventeen kilometers from Phnom Penh. They were married in 1990 and have one son, who is a high school student. Mrs. Soeun and her husband have been growing rice since 1980 and started fishing in 1995...

Sairiniso has had a business baking Tajikistan's national sweets from granulated sugar for 16 years. Because her daughter-in-law is now helping her, she wants to expand her business. She doesn’t have enough capitol to meet customer demand. She is therefore asking for a loan of 2000 Somoni ($600) for the term of 12 months...

Victoria is married and is 56 years old. She has 6 kids who are studying at college and university. Victoria lives in an artisan neighborhood called Santa Ana. She has a store where she sells groceries, vegetables, drinks, meat and that also has a public telephone. She rents the store. She has some land where she plans to build her house and a store for her business, which her kids help her out with in their free time...

Humberto Ramos Gaytan works in public transportation in the city Acuña. He tells us that he already has a truck but he needs another one in order to work as when one breaks the other could replace it. He wants to buy a diesel transport vehicle because it is more economical and he would get better earnings...

Sikuzani is 25 years old and married with two children who are five and three. She has been a bites (chapati) and clothing seller since 2005. She works every day from 6 am to 5 pm at her business, and can earn a monthly profit of about $185 from her sales...

Farming requires a lot of effort which is why from a young age Mr. Evert Álvarez has dedicated himself to this business and today is seeking a way to expand his efforts in order to support his family which consists of his wife and two children. The necessity that today he faces is the lack of capital financing for the development of cattle and the production of basic grains...

Fazil Jabbarov is a 26-year-old man who works as a butcher and has a market stall for selling meat in the local bazaar. He has had experience in this field since 2002. He is married and has 3 children. Selling meat is the only source of income in his family and Fazil tries very hard to be a very good and polite with clients. That’s why his butcher shop is always full of people...

Ilgar Imanov is 42 years old. He is married with three children. Ilgar has been a cattleman for 20 years. He buys, raises, and sells cattle in the local animal market. He has an education in accounting, but he could not find a job and decided instead to open his business Currently his main source of income is dairy sale and cattle breeding...

Novruz Agayev is 57 years old and is married with 3 children. Novruz sells milk and yoghurt to the local people. He started a dairy and poultry business in 1982. The cow is kept in the house and it took a lot of effort and care by Novruz before it could give milk. Every day, he gets up early in the morning in order to feed the cow; all day until late at night Novruz is busy looking after the cow and his chickens...

Married and the father of one child, Koffi Toklovi was born on November 23, 1983 in Agbodjan Kopé in the Lakes Prefecture. His partner is a housewife who does not earn an income. They live in the Dabara Kondji district in Lomé. He is requesting this loan to open a little general store where he also plans to sell generic medicines...

The "pollera" is the typical skirt of many women (Cholitas) in some regions of the country, this is accompanied by shawls and other characteristic accessories depending on the region. This skirt is the main element of business within the association "Flores de Loreto"...

It has almost been 10 years since Komang Suarmi running her small grocery store in her house. She sells various goods, food and beverages, and opens the store at 7.00 am until 9.00 pm. The initial capital outlaid for the business was Rp 1,000,000. Komang Suarmi realizes that there should be more amounts deployed, so that goods sold can be more in number and varieties, but it was all they had...

Vilma belongs to the Communal Bank "Las Cucardas II" and lives in the region and province of San Martín, district of La Banda Shilcayo. She raises and sells chickens and aloe both at home and in the market but as a moving sales person that does not have a permanent stall. With the S/.1500 loan, that will be repaid in 6 months, she will buy hens, ducks, and eggs...

The Carrizal family’s home needs a “vitropiso” (tiled floor) since that the one it has is in bad condition. Señor Francisco and his wife María De Lourdes want a better home for their children and to have a better place to live in...

Don José is 44 years of age, lives in the neighborhood of Villa Canadá, is married, and they have two children, an 8 year-old and a 15 year-old who are in primary school. His wife is a housewife. Señor José works in a private institution working in security where he works for 24 hours and then has a day off...

Maria Elena is 30 years old, is married and lives in the Laureles Sur neighborhood. She has three children of 1, 5 and 8 years of age, and her husband works in security services, and contributes to household expenses. Maria has a small grocery store with four years of experience, which she started with her own funds...

Hello, we are the group "The Rock", and we work in sales. As a group, we have worked together for many years. We are fighting women and neighbors in our village. Our group works like this: Nitida Acevedo, I make chicken and pork Nacatamales, and I have been selling this kind of food for many years...

she gathers daily and sells in the San Pedro area and other areas at the center of the city of La Paz, Bolivia. In 2006 she received a loan, guaranteed by her daughter who works as a housekeeper. The loan she is currently requesting is guaranteed by her son Jose Rolando, who is a mechanic...