Born in 1980 in the village of Amégnran, Mr. Messan Amegnran presently still lives in that same village with his family. He is married and the father of 2 children. Having left off his studies very early, he learned to drive, work he performs with passion. Intent of having his own car to use as a taxi so as to be able to save more, he is requesting a loan...
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eñora María Dolores lives in the La Primavera neighborhood in the capital of Managua. She is 36, married to Señor Bernardo Reyes, who is a mechanic, with two children who are in school. They live with relatives, and one of her aspirations is to work hard so that in the future she can have her own home...
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Giovanna lives in the Laureles South neighborhood located in the capital city Managua. She is 41 years old and married to Mr. José Benito Pérez, who works as a mechanic. Together they have two children ages 4 and 16 who are both students. Giovanna has a small business in her home from which she sells cosmetics and baked goods/pastries...
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Teresa is requesting this loan in order to invest it in her home (construction of a room). She has three children: the oldest is 12 years old and is in the fifth grade, her daughter is in third grade, and the younger son is 4 years old. With her previous loans Teresa has been improving her home little by little...
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Maribel is requesting a loan in order to invest in the improvement of her home. With this loan she plans to plaster and put a floor in her home. She works as an educator/docent at the Nerpe Deyling Olivas Betancurt. She also relies on her husband who is a farmer and who is the one who obtains the basic Nicaraguan products...
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Hellow. We are the San Isidro group,a nd we are located in the community of Tablon, municipality of Danli. We are people who met a few days ago and each has his or her own business. We are very united and we like each other a lot. I think that his is an advantage of our group...
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Mrs. Ladis Del Socorro lives with her parents in Zone 3 in Juigalpa Chontales. Thanks to the effort of her parents, she is a qualified business woman who works as a secretary for the oil company, Shell. Due to the rainy season, her family has been affected by the faulty ceiling of their home and the deterioration of the wood pillars...
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Elvin Jose Garcia is 28 years old and is applying for his first loan to fix a wall. He will build this wall with cement in the kitchen of his mother’s house where he lives with his daughter, who is in fifth grade. He is requesting this loan because thieves have already visited their house and took valuable things they had sacrificed for...
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Simona is 41 years old, an elementary school graduate, married, and a mother of 3 children. She lives in downtown Acari, District and Province of Yunguyo, Puno. Simona is one of the founding members of the community bank “The Winners” in Acari. With an initial loan of S/.300, she bought 46 kg of chili peppers...
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Flor de Maria lives in the Reconciliación neighborhood located in the capital of Managua. She is 37 years old, married to Ricardos Lago who works as a translator, and has two children of 15 and 8 years. She has been a secretary for Union Fenosa for the past 12 years...
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Jose Angel Lechuga is 65 years old and he is married. He has been working for 15 years at the municipality of Juigalpa, fixing the parks, his wife works as super at School Leyden de Juigalpa. He is requesting this first loan to pay for the construction of his house; he already has the land...
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Mr. Reyes is single and he's 43 years old. He has been working in the Mayor's office in Juigalpa over the past 13 years as a janitor. He's requesting a loan in order to continue to build his home since the previous loans helped to finished half of the walls. He now needs to finish them and buy material for his roof...
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Davlatbibi Sultonova was born in 1968. She is married and has 3 children. Davlatbibi started her business 8 years ago by selling children’s socks. Toda,y Davlatbibi has a wide assortment of children’s clothing, ranging from children’s undershirts and underwear to jeans and suits. Davlatbibi purchases her products at the wholesale market and sells them at the “Muboriz” market in the Gissar region...
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Fayzigul Murodova, was born in 1966 and she has 4 dependents. She started her business by selling traditional head coverings. Today, her product assortment has increased. She sells a variety of traditional head coverings, boots, and coats. Fayzigul purchases her products from suppliers from Kokanda and sells them at the central market in the Gissar region...
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Sabra Mohamed is 27 years old and married with two children, ages one and six. She opened her own shop in Zanzibar seven years ago. She sells a wide variety of items, including juice, charcoal, firewood, and food. She is able to earn a monthly profit of approximately $60...
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Beti is 30 years old and married with two children, ages six and eight. She has had a shop in Zanzibar for five years. She works every day from 8:00 am to 8:00 pm and is able to earn a profit of approximately $80...
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This will be Salama's first loan with BRAC. She is hoping to use the loan to buy larger amounts of charcoal in bulk. This will help her sell larger volumes to her customers and make greater profits. Thank you for helping Salama and Mvyuna...
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This is Faridon, 32, who lives in Jalalabad city and is married and the father of five children. He has experience in the spare parts business because he is a shopkeeper of five years' experience in Jalalabad city. He also likes body building and he exercises in a club...
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Rebecca is a leader of a five-member group. She is a 24-year-old married woman with two children aged between four and nine, both of whom are in school. She resides and rents a two-room house where she is staying with four other people...
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Margaret is a leader of a five-member group. She is a 45-year-old married woman with six children, ages between four and 18 years. All her children go to school. Margaret also takes care of the two children of her late brother. She resides and owns a six-room house where she is staying with eight people...
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Martha is the leader of a four-member group. She is a 54-year-old widow with eight children, ages between 15 and 33 years. Two of her children are in school and the others are working menial jobs because they didn't get chance to go to school. She resides in and owns an eight-room house where she is staying with twelve people. Martha takes care of three orphans...
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Bisabyaba Ahmed is a married man with four children who are grown and have their own families, but he takes care of 3 grandchildren whose parents died of AIDS...
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The group Takku Liggey consists of four members, three women and one man, all of them married and responsible for their families. Their main business is small-scale sales of fruit and vegetables, but also fresh or dried fish on the outskirts of Mbour. Every morning they leave their houses to go to the marketplaces. The loan will allow them to bolster their little businesses...
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She is 56 years old and is marries with 7 children. Justa and her husband have a store in their home, which is located in front of the market in the city of Ayacucho, where they sell groceries as well as whole and ground grains. She sells her products in both large and small amounts, and she has one employee...
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Teodosia Rodriguez de Allcca is a member of a community bank, Alborada, which means "dawn" in Spanish. She lives with her husband and three children in Ayacucho, Peru. You can find Teodosia working daily in one of the largest markets in Ayacucho. She sells children's clothing and travels monthly to Lima to buy more stock for her business...
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Victoria Quispe Cusi lives in Ayacucho with her 12-year-old son. She is part of the community bank, Alborada, which means "daybreak" in Spanish. Victoria can be found daily at the market in Huamanga selling women's clothing. She travels to Lima monthly to keep her stock up to date...
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Maria Isabel Quispe Ramirez lives in Ayacucho with her husband and their five children, ages 5 to 16. Maria Isabel is a member of the community bank, Alborada, which means "daybreak" in Spanish. Maria has her own business selling women's cosmetics from her house. When she has time, she also washes clothes and cooks in her cousin's restaurant when she needs help...
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he Community Banking Group, Señor de la Picota, is a new bank that recently initiated 14 members, and who after weeks of training, is very happy to be starting out. Many of them were invited by members of other large Community Banking Groups and by the organizer. The members live in the Cerro la Picota neighborhood which is located at the base of the hill of the same name...
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This young merchant lives in Thiadiaye. He has belonged to the bank since February 2004 and he has never taken out a small loan. He's a hard worker, selling cosmetics and secondarily, shoes...
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Edith del Socorro Bermúdez has worked selling children’s clothing for the past four years. She sells the clothing from her own place on the outskirts of the Masaya market. She is a married woman and has a young daughter whom she supports...
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Merida is a multifaceted and optimistic entrepreneur who’s been working hard to bring up her four sons, all in their twenties now, by herself. She owns and operates a mini-market, and she sells empanada in the morning. Occasionally, Merida prepares breakfast and lunch for her customers...
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Mr. Donald lives in the Memorial Sandino neighborhood, which is located in the capital city of Managua. He is 36 years old and is married to Rosa Elieth Rodriguez, who is 30 years old and helps him with the household expenses by selling clothing and cosmetics. Together, they have 3 children...
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This is a small loan group with three members who have chosen Mrs. Vanna as their leader. Mrs. Vanna Bun, 25, makes a living selling food in a primary school. Her goods include candy, biscuits, desserts and cakes. She has been in this business for ten years and earns around $2.50 per day...
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Soam Pheap is 43 and lives in Siem Reap province with her husband and five children aged 21, 19, 16, 10, and 6. She sells souvenirs near one of the Phimean Akas temples in Angkor Wat which is one of the most visited and holiest areas in Cambodia. She makes about $10 per day. Her husband is 43, and is a cook making about $2 per day...
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Mwanakheri Sururu has been selling shoes in Zanzibar since 2007. She works every day from 8 a.m. to 6 p.m. and is able to earn a profit of approximately $45 each month. With her first loan from BRAC Tanzania, Mwanakheri intends to purchase more inventory for her shop so that she can increase her profit...
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Mwanakhamis Ali has been selling fabric and clothing in Zanzibar since 2005. She works daily from 8 a.m. to 6 p.m. and is able to earn a profit of approximately $45 each month. She is looking forward to taking out her first loan through BRAC Tanzania so that she can expand her inventory and increase her profit...
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Zorica was born in 1971 and lives in Karanovac, a village in Bosnia outside of Petrovo. She is married and the mother of two children, ages 4 and 15 months. She owns two stores with her mother, with each of the owning 50%. One of the stores is located across the street from her house, which allows her to both work and spend time with her kids...
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Isma was born in 1963 and lives in Gracanica, a small village in Bosnia. She is married and lives with her two children, who are 15 and 23 years old. Her husband works in construction, but in order to support their family, Isma also does agricultural work from their home...
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Ramzija was born in 1965 and lives in Doboj, a town in Bosnia. She is a widow with no children. She currently receives 300KM from the pension plan of her late-husband, which is equivalent to roughly $200USD. In a country where a quality vacuum cleaner costs 200KM, this pension income is barely enough for Ramzija to survive...
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Rasul Juraev has been a taxi driver for many years and is known in his town for being a fast but safe driver. As a result he has acquired many regular clients and his business has prospered. However, recent increases in the price of petrol have motivated him to convert his car to natural gas, which will save him money for fuel and allow him to offer his services for cheaper...
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Refija was born in 1951 and lives in a suburb of Gracanica in Bosnia. She is married without children. Refija raises cattle and earns roughly 350KM/month by selling milk and milk products. (The equivalent of roughly $230USD.) ...
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Zubaida baji is the wife of Nazir Ahmad and lives in a city named Kasur, Pakistan. Kasur is famous for its sweetmeat and religious places. Zubaida baji has been living in this city for 40 years. She is a housewife and prefers to do household work...
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Hajrija was born in 1959 and lives in Rainci Donji, a village near Kalesija. She is married and has a 25 year old son, who is employed and continues to live with her. Hajrija's husband has a steady job, but he earns just 450KM/month (roughly $300USD/month), which is not enough to support the family...
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Rasema was born in 1951 and lives in Tupkovic, a village close to Živinice in Bosnia. She is a widow and receives 300KM/month from her late-husband's retirement plan, which is the equivalent of roughly $200USD. She lives with her 19 year old daughter, who studies at a local university...
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The village bank loan group of Chamka Tamao Village in Kampong Chhnang Province consists of fifteen people. Each plans to use the loan for different purposes. Mrs. Suo Chan Thea is a housewife who cooks a delicious food for her household. She is a 45-year-old widow with three children, two of whom are employed in a garment factory while the other is employed in a small position in a hotel...
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Nineteen members of Chamka Tamao Village in Kampong Chhnang Province got together to form a group loan, which each will use for different purposes. Mr. Pen Samuth is the village bank president selected by the members. He is 37 years old and the father of three children...
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Mr. Heom Sok lives in Trapaing Pong Village in Takeo Province. He is 66 years old and married with four children. Three of his children are employed in a garment factory worker and the youngest one attends the local school. He is a motorbike taxi driver who earns $4 a day, which is a small income to support his family...
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Mrs. Tes Saroeurn lives in Chamlak Village in Takeo Province. She is 43 years old and the mother of seven children, one of whom is a driver, and four attend the local school; the remaining two stay at home because they are too young to work or study. Mrs. Tes Saroeurn is a housewife who cooks very delicious food for her household...
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Mrs. Pen Panry lives in Pour Roung Village in Takeo Province. She is married with three children who attend the local school. She and her husband, Mr. Eth Oun, own a plot of land where they cultivate rice to earn their living. On their plantation, they cannot cultivate rice because they do not have enough animals to plow...
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Mrs. Inh Sophy lives in Prey Tamao Village in Takeo Province. She is 31 years old and married with three children who all attend the local school. She owns a piece of land where she can cultivate rice. She now faces an obstacle because she does not have animals to plow and must hire someone to do this...
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