
| Some of the interest-free loans we have made |
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Fabiana Peru Fabiana is a 32-year-old single mother with 4 children. She lives with only three of them because the eldest went to work in Lima. When she was very young, she used to work on her parents’ farm, but as she grew up and had 2 children, she realized it was not enough. She then decided to start a guinea pig business thanks to a government program that gave her 2 guinea pigs... |
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Maria Peru Maria, 42, is a common-law wife and has 5 children: two are grown and three still live with her. She has been a farmer since she was a little girl. Now that she has a family, she grows large quantities of potatoes. Potatoes are a profitable crop for Maria, because in high demand season, the revenue she gets is twice the investment... |
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Jose Antonio Molina Pineda Nicaragua Señor José Antonio Molina Pineda is 44 years old and married with two children, both of whom are grown up and studying at university. For more than 20 years, Molina has had a business repairing bicycles as well as selling spare parts for bicycles. This business has enabled him and his family to get ahead... |
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Diana Peru Diana is a member of the Santa Rita Village Bank. Diana is 21 years old and single. She sells a variety of adult and children’s clothing in a rented stall at the April 12th Market. She works every day from 7am to 7pm. Diana needs a loan of 1000 soles to buy t-shirts and pants. Diana’s dreams are to sell her wares in bulk and to have her own workshop to produce clothing... |
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Nget Soun Group Cambodia The village bank consists of twenty-two members and is located in Roka village in Kandal Province, and they plan to use the loan proceeds for different purposes. Mrs. Nget Soun is the village bank president who has been selected by the members. She is a Khmer noodle seller... |
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Thourk Oeurng Cambodia Mrs. Thourk Oeurng is a villager in Kradass Khor village in the Kampong Cham Province. She is a farmer who owns a small piece of land and cultivates rice for a living. She earns a small amount of revenue from rice sales and would like to increase her income and has decided to request a loan to buy additional land to cultivate more rice... |
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Mohammad Karim Sayaad Mohammad Afghanistan Mohammad Karim was educated as an engineer and served for a long time in the Afghanistan ministry of Agriculture. He is an honest man in his work. Mohammad Karim has 3 children; they are married and live together with Karim. They have a house and they live in the first floor... |
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Elisabeth Tollo Benin Elisabeth Tollo was born on January 4, 1956 in Cotonou. She married Raymond Vodounon, a commercial agent, and lives in Cadjehoun. She has two daughters and a son, all in school, and she makes dresses and distributes wood and fuel to supplement her household income... |
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Abdul Qader Afghanistan Abdul lives in district 9 of Kabul Afghanistan. He was in Pakistan for more than 10 years with all the members of his family. He had worked in a shop for refrigerators and other electronic materials where he had a good number of clients, but after the collapse of the Taleban in Kabul he came back and opened a shop in Kabul... |
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Seun Pom Cambodia Mr. Seun Pom lives in Lvea Sor Kandal Village in Kandal Province. He owns a 2.5-hectares farm where he cultivates rice. The soil on this farm is poor, so Mr. Seun Pom decided to ask for a loan to buy fertilizer. His wife, Mrs. Pa Koem Yeang, is a Khmer cake seller who can make a small income to support the family... |
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Vichet Heng Cambodia Mr. Vichet Heng was born in 1978. He lives in Trapaing Lvea village in Kandal Province. He is a construction worker who can make a small income to support his family. Since his work place is far from his house and he usually spends a lot of money on transportation, he decided to ask for a loan to add to his saving to buy a motorbike... |
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Ershad Ahmad Afghanistan This is Ershad, 23 years old, who graduated from the 12th class and is single. After he finished school, because of some financial problems, he could not continue his studies. He started a small business of computers and computer equipment... |
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Nisaran Mahdi Hassan Group Pakistan Nisaran baji is a wife of Mahdi Hassan and resides in a city named Borewala in Pakistan. She has been living in this city for the past twelve years. She is the mother of five children: three sons and two daughters. All of her children are enrolled in a local school in her neighborhood... |
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Christine Toyi Benin At 50 years old, Chirstine Toyi lives in Yenawa in Littoral county, one of the economic centers of Benin. She married Victorin Houzandji, a master bricklayer and has 5 children in school. She has lived for the past 20 years in Ahouassa, a suburb of Cotonou, where she has sold mawè (flour, the principal ingredient of the staple food of Benin) for 13 years... |
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Tran Thi Hang Viet Nam Mrs Hang lives in Quang Long commune, Quang Xuong district, Thanh Hoa province. She is 34 years old and married, with two children. She has been a member of TYM since 2006. Her primary income is raising pigs. Her husband is a construction worker, and their combined income makes the family economy stable... |
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Parveen Akhtar M.Ameen Group Pakistan Parveen Akhtar baji is a wife of M.Ameen and lives in a city named Borewala in Pakistan. She has been living in this city for the past 33 years. She is the mother of five sons. Her elder son is a painter of doors and windows of houses, the next son makes jewelry boxes, the next works in an army, and her younger sons are in 8th Standard... |
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Nathalie Guedegbe Benin Nathalie Guedegbe was born in Abomey on June 6, 1978 and is married to Joseph Lima, a Civil Administrator. She has two children in school. She has sold fabric and basins for the past six years, and she grew her client base with the first two loans. To further develop her business, she will be purchasing more fabric and basins... |
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Rashida Sharif Masih Pakistan Rashida baji is a 48 year old lady and a wife of Sharif Masih. Her husband has a cardboard selling business. Rashida baji resides in Riwind, Pakistan. She has been living in this city for the past 36 years. She is a mother of five children: three sons and two daughters. Her first two sons work in a factory... |
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Rukhsana Amanat Ali Pakistan Rukhsana baji is a wife of Amanat Ali and lives in Riwind, Pakistan. She has been living in this city for the past three years. She completed her education until 5th standard. She couldn’t study more due to the poor conditions of her house. She got married in the age of 18. Her husband works in a factory and earns $4.00 to $5.00 per month... |
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Shazia M.Yunas Pakistan Shazia baji is the wife of M.Yunas and lives in Riwind, Pakistan. She has been living in a two room brick house for the past 20 years. Shazia baji is a mother of five children: three daughters and two sons. All of her children are enrolled in a local school in her neighborhood. Shazia baji’s husband has owned an animal food selling business for the past ten years... |
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Sugran M.Irdress Pakistan Sugran baji is the wife of M.Irdress and lives in Riwind, Pakistan. She is the mother of four children: three sons and one daughter. All of her children are enrolled in a local school in her neighborhood. M. Idress is a driver by profession and drives a rented auto-rickshaw (a local three-wheeled motor vehicle)... |
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Ousseynou Diop Group Senegal Thiaroye by the Sea is a traditional lébou (fishing) village located in the region of Dakar. The main activity is fishing. However, being fishermen by trade, we are confronted with different difficulties to carry through our activity. The scarcity of fish, to name one among others, is forcing us to go further and further from the coasts to fish... |
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Maxim Gladchook Ukraine Maxim is married to his wife Yekaterina. They are raising a 4 year old daughter. Their family lives in Melitopol, south of Ukraine. Maxim sells children’s clothing in the central marketplace. His vending kiosk is located very favourably in one of the busy market rows, and he’s been running it for 3 years... |
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Marina Zhukova Ukraine Marina is married with a grown son. Six years ago she realized that her best opportunity would be to have her own business. Today, Marina is in the business of selling footwear in the local market. Marina is very sociable. Her friendliness and respectful attitude have given her a good reputation at the market. She has also proven to be a good manager of her finances... |
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Olena Bentsa Ukraine For Olena, selling women’s clothing has been her first venture. She has successfully operated a sales kiosk for a year offering a variety of clothing. Olena has sought to create an atmosphere that encourages customers to come back to her kiosk. One of the ways she has tried to accomplish this is to consistently replenish their stock with newer products... |
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Marie Louise Ndiaye Group Senegal The ecovillage of keur Goumak (http://www.sem-fund.org/keurgumaggfr.php), located in the region of Diourbel, stands out because of its absence of industrial infrastructure. We all know that the consequences of desertification do not spare any social class of the region which is a rural zone. This is why, to safeguard the good stability of our activities... |
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Vita Yerfan Ukraine Vita operates a small business selling women’s clothes and footwear in Khoost, Ukraine. She has an attractively arranged little outdoor kiosk at the local market in her home town, where she carries all sorts of necessary items for ladies. Vita has been in business for about six years and has developed a stable... |
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Prossy Namatende Group Uganda Prossy Namatende is the leader of Tusuubira Group B. She is 35 years old and is married with 4 children. Her previous loans have helped her so much with her tailoring business that her business has lasted for a long time. Prossy has a shop that sells new clothes and clothes that she makes herself for her customers... |
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Cecile DJIDONOU Benin Cécile Fifonsi Djidonou, is the mother of four children and is married to Bernard Deji, a radio and television repairman. She was born on November 28, 1972 in Porto-Novo in Ouémé County in southern Benin. Cécile distributes fabric and sells drinks. She is requesting a loan so that she may buy more inventory and be prepared for the end-of-the year rush... |
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Soimise Fontus Group Dominican Republic "Mujeres En Victoria" is the name of a group of 5 women hoping to receive a loan. Marie is the representative of this group, and she plans on starting a business where she will sell different types of food. Initially, Marie will sell things such as rice, beans, and salt, but she hopes that the business will continue to grow in such a way that she can someday have her own colmado (small grocery store)... |
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Francisca Xavier Macuacua Macuacua Mozambique Francisca Xavier Macuacua is from the city of Maputo, neighborhood of Chamanculo, she is 32 years old, married with 3 children, who are 10, 8 and 5 years old. Besides her kids, she also supports her mother and brother sending them money monthly. Francisca didn’t finish school as she got pregnant and started a business after she gave birth because the father of her child didn’t work... |
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Lidia Peru Lidia is a member of the Dos Mil ("two thousand") Village Bank, and she has now been approved for an individual loan, a new product being offered by FINCA Peru for the holiday season to some of its oldest, most responsible clients. She is requesting 2000 soles to buy potatoes from local farms, which she then brings to markets in Ayacucho to sell to vendors... |
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Carmen Peru Carmen is 65 years old and married with six children, who are all independent adults. She lives with one of her daughters, who is a single mother, and her granddaughter. Carmen owns a gift shop on Manco Capac Street in central Ayacucho, where she sells a bit of everything: drinks, cakes, gifts, dry goods, gelatin desserts, natural remedies... |
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Gloria Peru Gloria is 44-years-old and lives with her husband and son. For more than 10 years, she has sold groceries and bread along with her husband, a farmer who is dedicated to his family. With time, she was able to put her store in her own home, which is even more favorable to her sales because it is located in a commercial zone in their community... |
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Juana Valle Martinez Nicaragua Ms Juana Valle, better known as Juanita, dedicates herself to her business, a small clothing store which she manages with great enthusiasm in the central market of the town of Chinandega. She is a single woman whose duty it is to care for her household and for this reason she is making great efforts to improve her standard of living... |
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Martha Lorena Martinez Perez Nicaragua Businesswoman Marta Lorena Martínez Pérez is 38 years old and has two children who are students. She is a single mother. For the last eight years she has run a small store where she sells grains, beef, chicken, drinks, and a variety of other products. Through her business she has been able to support her two children as she does not receive support from their fathers... |
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Dam Kat Group Cambodia This is a group loan for three women who all live in Siem Reap Province. The leader of the group is Mrs. Dam Kat. She is 46 years old and makes a living raising pigs from her home. She is the mother of six children: two are married and the rest to go to school. Her husband, Mr. Tem Nhem, 48, is a fisherman... |
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Shamim M. Aslam Group Pakistan Shamim baji is a 51-year-old woman and the wife of M. Aslam, who has sells construction supplies. He has been in this business for the past 10 years. Shamim baji resides in Kasur, Pakistan. She owns a two-room brick house where she has been living for the past 14 years. She is the mother of five children: four sons and one daughter... |
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Elmita Labastin Philippines In the little village of Tinacla-an, Clarin, Misamis Occidental lives Mrs. Elmita M. Labastin, 53 years old, married and with 5 children. Her husband is 73 years old is still able to fix cars and trucks and is known as a good mechanic in their area... |
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Gladys Nagadya Group Uganda Gladys is a leader of 5 members of a group. She is 21 and married with 3 children aged between 2 and 7 years. Two of her children go to school. Gladys takes care of her parents and two orphans. She owns a three-room house where she is staying with five people. They have electricity but no piped water at home. The family gets two meals a day and rarely take tea... |
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Pao Soun Group Cambodia This village bank loan, led by Mrs. Pao Soun, a basket maker, consists of 21 members living in Ou Ta Sek Village in Kampong Chhnang Province. Each will use the loan for different purposes. For example, Pao’s husband, Mr. Va Chor, is a farmer whose field is currently infertile, so Pao is requesting a loan to purchase fertilizers to support his field and make it more productive... |
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Ly Im Cambodia Mrs. Ly Im, a villager in Trapaing Bei Village in Kampong Chhnang Province, is a 58-year-old widow with two children, one a motorbike taxi driver and the other a garment factory worker. Since her first child’s motorbike is old and in need of costly repairs, Ly is requesting a loan to add to her savings to buy another one for his business... |
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Sobun Um Cambodia Mrs. Sobun Um, a 42-year-old mother of two children attending the local school, lives in Trapaing Bei Village in Kampong Chhnang Province, where she is a vegetable-seller making a small income that helps to support her household. Her husband, Mr. Thaong Puthy, is a motorbike taxi driver whose motorbike is old and consuming a great deal of petrol... |
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Sophat Touch Cambodia Mr. Sophat Touch is a farmer who lives in Preak Svay village in Kandal Province. He is 59 years old and the father of five children; two of his children are farmers, another is employed in a garment factory, and the other two are enrolled in the local school. He owns a plot of land where he cultivates rice to earn his living... |
