This 32-year-old gentleman sells general food products and he struggles a lot to meet not only his own needs, but also those of his family members. He is unmarried and lives in the Tokoin Doumasséssé area where his business is. Mr. Kiti has already taken out one previous loan with WAGES which he is repaying according to the payment deadlines with no problems...
>> Read more

Mrs. Amelakpo is 38 years old and lives in the Agoè region. She is involved in the restaurant trade and has a bar named “Bar Les Éperviers” (Sparrowhawk Bar). She is very dynamic and has operated her bar since 2006 in the Agbalepedo area in northern Lomé in Togo...
>> Read more

Mrs. Irma Orozco is originally from Nagarote and she has a small general store in her home. She is known as a strong person with great desire to have her business be successful. Ceprodel has been a pillar for her business because of the loans it provided in order to buy products and also to be able to buy a display case to display said products, benefiting her business...
>> Read more

Masuma is a 42 year old woman, married with one child. She sells men's clothing at a market. She travels to Istaravshan to buy the goods. She has a small vending space, and used a loan to buy winter inventory. She already wants to obtain a second loan. The first loan she completed successfully...
>> Read more

Boboshehova Tutinisso first applied to MicroInvest in 2003 and she is glad of its co-operation. Thanks to the previous loans, she improved the existing business and to open the new one. She traded before in eggs but now she has opened a new business selling different New Year toys, ornaments and such...
>> Read more

Ehiorobo is 50 years old and is married, with 3 children. She sells provisions and drinks. She started this business in 2004. She is requesting a loan to puchase more provisions and drinks to sell. She says, "thanks" to all Kiva lenders...
>> Read more

Ibragimova Bikobila was born in 1968 in Khujand. She is divorced with 3 children. She does not have higher education but she has good skills in business, and she has been engaged in business for 14 years. She started business selling small wares but today she has a trade outlet for selling food products (meat products, such as sausages and salami; sour milk products, such as curd and kefir; flour, vegetable oil, juices and sweets)...
>> Read more

Kwami Akoto is a 37-year-old married father who lives and works in the village of Wome. In the local language, Ewe, his first name indicates that he was born on Saturday. To provide for his family, Yawo picks up passengers and their baggage along the road, as seen in this photo, and drops them off at their destination...
>> Read more

Ambaroy Boboeva lives in Khujand. She is the mother of 12 children. She works in the bazaar, selling warm women's wear. She works in her business with her children. They bring the parcels from China and Uzbekistan, and she also goes to Istaravshan to buy merchandise. She has been in business for 15 years...
>> Read more

Justine Nalule is a 45-year-old mother of two. She set up her business of selling plastics 9 years ago. Hardworking Nalule will use the loan to purchase more plastics for her shop and thus expand her business. She is the owner of a plot of land in Kampala and she hopes that the income from her increased business will enable her to construct rental houses, a stable source of income in the country...
>> Read more

Santa Toribia is 26 years old, and she has three children ranging in age from 2 to 7. Her eldest kid attends school. Santa Toribia owns and operates a small and modest beauty salon which she runs within her house. The entrepreneur explains that she’s lacking many products and materials to attend properly to her clientele...
>> Read more

Sou Somann, 49, is married and lives with three of her children in the Kampong Cham province. She works in a grocery store, making around $5 each day, while her husband is a construction worker. Her husband, Chhum Try, 47, on average makes $4 a day to help support the household. Three of their children are students...
>> Read more

Heang Nay Im, 54, is married and lives with one married child and her husband in the Kampong Cham province. She stays at home doing house work and cooking food for the family members. Her husband is a theater owner. Her child is also one of the theater members and normally, she makes $10 in revenue a day...
>> Read more

Abdukahor Mirzorahimov is a 50 year old man with four children who sells groceries at a market in the city of Khujand. He has been in sales since Soviet times; it is his profession. Today he has a small market stall at the Rokhi Abreshim market...
>> Read more

Nakivirango Flavia has been operating a clothes business on a retail basis for a period of 3 years. Due to increased customer demand, she is using the loan to purchase more clothes, a move to brace her self for the Christmas season. She is 35 years old, married with 3 children. She resides in Kasangati, a residence she has acquired due to her hard work...
>> Read more

Abdu Salim Yudaya is a 27-year-old business lady. She sells tomatoes, onions, green pepper, garlic, and eggplants, among other agricultural produce used in spicing both local and continental dishes. Her business is now 3 years old and she rents a stand in Namasuba-Mpida market at a fee of Ush 6,000 per month...
>> Read more

Gloria Nampijja is a 42-year-old business lady. She sells imported new clothes in the busy Kikuubo market. Once every week, Gloria travels to Eastleigh in Nairobi Kenya by bus to purchase her stock. On a good day, she can make sales ranging between Ush 300,000 and Ush 500,000, from which she earns an average profit of Ush 30,000 per day...
>> Read more

Alexander is the leader of a 4-member loan group. She is a 52-year-old single mother of three. She had five children but two died. The three remaining children are in school. Alex also takes care of the four orphans of her late children. She resides and owns a two-room house where she is staying with four people, and only two people bring in additional income to the family...
>> Read more

Christine is the leader of 5 members of a group. She is a 35-year-old married woman with 5 children, ages 2 to 15 years. All her children go to school. She doesn’t take in additional family members. She resides in and rents a three-room house. They have electricity and no piped water at home....
>> Read more

Mohammed is an 18-year-old man who lives in Tyre in southern Lebanon. He is a workman and also he owns an entertainment store where he has a baby football table and billiard games. He has requested a loan of 700 US dollars from Al Majmoua in order to purchase new billiards and baby football games. This is the first time that Mohammed has requested a loan...
>> Read more

Christine Kazibwe is a member of the Kuteesa group in Luleeka. She is married with 8 children and cares for 2 other dependents. Two so far have completed school. She is proud that through Pearl she has been able to finance her smoked fish business which she sells to people mostly of Koba and Nabutiri as well as to pay the school fees for her children...
>> Read more

The La Armonia group is making use of their ninth cycle of ADIM loans, working with the support of their families. They started out as street vendors, and when they joined ADIM they obtained their first loan of $100 each. Doña Mayerling, with the loans ADIM has given her, has been able to equip the space where she has her business, permitting her go have a better condition of life for her family...
>> Read more

Artur Saeta Maunze comes from the Inhambane province. He is 44 years old, married to two wives and father of 7 children -- their ages are 8, 10, 16, 16, 17, 19 and 21 respectively. Besides his own children he also supports a nephew by sending him food...
>> Read more

Sixteen people who live in Ra village in Kampong Chhnang province form a village bank loan. Mrs. Leang Met is the village bank president. She is a rice middleman who buys rice to keep in stock and re-sell later at better price. Since her business is going well, she wants to expand it. Unfortunately, she does not have enough money to buy more rice...
>> Read more

Mr. Chres Morn is a 63-year-old resident of Kompong Tom Province. He makes a living catching fish to sell in the market in and around Tunle Sap Lake, which currently earns him a revenue of around US$ 3 a day. He has been in this business since 1990. He has eight children; four are single and four are married...
>> Read more

Mrs. Cheng Khieng Suo is the village bank president for eighteen members, located in Kdey Thnot village in Kampong Chhnang province. They plan to use the loan which they have obtained for different purposes. She owns a small store where she sells food to the villagers and passers-by...
>> Read more

This village bank which consists of eighteen members is located in Kdey Thnot village in Kampong Chhnang province and they plan to use the loan which they have obtained for different purposes. Mr. Bunthoeurn Am is the village bank president who has been selected by the members...
>> Read more

Catana Palaghea is 54 years old, and she lives in Basarabeasca district, Carabetovca village, in the Republic of Moldova. Her family has 2.64 hectares of agricultural land, plus an additional 0.5 hectares of agricultural land which belongs to her parents...
>> Read more

Moah Banga is a thirty year old married woman. She has three children who are still in the basic school. She lives with her family in Atebubu. Moah works very hard to help her husband take care of the family. She is a farmer as well as a trader...
>> Read more

Four women residing in El Paraiso (a small community of Cotuí) form this group that is taking out its first loan from FSMA. Ana Lidia, the group leader, is 30 years old and she’s the proud mother of two children, one of whom attends school. Her husband works as house painter...
>> Read more

Señora Mireya del Socorro Osejo is 33 years old and lives with her partner. She has two daughters, who are 14 and 4 years old. Her older daughter is in 6th grade, and her younger daughter is in Level III of preschool. Her life partner is a truck driver who moves heavy loads...
>> Read more

Businesswoman Luz Marina Rojas Mejia is 51 years old and single. Luz has one daughter who is 32 years old and works as a doctor. Her wishes are to help her family get ahead as her daughter is continuing to grow in her career, and in this way she can provide a better future for her...
>> Read more

Sophie Bassène is single and has two children to support. She's been a member of the Bignona Bassène village bank for 7 years. She wants to buy palm oil, dried fish, brooms, and lemons, in order to bolster her small business. The loan she's seeking will be repaid after six months, in one single installment...
>> Read more

Antonia is single, is 48, and has 2 daughters. One is a professional and one is studying in college. She works as a receptionist. She rents a small room to live in with her daughters, which is located in the INVUR and city projects. She has succeeded in having a home constructed, but it still isn't completed...
>> Read more

Mrs. Nguyen Thi Hoa is 53 years old. She has participated in TYM Fund since 1995. Before joining the Fund, her family had a small restaurant, and after joining the Fund, Mrs. Hoa borrowed money to open a restaurant selling dog meat. With delicious dishes and reasonable prices, her restaurant attracts a very high number of customers...
>> Read more

Señora Lucy is a member of the communal bank "Dante Nava" in the district, province, and department of Puno. She is 30, is married, and has one son. With her first loan of 300 nuevos soles, she purchased cosmetics and jewelry to sell at her stand where she works. She has worked for almost 8 years with the communal bank, and she tells us that she sells various products at her kiosk...
>> Read more

Señora Marcelina is a member of the communal bank, "Mujeres de Villa Del Lago II" in the district, province, and department of Puno. She is 46, married, and has two children who are her dependents. With her first loan of 500 nuevos soles, she purchased garlic to sell wholesale. She has worked with the communal bank for almost 5 years...
>> Read more

Rosa is a member of the “Wiñay” community bank in the district, province and department of Puno. She is 46 years old, married, and has 3 minor children. With her first loan of 300 soles, she purchased beauty products, chocolates, and cheeses...
>> Read more

Roxana is a member of the "Dante Nava" community bank in the district, province, and department of Puno. She is 40 years old, single, and the mother of 3 children. With her first loan of 300 soles, she purchased groceries and beer to sell. She has been working with the community bank for almost 3 years and tells us that her business has improvement...
>> Read more

Mr. Sang Sinaral is 22 years old and is married to Yan Srey Mom, 26. They are residents of Kandal Province. The young couple makes a living working for a garment factory as garment workers. They currently get a salary of US$ 180 per month. They both are responsible for one young child who is attending school...
>> Read more

The Familia Village Bank is a new bank with 19 members, who after weeks of training are happy to begin their first loan cycle. Each of the members was invited to participate by the loan officer, and most of them live in the San Felipe and June 11th neighborhoods. The group members are involved in a variety of businesses, like grains, sweets, basic dry goods, meat, vegetables, firewood, cosmetics, and food sales...
>> Read more

Señorita Karina is a member of the community bank “Women from the Village on the Lake II” from the neighbourhood Puno, in Puno Province, in the Department of Puno. She is 25 years old and is single with no children. With her first loan of S/500, Karina purchased Unique beauty products to sell...
>> Read more

Twelve people who live in Chrey Bak village in Kampong Chhnang province formed the village bank loan, and they will use the loan that they obtained for different purposes. Mrs. Sameth Muth is a village bank president. She is a farmer who owns one hectare to cultivate rice to earn a living...
>> Read more

Maria is 54-years old and lives in the Batahola neighborhood of the capital of Managua. Her husband is a merchant and they have 2 beautiful children, ages 18 and 26, who study in the university. Maria wants her children to have property and a better future. She has owned a small general store for 10 years...
>> Read more

Daynor lives in Ana Barba Street, in the Achachicala zone of the city of La Paz. He lives with his wife and small baby in a rented residence. He works in the urban transport sector as a salaried taxi driver in a central part of the city...
>> Read more

The micro-businesswoman Maritza Lizet Sáenz Bravo is 36 years old and married with four children. Her children are all studying in primary or secondary school. Maritza has worked for the past three years selling perfumes, creams, colognes and other beauty products for women...
>> Read more

Mr. Som Sok, 57, and his wife, Mrs. Touch Prem, 59, who live in a small village across the Mekong River about 17 kilometers from Phnom Penh, were married in 1971 and have five children: one son and four daughters. Two of their children are married and live outside the family home, while another two are garment factory workers, and the youngest attends school...
>> Read more

This will be the second loan that we have solicited from Kiva. The loan will be used to support activities that will generate revenue. We have in the past, received a loan that assisted us greatly and showed us how to manage a micro-loan...
>> Read more

Mrs. Nguy?n Th? Th?nh, 53 years old, has participated in the TYM Fund since 2003. Currently, the main sources of income for her family are from making chung cakes (square cakes of sticky rice and bean paste) and giò ch? (Vietnamese pork pies), and from her husband’s pension...
>> Read more

Josefa Vicenta works as a credit assessor at the FAMA financing company. She lives in zone 3 of Nueva Guinea and has a son who is 3 years old. She is requesting refinancing of her second loan so she can improve her home. She would like to build a bedroom with its own bathroom, to have better living conditions...
>> Read more