Yela Marbellys is a single mother and has three children under the age of 18. She has worked as a teacher at Ceta INATEC Nueva Guinea for 5 years. She is requesting her 7th loan from Kiva partner AFODENIC so she can improve her home by repairing the floor and repairing the roof a bit, which is in bad condition...
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Mr. Onofre has been working on the agricultural field since a very young age. He's been able to support his family and his three grown children. All his children are married, two of his children live with him since they attend high school (3rd and 5th year, respectively)...
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This village bank loan consists of fourteen people from the Phum Saeprammuoy Village in the Kampong Cham Province. Mrs. Sam Ol Bin is the village bank president who has been selected by the members. She is a farmer who owns a small plot of land to cultivate rice to earn a living...
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Taumaia Fuafiva, 38, is married and has five children. She has many years experience in the pancake business. She sells to the general public and villagers three days per week. Taumaia has had three previous loans with SPBD, which are her only access to capital because she has never been able to qualify for a loan with the traditional banks...
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Ray Collins, 46, is married with no children. He has many years experience in the vegetable garden business. He sells to the general public and villagers six days per week. He is also a good florist and makes money from this talent as well...
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Siniva Papalii, 57, is married and has one child. Her husband is working as an electrician. Siniva has had many years experience in the plantation business. She sells to the villagers and public people three days per week...
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Nasrullo Kodirov lives in the Varzob district. He is 40 years old, married, but does not have children. He also lives together with his parents and supports the entire family, since neither his wife nor other family members work...
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Bismarck Busto Ampie is 29 years old and lives with his parents in the San Ignacio neighbourhood of la Concepción. He is single. He plans to improve his yield so that he can make more money and improve his living conditions...
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Mario Francisco Siero Valle is 51 years old and lives outside Ticuantepe with his wife who helps him with the household expenses as she has been a teacher at the local high school for the past 20 years. In the evenings she helps to attend to the grocery store which they run together...
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Aperila Tusiofo, 31, is married with 4 children. She has many years of experience in a BBQ business. She sells to the passing traffic 3 days per week. She has 4 previous loans with SPBD. She expects her weekly net cash flow to be 800 Tala (~333 USD)...
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Marifat Boeva lives in the Abdurahmon Jomi region. She is 35 years old, married and has four children. Her husband is away working in Russia and so she is running the household and providing for her family all by herself. In order to make ends meet Marifat has to work a lot by selling produce at the local market...
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Maribel is asking for her 3rd loan from AFODENIC to invest in installing a floor in her kitchen. She works as a teacher in the Vigarmy Flores School in the Rio Plata neighborhood. Every day she wakes up early to prepare breakfast for her daughter and husband and then leaves at 6 AM to teach the children of the neighborhood...
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Doña Yamileth is 39 years old. She lives in a suburb of Managua, the capital, called Villa Reconciliación. She is married and has three children, 8, 13, and 15 years of age. All three study in the local school. Her husband works as a mechanic. Yamileth has run a restaurant for 18 years...
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Mrs. Vu Thi Hai is 48 years old. Her family has three children, two of whom are grown. In 1999, she joined TYM Fund to invest in buying scrap materials for reselling. Currently, this business gives her family an income of 3,500,000 VND per month. She would like to borrow 12,000,000 VND to invest in buying more scrap materials...
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Mrs. Ð?ng Th? Dung, 48 years old, has participated in the TYM Fund since 1996. At first, Mrs. Dung used her loans only to raise animals. Then, in 2000, she made the bold decision to use a loan to open a restaurant...
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Filomena is 55 years old, she lives in her own home located in the northern area of Warnes, near the Gral hospital, along with her 61 year old husband and children ages 33 and 23. She is a housewife and her husband is an investor, retired from the Maderera Sobolma business...
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The "Bibosi" group is represented by Felicia and is made up of 22 members who work in different activities such as public transportation, office work, and sales of products such as cosmetics, bakery goods, food and seasonal products...
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Ms. Nguyen Thi Hong Ly is 27 years old. She lives with her husband and 1 small child in the district of Soc Son, Ha Noi. She is the owner of a grocery store while her husband installs electricity and water. In addition, she also has a business washing vehicles and thus her family's income is very stable (234 USD per month)...
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Dilbar Khasanova lives in Vakhsh region. She sells clothing at a regional market. Dilbar has been in business for two years. She is doing well, so Dilbar decided to finance a business expansion. This loan will help Dilbar to provide for her children as she is a single mother of two. Dilbar Khasanova plans to pay off this loan within 12 months...
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Firpuz Zayniddinov lives in the Vahshad region. He is 22 years old and despite a young age has six years experience in the animal husbandry. He buys young calves, feeds them and then resells on the market. All this process takes about 50 days...
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Mrs. Nguyen Thi Huong, aged 41, has been a member of TYM Fund since 2001. Her family’s income comes from raising poultry and her husband’s job as a construction worker. With a monthly income of about 4000000 VND, their life has been improved a lot...
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Eighteen people in Chamka village in Kampong Chhnang province, Cambodia, have formed a village bank loan group and Mr. Pech Kek is the village bank president. He is a rice middleman who buys rice to hold in inventory and re-sell later at a better price...
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This village bank group consists of 16 members in Trapang Krapue village in Kampong Chhnang province, Cambodia. The members plan to use the loan for various purposes. Mr. Sok Thong was elected by the members to be the village bank president...
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Mrs. Pham Thi Binh, aged 45, is living in Nghi Loc town, Nghe An Province with her husband and her three children. She has been a member of TYM Fund since 2005. The family’s source of income is from selling vermicelli and raising poultry...
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Mrs. Phuong Thi Nguyen is a 27 years old woman. She is living with her husband and three children in Quan Hanh town, Nghi Loc, Nghe An. In 2007, she joined the TYM fund and borrowed money to expand her family's street restaurant...
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However, the other room that he built needs concrete flooring, and when that room has flooring the house will be finished. This is why he is asking for your cooperation for a new loan, this way he can make the improvements a reality...
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The members of the community bank “Guapurú” have a blood link between the family Aguilar Céspedes, and no affiliations. The community bank is made up of participants who live in the area and who are known to each other. Most of them work in economic activies, like in open market sales...
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The Diamantes (“Diamonds”) Village Bank is beginning its fourth loan cycle with 21 group members. The group members are involved in a variety of businesses. They sell plastics, cell phones, dry goods, clothing, gifts, cosmetics, sweets, grains and animals. Some sell from home or on the street, while others sell from catalogues or on special order...
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Mrs. Doi Thi Duong is a 45 years old woman. She is living in Quang Xuong, Thanh Hoa with her three children, who are still going to school. In 2003, she joined the TYM fund and borrowed money to produce sedge mat and breed animals. Now, income from those businesses reaches 2,500,000 VND per month. Mrs. Duong plans to make the next loan of 9,000,000 VND to buy raw material and food for the animals...
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Holberdi Nodirov lives in the town of Vahdat. He is 45 years old, married and has six children. He has high education. He works as an accountant and also owns a small farm. He has been in the animal husbandry for five years now. He plans to get a loan to increase the headcount of cattle. Holberdi plans to pay off the loan within 6 months...
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Nazirsho Zayniddinov lives in the town of Vahdat. He is 35 years old, not married and has no children. He lives with his parents. He supports his elderly parents and also his brother's family. He has specialized secondary education and is a tailor by profession. He makes custom pants for clients and also for resale...
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Mrs. Vu Thi The, 46 years of age, lives in Quang Xuong district, Thanh Hoa province. She has participated to the Fund since 2007. Her family has 3 children who are grown up and can support the works in the family. Her husband is a driver and her son works in Le Mon Port...
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The house Mrs. Ramirez lives in is large, but this was not always the case. Like the majority of the families in this area, she has built her home little by little. In time, they have accomplished a lot, but their home is not yet finished. They now intend to plaster the exterior of their home, to change its appearance...
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Lilliam is a young shop keeper who started her own business selling seafood three years ago on her own initiative and with the help of her husband. She lives in the Sabana Grande area of the city of Managua, Nicaragua, is 29 years old and married with a 7 year-old son who is in primary school...
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Sixteen people living in Krang Thmei village in Kandal province comprise this village bank loan, and they will use the loan for various purposes. Mr. Leay Soun is the 66- year-old village bank president. He and his wife, Mrs. Vang Mao, are farmers who own 1.5-hectare field of land to cultivate rice...
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Mrs. Nguyen thi Que is 45 years old. She has three children, two of them are in school age. In 1999 she joined the TYM Fund and borrowed money to invest in raising pigs. After 10 years participation with TYM Fund, her family has additional cash to invest in raising ducks and chickens...
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Aytekin Shirinova is a responsible and loving mother who is always thinking of the well-being and security of her four children. Aytekin works diligently caring for cows at a facility in her home, which she then sells at various fairs in the area...
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Mrs. Pove is 33 years old and sells grocery such as vegetable, meat, and food ingredients in her village of Srokthom in Kandal Province, Cambodia. She has been selling since 1999 and can earn around US$3 per day. Her husband, Mr. Bros, earns around US$5 per day working as a construction worker...
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Mr. Horn Khan was born in 1962 and he now lives in Stoeng Hang village in Kampong Cham province. He is a laborer in the local village. His wife, Mrs. Yun Nhor, is a grocer who owns a small grocery store in the village. Since her business is going well, she wants to expand it...
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Zavkiddin Todjidinovich Ismoilov was born in 1984, he is married and has one child. His family lives in Dushanbe in the Sino region. He has high education. Zavkiddin began his business career four years ago by selling mobile phones. Later after acquiring some experience and capital he rented a dealer center to sell phone cards...
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Dilshod is 24 years old. He is unmarried and is helping his parents by taking care of the family's every day expenses. Dilshod has his own store to which he devotes a lot of attention. He started his small business three years ago with the financial help of his parents...
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Zarnishan Zulfugarova is 48 years old. She is married with three children who are currently in school. For the last 7 years, Zarnishan has sold jewelry in the local market. Gradually, her business has expanded and, currently, Zarnishan has earned 1000 USD from her work...
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Donohol Quvandikova lives in the town of Tursun-zoda. She is 39 years old, not married and has one child. She is in a retail business on the central market. She has been in this business for two years since when she became a single mother alone with her child. She decided to take up business to be able to feed her son...
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Ali is a 46-year-old married man with four children, living in Katermaya in Mount Lebanon. When he was 15 he started working in a car paint shop until he opened his own in 1983. Ali has already received several micro-loans from Ameen to improve his shop...
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Ragheb is a 24-year-old young man who owns a small car body paint shop in Babilia, Southern Lebanon. He has been serving his small community since 2004, and has found an opportunity to expand his business into other areas. In order to fulfill his project and to fix more cars in his garage, Ragheb needs to buy new tools...
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The “Bolivia” Group is represented by Eusebia. It is comprised of 17 members, who are very hard workers. They sell kerosene, gasoline, and diesel fuel, the sale of pots, skirts, food, jewelry, making jackets, and selling beds and batteries...
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The Group “San Nicolas” is represented by señora Jenny and is comprised of twelve members who, by majority live in the area of San Nicolas, hence the name of their group. The majority of the group members make clothing, producing hand-woven garments like ones of wool...
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The "Santiago" Group is made up of 15 members, of which 3 are male. They have all worked together in previous loan cycles. Mrs. Ruth Mirnara is the group representative, and she along with her business associates make their living in various ways such as: clothing sales, auto parts, sewing, dressmaking, coffin making, food sales, hat making, tire sales, cosmetics sales, jewelry making, dairy products, public transportation services, handicrafts, neighborhood shops, etc...
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Thirteen people in Srae Spey village in Kampong Cham province have taken a village bank loan and Mrs. Kim Sreang Thorng is the village bank president. She sells vegetables in the local market. She buys them from the other villagers to resell. Since her business is going well, she wants to expand it; thus, she decided to ask for a loan to buy more vegetables to re-sell...
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This village bank, which consists of eleven members, is located in Srae Spey village in Kampong Cham Province. The members plan to use the loan which they obtained for different purposes. Mrs. Vien Nuon is the village bank president who has been selected by the members. She is a pig breeder. Since her pig breeding business is going well, she wants to expand it...
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