
| Some of the interest-free loans we have made |
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Jamshed Islomov Tajikistan Djamshed Islomov lives in the city of Qurgan-Tube. He is 28 years old, married and has a son. He is in retail sales business and sells fabrics at the Chinese market. He plans to use this loan to increase his goods turnover. This will enable him to attract new clients and grow his business. Djamshed plans to repay the loan within 7 months... |
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Javhar Rasulova Tajikistan Javhar Rasulova lives in Kugran-Tube. She raises a son. For 3 years, Javhar sells national clothing at a Chinese market. Her business brings a good profit, but Javhar wants to take a loan to finance business expansion. She plans to repay the loan within 7 months... |
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SAN PEDRO Y PABLO Group Bolivia The 'San Pedro y Pablo' group is represented by Yolanda, and is made up of 13 members, the majority of whom work selling products such as food, cosmetics, glass and clothing. Other members work in public transport, laundry services, panel-beating and hair-dressing... |
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ADWOA NYAMEKYE Ghana Adwoa Nyamekye is forty-five years old. She is married and has given birth to eight children: three females and five males. Five of her children are currently in junior high and primary schools. The grown ups have completed and some are learning trades while others are also working. Adwoa’s husband operates a drinking bar in the locality in which they stay... |
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ABENA DAGAATI Ghana Abena Dagaati is fifty years old. She is married and has given birth to five children, two girls and three males. One of her children has completed junior high school. The rest are still in school. Abena’s husband is a farmer. She lives with her husband and her children in a rented apartment in a small town called Koforidua near Offinso... |
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FELICIA OSAAH Ghana Felicia Osaah is forty years old. She is a married woman and has four children: a girl and three boys. The first three are currently in the basic school. The last born has not reached school-going age yet, according to Felicia. Her husband is a store-keeper. He farms as well... |
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Abena Konadu Ghana Abena Konadu is 49 years old. She is widowed and has six children, three of whom are boys and three of whom are girls. One of the children has completed the senior high school. The others are in the primary and the junior high school. She lives with the family in Koforidua, a small town not very far from Offinso in the Ashanti Region of Ghana... |
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Attaa Akyaa Ghana Attaa Akyaa is 34 years old. She is married and has given birth to six children – one boy and five girls. Almost all of her children are in school. The last born is yet to start. She lives together with her children and husband in Koforidua, a small town near Offinso. Koforidua is a business and farming community in the Ashanti Region of Ghana. Attaa’s husband is a farmer... |
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Mary Kyere Ghana Mary Kyere is 53 years old. She is married and given birth to seven children. She sells porridge and kose at her neighborhood. She lives and trades at Abofour in the Ashanti region of Ghana. Mary loves selling these foods, a business through which she obtains her daily bread to cater for her household... |
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Vera Safo Ghana Vera Safo is 37 years old and married. She has seven children and they are currently in school. She lives with her husband and their children in a family house at Abofour. Abofour is a busy market town in the Ashanti Region of Ghana. She enjoys trading so much that she started trading in her infancy when she stayed with her parents... |
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Ama Nyarko Ghana Ama Nyarko is a 40 year old woman. She is married and has five children. All her kids are in school. She lives with her husband in her matrimonial home, at Abofour a suburb of Offinso in the Ashanti region of Ghana. She is an achiever and a resourceful young woman. She loves selling goods, the business through which she makes a living... |
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Mariama Adams Ghana Mariama Adams is 37 year old married and mother of two kids who are in school. She has been a food vendor for two years. She prepares and sells rice and stew and she has also added beans and gari to it. It is a delicacy many Ghanaian enjoy everyday either as breakfast, lunch or dinner. She also sells fried rice... |
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Lydia Nsiah Ghana Lydia Nsiah is 30 years old. She is married and has given birth to four children, two of whom are boys and two of whom are girls. One of the children is in the junior high school. The others are in the primary school. She lives with the family in Koforidua, a small town not very far from Offinso in the Ashanti Region of Ghana... |
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Danaya Group Mali The Danaya group is made up of four married women who live in monogamous families. They have an average age of 37 and on average, 3 children. They live in the village of Ségou Coura Bamanan (fourth administrative region of the Republic of Mali)... |
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Benkadi Group Mali The five members of the group Benkadi are for the most part married women in monogamous families. They average 37 years of age and five children and know one another through the women’s traditional association of the village of Ségou Coura Bamanan (fourth administrative region of the Republic of Mali)... |
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SAN EXPEDITO Group Bolivia The 'San Expedito' group is represented by Sandra Luz, and includes a number of members who have worked in previous groups with Fundacion Agrocapital. They united to form a new community bank made up of responsible and committed people... |
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CRECER Group Bolivia The 'Crecer' group is represented by Rossy and is made up of 17 members who are entering into their first loan cycle with Fundacion Agrocapital. The members work in a range of commercial activities including selling bread, food, and cosmetics by catalogue... |
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LAS DIVINAS Group Bolivia The 'Las Divinas' group is represented by Mary Evelin and is made up of 15 members who live in the same neighbourhood, who have known each other for a number of years, and who enjoy trust and solidarity as a result. The members work in activities including baking and selling bread, public transport, clothing manufacturing, domestic services, the sale of food and drinks, and housing construction... |
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LAS AUTONOMICAS Group Bolivia The 'Las Autonómicas' group is represented by Marcela and includes a number of members who have worked in previous groups with Fundacion Agrocapital. They have gotten together to form a new group made up of responsible and dedicated people... |
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Adwoa Mansa Ghana Adwoa Mansa is 20 years old. She is married with no children and she is very happy. She lives with her family in Koforidua, in the Ashanti region of Ghana. She owns and operates a beauty salon in her neighborhood. Adwoa is a very skillful and talented hairdresser... |
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ACAPULCO Group Bolivia The Acapulco group is a group formed of 13 members now going for their second cycle where all of them have demonstrated the capacity to administer funds with responsibility in their payments. The members are dedicated to activities in the area of selling products like bread, clothes, food, catalog cosmetics, and providing services like construction, carpentry, and domestic services... |
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CHEVERES Group Bolivia The “Chéveres” group is represented by Liliana and has 18 members that are in their second loan cycle demonstrating unity, honesty and responsibility in their payments. The majority of the members work as domestic employees, builders, providers of public transportation, childcare workers and employees in private businesses... |
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HIJOS DEL DIOS Group Bolivia The "Hijos de Dios" group is represented by Mrs. Carmen Teresa and consists of 14 members who primarily sell cosmetics and items such as paper supplies, groceries, Coca Cola, and cell phone cards. The competition in the commercial market is difficult, but the members know that in order to be successful honesty and effort are needed... |
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Janixia del Socorro Tercero Solis Nicaragua Janixia del Socorro Tercero Solís is 31 years old, married, and has two children. Janixia’s economic activity is selling cosmetics and a variety of other products, and the location of her business is in her home. It’s been one year since she started this endeavor, due to her need to provide stable educations for her children... |
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Ly Khuon's Group Cambodia Mrs. Khuon Ly is a leader of a group of four who all live in the Andoung Snay village in Kampong Chhnang province. She is a 52-year-old widow with a child who helps with her business. She has been selling basic products such as rice, sugar, salt, bean oil, and so on at her general store. Her business has been doing well and she wants to expand it... |
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Sophors Sem's Group Cambodia Mr. Sophors Sem is a leader of a group of four who all live in the Ta Krong village in Kampong Chhnang province. He is a firewood seller, and his wife, Mrs. Yeim Him, is a farmer who owns a piece of land that she uses to cultivate rice and vegetables. Currently, he does not have enough money to purchase firewood to re-sell to his customers... |
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Badenya Group Mali The women of Badegna are all married mothers who average 35 years of age and four children. They live in traditional extended families in the Ganabougou district of Yanfolila prefecture (third administrative region of the Republic of Mali)... |
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Dembagnouma Group Mali The members of the group Dembagnouma are 25 to 51 years old, married and have on average 5 children. They live in traditional extended families in the neighborhood of Ganabougou in the préfecture of Yanfolila (Third administrative region of the Republic of Mali)... |
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Sabougnouma Group Mali The women of the group Sabougnouma are married mothers 25 to 55 years old who have four children on average. They live in traditional extended families in the Ganabougou district of Yanfolila (third administrative region of the Republic of Mali)... |
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Sinignèssigui Group Mali The members of the Sinignèssigui group are married, aged between 25 and 65, and have an average of five children each. They live in traditional extended families in the Bounoukobougou neighborhood of the Yanfolila prefecture (Mali’s third administrative region). The women have been partners of Soro Yiriwaso for five years and have a small business selling spices and cereals... |
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Margaret Asantewaa Ghana Margaret Asantewaa, 25, is married with three children. All the kids are currently in school. She is a very resourceful and hard-working mother whose hard effort brings livelihood to the family. Margaret supports her kids through making and selling brooms. Selling brooms has a very big market share in Ghana... |
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Nabi Abdujalilov Tajikistan Abdujalilov Nabi is 67 years old. He is married and the father of 3 children. Nabi is a hard-working man who has struggled to provide for his family and educate his children, who are today, working adults thanks to his example. Nabi is an enterprising man who constantly tries to make things better and to improve every day... |
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Chamreun Nea's Group Cambodia Mrs. Chamreun Nea is a leader of a group of five who all live in the Batheay village in Kampong Cham province. She is a 53-year-old housewife and the mother of a child who is attending the local school. Her husband, Mr. Soun Sary, is a worker. Mrs. Chamreun Nea is requesting a loan to buy chickens and chicken feed to start a breeding business... |
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Tomasa del Carmen Cruz Ferrufino Nicaragua Ms. Tomasa del Carmen Cruz Ferrufino is 51 years old, single, and has 12 children, all of whom currently work. For more than 16 years Tomasa has been in this business; although it wasn't easy because she had to sell products on the streets. She started with pants, shirts, cosmetics and perfumes... |
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ELTAN Bolivia Eltan's family consists of four members: his partner, his two sons of seven and three years respectively, and him. Eltan works transporting passengers with his own motorcycle taxi. In his home he has a neighborhood store where all kinds of groceries are sold. Eltan's competition is medium, since there exist many others doing the same activities, but at the same time demand is very high... |
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ANTONIO Bolivia Antonio’s family is made up of six people: his wife, his four children ages 16, 14, 11 and 7, and himself. Antonio lives with his family in their own home. He is a full-time employee in the cooking oil industry with many years of experience. His family also depends on the income generated by his motorcycle taxi... |
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HUMBERTO Bolivia Humberto is 42 years old, single, and has one son. He also owns a house in the town of Fatima. Humberto works as a caretaker on a farm, Granja Mrochek, and also earns an income plucking chickens at the same farm. The cosigner on this loan works as a domestic servant in a private home... |
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Cham Reun Suon's Group Cambodia Mr. Cham Reun Suon is the group leader of four members who all live in Kroay Wat village in Kampong Chhnang province. He is a cow breeder. Since his cow-breeding business is doing well, he wants to expand it by purchasing one more cow for breeding. He hopes to increase his income and improve his family's living conditions with this loan... |
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Mrs. Mai Sen Village Bank Group Cambodia The village bank, which consists of nine members, is located in Lor village in the Kampong Chhnang province. The members plan to use the loan for different purposes. Mrs. Mai Sen has been selected by the members to be the village bank president... |
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Mrs. Mom Pheng Village Bank Group Cambodia Eleven people living in Trapaing Mortes village in Kampong Chhnang province comprise this village bank loan, and they will use the loan for various purposes. Mrs. Mom Pheng, the 27-year-old village bank president, is a farmer who owns a plot of land to cultivate rice... |
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Mrs. Lun Phoung Village Bank Group Cambodia Ten people living in Tropaing Mortes village in Kampong Chhnang province comprise this village bank loan, and they will use the loan for various purposes. Mrs. Lun Phoung, the 53-year-old village bank president, is a farmer who owns a piece of land for cultivating rice. Aside from this plantation, she is a rice middleman... |
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Mrs. Bunthen Em Village Bank Group Cambodia This village bank which consists of thirteen members is located in Saeprambei village in Kampong Cham province and they plan to use the loan which they obtained for different purposes. Mrs. Bunthen Em is the village bank president who has been selected by the members. She is a farmer who owns a plot of land to cultivate vegetables... |
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DJEKAFO Group Mali The women of the group Djekafo are all married and average 36 years of age and five children. They live in traditional extended conjugal families with sisters, brothers, children, spouses, and mothers-in-law in the village of Coni (Fana subprefecture) in the Koulikoro region, Republic of Mali. United by social and professional ties, they do work involving the buying and selling sacks of charcoal... |
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Choeurn Sok Cambodia Mrs. Choeurn Sok is a farmer in Kouk Penh village in Kampong Chhnang province. She owns a plot of land to cultivate rice. Her husband, Mr. Lout Try, is a firewood seller. Even though they try to do work hard, they still earn less income to provide a better house for their family living... |
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HILDA Bolivia Señora Hilda is 32 years old, single and has no dependent children. She lives with her mother who owns her own house. She sells cosmetics and women's clothing such as shoes, dresses, etc, which she buys at the market – she already has a number of years of experience in this activity... |
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SABINA AYDEE Bolivia Mrs. Sabina is 22 years old, single, lives with a partner, and she has two daughter ages 4 years and 2 months. She lives in her own home. She has a food stand at the transportation stop for buses and vehicles that are going to the countryside; she has renters, in addition she prepares turnovers and short ribs in her home on Sundays... |
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ROSA Bolivia Rosa is 49 years old, has two children (17 and 22 years old) and is single. The family lives in their own home with all the basic services. In her home she has a grocery store and an internet cafe and has 5 years of experience in this. She does not have much competition since she is one of the most well-stocked stores in the neighborhood... |
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Juana Maria Calero Nicaragua Mrs. Juana Calero is 48 years old and lives in La Concepción with her husband. Their children are married and live independently. Juana's husband, like her, works in agriculture. Her plans for her family are to improve farming conditions to increase their income and finish building their home... |
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FELIX Bolivia Felix has four children, and he is currently caring for three of them. He has his own house, where he lives with his children. He works with the transportation union "10 de Febrero" as a motorcycle taxi driver, and has done so for three years. His wife works selling seasonal fruit in the Santa Fe transport center... |
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SANDRA DE Bolivia Sandra is a teacher at a high school in San Carlos. She has two small children and is currently pregnant. Her husband is a masonry assistant. The family lives in their own home. Sandra works as a teacher so there is no competition in her work. The loan will be used to fix their house. This is their third loan. They behaved well with their last loan... |
