Carmen has two children, both of whom are small. Almost six months ago, her husband abandoned her. As a result, she is completely dedicating herself to her work and to her small children for whom she had decided to work more. Carmen works as a cook at "Pancho Pollo" in the mornings and, in the evenings, she is dedicated to selling barbecue, empanadas, sodas and other items...
>> Read more

Emigdio is 45 years old. He lives in his own home located on Viru Avenue in the Peatonal Zone with his wife and their four children who are 20, 17, 14 and 16 years old. Emigdio has had his refrigeration shop on the same avenue for many years. There he lives and has his accomodation and he can count on his children for help...
>> Read more

Virginia Filedia Pilarte is 45 years old, lives with Juan Ramon Padilla, together with her life partner, she has three children of which she only cares for one; now that one is married and the other studies in seminary...
>> Read more

Mrs. Estelbina Busto Ampie is 47 years old and lives in the neighborhood of San Ignacio with her husband, whom she helps with the household expenses. They take care of one son who helps them with the crops. Estelbina plans to improve her crop conditions, which have been affected by plagues...
>> Read more

Luz Maria Ruiz lives in Los Ríos neighborhood with her husband and children. She has in her care three small ones who are already studying in elementary school. Her husband works as a seller in the Masaya market. To help him with the bills of the home, for fifteen years, she has been working the lands that she inherited from her parents...
>> Read more

Maria has sold omnilife products for two years. This has gone well since this is a product that is well accepted by the public. She began with some savings and loaned money. Maria is 32 years old and lives in north Laureles with her two children who are 4 and 6 years old...
>> Read more

Juana has worked in domestic service for fifteen years where she has been in the same house due to the trust of her employer. This is work that she has dedicated her efforts to in order to support her family. She is 43 years old. Her four children are 14, 15,18 and 20 years of age. All of them study...
>> Read more

Mrs. Juana is 53 years old and lives in north Laureles. Her children are independent and help in the costs of the house. Her husband is a typographer. Juana has been a hard-working woman since she was very young. She is dedicated to her business to be able to support her children...
>> Read more

Leyla is 49 years old and lives in Memorial Sandino in the city of Managua with her two children of ages 11 and 17, who are enrolled in secondary school. Her husband works independently since he has a small truck that he got to transport the people who work with him. Mrs. Leyla's business is selling clothes, shoes, and cosmetic products, which she began ten years ago with her own capital and help from her husband...
>> Read more

Mrs. Armenza is married and together with her husband they are owners of a local store that offers consumer products at low prices for their clients, which allows them to run this constant and regular local market. The husband gets the merchandise very early so that the wife is in charge of selling it to the clients...
>> Read more

Mrs. Moudjibatou Boussari was born around 1977. She is married to Deep Moudachirou and is the mother of 3 children who are all enrolled in school. Her business involves selling various items such as soaps and detergents (such as Omo) of all varieties. She buys her merchandise at Tokpa and sells it to her customers, in that very same market...
>> Read more

The village bank consists of eight members and is located in Trapang Kor village in Kampong Chhnang province. They plan to use the loan which they obtained for different purposes. Mrs. Pheun Khoem is the village bank president who has been selected by the members. She is a seller a mall restaurant that sells rice soup...
>> Read more

Mrs. Phea Moal is a group leader of five who all live in Tropeang Srongae village in Kampong Chhnang province. She is a pig breeder. Her husband, Mr. Vorn Vy, is a musician who has been hired by the people to perform at wedding ceremonies, parties, and others events. Mrs. Phea Moal is applying to a loan so that she can buy pigs and start a new business...
>> Read more

Eight people who all live in Peam Tunlea village in the Kampong Chhnang province make up this village bank loan. Mrs. Khoeun Svay is a village bank president who has been selected by the members. The loan will be used by its members for different purposes. For instance, Mrs. Khoeun Svay is requesting a loan to buy pesticide to support her bean field since it has been damaged by insects...
>> Read more

This village bank loan consists of nine people and is located in Por village in the Kampong Chhnang province. Mrs. Pheakk Kdey Hoem is a village bank president. She is a farmer who cultivates both rice and vegetables. On her second plantation, she grows beans but unfortunately she faces an obstacle because her field has been damaged by insects...
>> Read more

This village bank loan, which consists of ten people, is located Chrolorng village in the Kampong Chhnang province. Mr. Tol Nhieb is a village bank president who has been selected by the members. He is a farmer who grows lotus in his lake. His plantation now faces a problem because he does not have enough money to buy more lotuses to grow in the lake...
>> Read more

Thirteen people living in Prey Khmer village in the Kampong Chhnang province comprise this village bank loan. The loan will be used for various purpose. Mrs. Yat Prak, a grocer with a small store, is a 58-year-old village bank president. She is a widow with two children who work in different positions...
>> Read more

Fatuma Nassoro, age 37, is married with two children ages 15 and 18. She also cares for two dependents – orphans age 14 and 11. Fatuma has a salon business. She has had the business for 7 years and works daily from 8am until 8pm. She is able to earn a monthly profit of around $150. This will be Fatuma’s 1st loan from Tujijenge Tanzania...
>> Read more

Saada Sadick Nganila is a Tanzanian entrepreneur. A business woman who buys and sells scrap by the ton as industrial raw material. Her business is licensed. She works in collaboration with her husband. They have two purchasing stations. One that she runs and the other is run by her husband. They buy and sell more than four tons of scrap to industries per month...
>> Read more

Zahara Athuman sells charcoal in the Vituka Ward in Dar es Salaam. She is a Tanzanian married woman with three school-aged children. She has been with YOSEFO Services for six years. She managed to build her own house from the income that she earned in her business. She purchases the charcoal bags directly from the wholesale producers and sells them to retail customers...
>> Read more

Rose Vitalis is a Tanzanian entrepreneur and business woman. She sells traditional clothes (Vitenge and Kanga) at Mbagala ward in Dar es Salaam. She also transports her clothes to various Tanzanian regions to sell. She purchases the commodities wholesales from Mnazi Mmoja traditional wholesale clothes shops. She has been in this business for six years. She is requesting a loan of Tshs 1,000,000. to buy more business items...
>> Read more

Ms. Cadith belongs to the communal bank "Honesty and Work", an affiliate of Kiva. She lives in the neighborhood of Grau Nº 160, in the province of Juanjui, and the department of San Martin. She is 39 years old and is a mother of 3 children. One of children is of legal age, and two still depend on her. Her spouse works selling wood...
>> Read more

Ms. Isabel belongs to the communal bank "Honesty and Work", an affiliate of Kiva, and lives in the Jr. Alfonso Ugarte Nº 346, province of Juanjui, department of Marshal Cáceres. She is 47 years old and is the mother of 2 children, 1 of legal age and one of which who still depends on her. Her spouse administers the Institute that years ago they founded together...
>> Read more

Ms. Loicith belongs to the communal bank "Honesty and Work", an affiliate of Kiva, and lives in Marshal Cáceres Nº 155, district of Juanjui, department of San Martin. She is 42 years old and is a mother of 6 children, 1 of legal age and 5 still depending on her. She is married, and her husband works in agriculture. With her first loan of $300 she decided to invest in selling kabobs in the patio of her house...
>> Read more

Vilma belongs to el Banco Comunal “Honestidad y Trabajo.” She lives on Jr. La Merced Block 6, in the district of Juanjui, in the state of San Martín. She is 46 years old and is the mother of 3 children, all adults. She is a widow. With her first loan of 300 soles, Vilma decided to invest in shoes. She has been working with the bank for 2 years...
>> Read more

Mrs. Liem Phuong is a group leader of four members who all live in Thmey village in Kampong Chhnang province. She is a grocer. Her husband, Mr. Seng Socheat, is a vet in the local village. Aside from this career, he is a farmer who owns a plot of land to cultivate lotus. In this plantation, he does not have enough lotus seed to grow...
>> Read more

Zulfa Abas is a married Tanzanian woman with three school children. She runs a business selling traditional clothes (Vitenge and Khanga) at Bugurun ward in Dar es Salaam. She purchases the items from Mnazi mmoja traditional wholesale shops and Kariakoo city market center. She has been in the business for four years. She is requesting a loan of Tshs 600,000 to buy more business items to meet her customers' demand...
>> Read more

There are three groups of women participating in a shared loan entitled Bank of Hope. All the members live in Villa Mella, on the northern outskirts of Santo Domingo. The group coordinators are Carmen Martinez, Justa Heredia, and Rosa Santos. Justa has four children; ages 26, 23, 19 and 17. Her children do not live with her anymore, but three of her grand-children do...
>> Read more

Group 5 of the Amistad (Friendship) Bank of Hope is now on their 8th loan cycle. Antonia Mercedes Sterlin is the coordinator for this group of five. She has 3 children ages 15, 12 and 9. She started her small business selling only pants. She has diversified her selection and will use this loan to purchase a larger quantity of items requested by her customers, such as undergarments and sleepwear...
>> Read more

Armandina and her husband work in a border assembly plant, Armandina as an operator and her husband as a mechanic. They have 2 children who study, one in elementary school and the other in high school. They have a problem in their home, the pipes in the bathroom are presently extremely deteriorated and rotting which is causing the bathroom to always be damp, this without tanking into account that the shower pipe has also already rotted...
>> Read more

María Auxiliadora Salas Calderón is 47 years, single, and has three children. María sells general merchandise, and her business is located in the municipal market. María began this business three years ago, and little by little, she converted her business from one selling perfumes, creams, and other home products into a business selling clothing and shoes...
>> Read more

In order to supply her business, she purchases the items she sells from Mnazi mmoja wholesale shops. She then sells the goods retail to her customers in the Tandika Market. She uses the income she generates to meet her family's daily needs and to pay her children's school fees...
>> Read more

The village bank, consisting of thirteen members, is located in Smeth village in Kampong Chhnang province. The members plan to use the loans they have obtained for different purposes. Mrs. Sambin Chhim is the village bank president, selected by the members. She is a farmer who owns a piece of land on which she cultivates rice...
>> Read more

Mrs. Ratha Mao is a group leader of five borrowers who all live in Damnak Key village in Kampong Chhnang province. She is a basket middleman and pig breeder. Since her business is going well, she wants to expand it by purchasing two more piglets for breeding to earn more income....
>> Read more

Bun Chen is 47 years old and lives with his wife in Battambang, Cambodia. He works in a grocery store, making around USD $5 per day. His wife, pictured here, stays at home to look after the children and to cook food for them. She also raises pigs and makes about $1 per day...
>> Read more

Mrs. Moeun Chuob is a villager in Srae Kruos village in Takeo province. She is a farmer who owns a small piece of land on which she cultivates rice for a living. Her husband, Mr. Mao Mean, makes baskets with bamboo. Since this business is doing well, he wants to expand it...
>> Read more

Talaleu Matoa, 44, is married with 5 children. She has 5 years of experience in a plantation business. Her husband does the work on the plantation. She sells to the public 2 days per week. She expects her weekly net cash flow to be 300 Tala (approximately $125 USD)...
>> Read more

Mrs. Sarun Sem is a villager in Pech En village in Takeo province. She is a farmer who owns a plot of land on which she cultivates rice. Her husband, Mr. Nop Toeurn, is a pig breeder. Aside from pig breeding, he is a palm juice collector. Mrs. Sarun Sem is applying for a loan to add to her savings with which she plans to buy construction supplies to build a better house for her family...
>> Read more

Mrs. Soy Long is a villager in Prey Meas village in Takeo province. She is a grocer. Her husband, Mr. Kong Seng, is a farmer who owns a plot of land on which he cultivates rice. He faces an obstacle because he usually needs to paya lot of money to plow the field...
>> Read more

Sun Hasanas, 30, is married and lives in the Battambang Province with her husband and six children. All of their children are in school. Mrs. Sun Hasanas and her husband are fish sellers at the market and earn a combined income of around USD $6 per day. She is asking for a loan to buy more fish to resell...
>> Read more

Mrs. Chinda Pech, a 31-year-old mother of two preschool children, is a resident of Boeung Tranh village in Takeo Province, where she owns a plot of land upon which she cultivates rice. Her husband, Mr. Sean Sambo, is a motor taxi driver. To earn more income, Chinda is requesting a loan to buy a cow for breeding. Her husband is shown on the left in the photo...
>> Read more

Uini Futialo, 35, married with three children, has many years of experience in the taro and banana plantation business, selling to the village people and general public three days per week. Her weekly net cash flow is about 350 Tala ($145). She has had one previous loan from SPBD, Uini’s only access to capital because she has never qualified for a loan from the traditional banks...
>> Read more

Papaloa Pologa, 56, is married with 9 children. She has 4 years of experience in the plantation business. She sells to the general public/villagers 4 days per week. She has 5 previous loans with SPBD. She expects her weekly net cash flow to be 750 Tala (~312 USD)...
>> Read more

Mrs. Yonn Kauy is a villager in Krang Chhoeur Neang village in Takeo province. She is a pork seller in the local market. Her husband, Mr. Sorn Phorn, is a farmer who owns a plot of land where he cultivates rice. Aside from this plantation, he is a pig breeder...
>> Read more

Mrs. Navy Ngein is a villager in Pong Toek Choeurng village in Takeo province. She is a farmer who owns a plot of land where she cultivates rice. Her husband, Mr. Kheim Nat, is a laborer who earns only a little income to support his household...
>> Read more

Group 29 has five members. They live in Village 5, Qu?ng Hung commune, a poor village in Thanh Hóa province, 156 km south of Hà N?i. Mrs. Ph?m Th? Thu is the group leader. Her family has faced serious financial difficulties ever since her husband passed away at an early age, leaving her to raise five young children alone...
>> Read more

Mwanahamis Kiungoma, age 51, is married with five children ages 28, 23, 20, 18 and 16. She has a chicken business. She started this business in 1996 and works daily from 5:00 a.m. until 11:00 p.m. She is able to earn a monthly profit of around $150. This will be Mwana’s third loan from Tujijenge Tanzania...
>> Read more

Zakia Selemani, age 36, is single with one 4-year-old daughter. She has a beauty salon. She started this business in 2007 and works daily from 8 a.m. until 8.30 p.m. She is able to earn a monthly profit of around $371. This will be Zakia’s seventh loan from Tujijenge Tanzania. She used the previous loans to increase her salon's stock...
>> Read more

Ms. Sandra Patricia Castillo is a single mother of 2 children. Her children are still in school and she wants the best for them. At her home, the only thing missing is a wall in front of the house. At this time she does not have the money to buy the materials and pay for the work...
>> Read more