Victor Albino Ibarra is the father of a family, and has two children who are actually studying and he wants the best for them. Victor Albino is paying what is actually just land, and with much strength and savings he started to build the degree to finish his home but he is no longer doing it because he lacks the exterior and interior items to have it finished and give his family a secure home...

Jazmín Lisseth de Leiva is 30 years old. She lives with her husband in Atiquizaya in the department of Ahuachapán. Jazmín and her husband run a diner, which began as an idea when both were looking for work but were unabled to find jobs which paid enough to survive on...

Mrs. Sopheap Um is a villager in Siem Bauy village in Kampong Cham province. She is a farmer who owns a plot of land where she cultivates rice. In this plantation, she has an obstacle because her field is infertile which has a bad effect on their crop...

Mrs. Chi Ean is the group leader of four people who all live in Kong Chey village in Kampong Cham province. She is a farmer who owns a small piece of land where she cultivates rice. From this plantation, she gets very little income to support her family...

Hadiyaev Oblokul has always been a hard-working man who has made sure, from his young age, that his family never went without the daily bread. He is married and has four children. Oblokul has a grocery store where he sells different kinds of foodstuffs...

Doki Adzaro, age 45, is married and the mother of three. She is a retailer of grain at the grand marketplace of Atakpame. Her specialty is in bulk deliveries. To avoid inventory shortages and to satisfy her customers better, Doki would like to use this loan to stock her store...

Obe Amenou is a young woman aged 45, married with 3 children, all of whom are in school. For 10 years, she has been a retailer of cereals in the grand market in Atakpamé, a city in central Togo. With this loan, she hopes to supply her store to better satisfy her customers...

Mrs. Lurde Gonzalez founded this group. She is married to Mr. Carlos Acosta, and is the mother of two children. She specializes in shipping, and lives in the Fátima de C.D.E neighborhood. She is very grateful to the group's program and to Mujeres Emprendedoras (Enterprising Women) for the contact she has with her neighbors and friends to form the group in this area...

Mr. Isabelino Vera was born in the city of Puerto Pinasco, and he is married to Sara Daniela Ortiz. They have four children, all of whom are still young. They both dedicate themselves to selling used clothing, both out of their home and by traveling through the streets. In the afternoons, Isabelino also sells food such as cookies and caramels, among other things...

This bank is called "Cusco Sur" (South Cusco), and was founded 8 years ago, enabling the development of its original members up until the current day, and they continue to acquire new members, so that they too can have the opportunities that the others had. This bank is located in the central offices in the city of Cusco...

Sim Ie, 57, is a farmer who lives in the Kampong Cham Province with her husband, Hang Hum. They have been married since 1980 and have two children. One is a student, and the other is a taxi driver. To earn a living, she has mature corns to sell at the market and is able to make about USD $4 per day, while her husband earns $3 by growing and selling sesame...

Hak Sicheng, 52, is a widow who lives with her three children in the Kampong Cham Province. She stays at home doing housework and cooking for her children. The family is supported by two children who work as mechanics. Mrs. Hak Sicheng would like to take out a loan to purchase mechanic's tools for her sons (one of her sons is pictured here)...

Duch Sam, 36, pictured here with her husband, has a business of growing and selling vegetables, making about USD $5 per day. Her husband is a fisherman. Every day, he goes to catch fish and sell them to the market to earn approximately $3 a day. This couple has four children, three of whom are students and one who is too young to attend the school...

Amelia Codilla, in her 50s, still believes her income-generating project (grocery retailing) would be progressing for the next 2 years. She is a "Cebuano" (a Philippine ethnicity and language), migrated to Bukidnon, looking for a greener pastures. Before, the couple was dependent on being laborers on their master's farm...

Kenja Tillobaev is forty-four years old, married and has three children. Kenja is a master tiler. His wife works at the Ministry of Emergency Management. Kenja needs this loan to finance a renovation of his big house. Kenja turned to Microinvest for help on recommendation of his neighbor, an old Microinvest client...

Safarov Shuhrat is 37 years old. He and his wife have one son, who is 6 years old. Shuhrat sells DVDs and CDs. He orders the delivery of the disks from the neighboring city of Khujand and tries to have all the new movies and concerts of the popular actors, singers, and others. He also provides computer services, such as audio editing of video tapes and discs with recordings of his clients' family events...

Raman Olaide is a 40-year-old married man with three children. To support his family, he sells motor spare parts. He is now requesting a loan in the amount of $350 (50,000 NGN) in order to purchase more motor spare parts for resale purposes. He thanks Kiva and all of its lenders for their support...

Funmilola Adegoke is a 40-year-old married woman with four children. To support her family, she sells kerosene. She is hoping to expand her business, so she is now requesting a loan in the amount of $700 (100,000 NGN) in order to purchase more kerosene for resale purposes. She thanks Kiva and all of its lenders for their support...

RK Adedokun is a 70-year-old married man with six children. To support his family, he sells stationery. He is hoping to expand his business, so he is now requesting a loan in the amount of $275 (40,000 NGN) in order to purchase more stationery for resale purposes. He thanks Kiva and all of its lenders for their support...
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Osas Orhiekpaiyo is a 36-year-old single man. To earn a living, he sells spare motor parts. He is hoping to expand his business, so he is now requesting a loan in the amount of $700 (100,000 NGN) in order to purchase additional motor parts for resale purposes. He thanks Kiva and all of its lenders for their support...

Margarita is a member of the Bancomunal Siempre Juntas. She has a live in partner and is 33 years old. She has three children ages 11, 10, and 8 who all attend public school. Margarita was raised by her relatives because her parents past away when she was young. Her father-in-law started a construction materials transportation business with rented cars...
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Mr. Luis Jara is a bachelor and lives in the neighborhood of San Francisco of Carapeguà. He is young and has prepared, little by little, to set up a small fast-food stand...

Ms. Mirián Fátima is from the neighborhood "Virgen de Cármen" in the city of Carapeguá. She is the proprietor of a "chiperia" (a store that makes traditional Paraguayan chipa bread,) located in the residence of her parents, which has a central location in the city...
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Mr. Serafin Romero is 40 years old and owns a food supply store in the neighborhood "Virgen de Fàtima" in Carapeguà. His wife Mrs. Maria de Romero makes quilts typical of their area. They help each other carry the fmaily forward; they have 2 school-aged children and they live in their own house...

Stella Mlay, age 36, is married with two children ages 17 and 11. She sells food at Mbagala. She started this business in 2006 and works daily from 6am until 12pm. She is able to earn a monthly profit of around US$ 258...
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Ms. Justine Arinaitwe has a grocery shop. She is a hard-working woman with 4 children who are school-going. Justine has 6 years experience in her business...

Augusta Idehen is 60 years old and married with 6 children. She has a tailoring shop where she sews lovely clothes for her customers. She also sells tailoring materials to her customers. She is requesting the loan amount of N 150,000 to purchase more tailoring materials to sell. She says thanks to Kiva lenders...

Marilou Sinuto used to engaged in the buy and sell business. However, due to some business difficulties, she then opted to start another business which is a community store. In her store, she is earning an average income of PHP5,000 a month that she utilizes to provide the immediate needs of her family and as business capital...

Juliana Alabi is 42 years old and married with 3 children. She sells fairly-used clothing and shoes. She is requesting the loan amount of N 100,000 to purchase more fairly-used clothes and shoes to sell. She says thanks to Kiva lenders...
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Vumilia has owned a mini-shop (kiosk) in the Sakina neighborhood of Arusha for 4 years. She currently earns an average monthly profit of US$ 90. Every day she works at her business from 9:00 a.m. to 6:00 p.m. She is requesting her first loan from BRAC Tanzania so that she can buy more items for her business....

Leticia Gallardo is 50 years old. Her first husband, with whom she had four children, died ten years ago. When her first husband died, she went to Hong Kong to work as a domestic helper together with her elder sister; however, she was not able to finish her contract for two years so she went back to the Philippines. She then got married to Armando Gallardo, but they did not have a child...

Festus Ojeh is 33 years old and married with 2 children. He sells motor spare parts. He is requesting the loan amount of N 100,000 to purchase more motor spare parts to sell. He says thanks to Kiva lenders...

Kabiru is 32 years old and married with 2 children. He mills palm kernels to make palm oil. He also sells palm kernels. He is requesting the loan amount of N 100,000 to purchase more palm kernels to sell. He says thanks to Kiva lenders...

Velita Tomas manages a village store in their distant village of St. Tomas, a Barangay (township) covered by the municipality of Alicia, Isabela. She is married to Donald Tomas, who maintains their small farm with a lot of rice. At the moment, the couple has already their eldest child named Warren who is now 4 years old...

Jocilda Nombre is already 40 years old and still single. Choosing her current marital status was really her option. She lives with her parents, and she is spending a lot of time in her vending business with the help of her niece. Being single is her contentment in life...

Christine Nabatanzi is the leader of her lending group in Lugazi. She is in her late 40s and a mother of 9 children; only 4 are still in school. Christine has a business selling fish where she buys dry fish from the surrounding landing sites of Senyi and Kiyindi at a lower price and sells to her customers in Ajjija as well as to those in Buikwe and Lugazi...

Ruziboy Gulomov lives in the Abdurahmoni Jomi region of Tajikistan. He is 45 years old and is married with five children. He is an accountant by trade but for the past nine years he has also been involved in animal husbandry. Ruziboy is applying for a loan in order to purhcase more livestock. He would be able to pay off the loan within 6 months...

Lucy Namakate age 30, is married with three children, ages 14, 12 and 9 years. She has a pharmacy business. She started this business in 2007 and works daily from 8am until 9pm. She is able to earn a monthly profit of around US$ 117...

Sharifgul Rajabova lives in Vakhdat. She is married with eight children. She is a homemaker. She is applying for a loan in order to be able to buy a dairy cow with a calf. This would allow her to provide her family with milk and other dairy products. If the cow gives enough milk, Sharifgul will be able to make extra cash by selling milk to her neighbors...

Toki Ishiola, 46 years old and married with four children, sells spare motor parts, and his wife owns a restaurant. He is requesting the loan amount of N50000 to purchase more spare motor parts to sell. He says thank you to all Kiva lenders...

Thirty-seven years old and married with two children, Kayode sells tyres. Hoping to expand this business, he is requesting the loan amount of N50000 to purchase more tyres to sell. He says thanks to all Kiva lenders...

Paulina is a member of the communal bank Jesús de Praga. She lives with her husband and she is 29 years old. She has a son that is 9 years old and he goes to a public school. She was not able to complete her education because when she was 14 she became ill with Epilepsy. She started to work in private homes doing all kind of work...

Mamuna Issifu is thirty-eight years old. She is married and the mother of two children, a boy and a girl. She says her son is in the in the basic school while her daughter is in junior high school. Mamuna’s husband owns a corn mill in their community. He has hired workers who run the business daily...

Christiana Obour is thirty-eight years old. She is married and the mother of two children, a boy and a girl. She says her son is in the basic school while her daughter is in junior high school. Christiana’s husband sells a variety of gadgets such as video decks, mobile phones, television sets, radio sets, etc...

Razia baji is a 50-year-old married lady and has been a citizen of a city called Kot Radha Kishan for the past 20 years. Kot Radha Kishan is famous for its livestock because mostly people work at this business to support their families...

Safia Begum baji is a 41-year-old married lady and a citizen of a city called Kot Radha Kishan for the past 15 years. She completed her education up to 5th standard. Her husband's name is Shafiq Akram and he is a fruit seller by profession. He has been selling fruit for the past 10 years...

Zubaida baji has been a citizen of a city called Kot Radha Kishan for the past 15 years. Kot Radha Kishan is famous for its livestock because mostly people work in this business to support their families. Zubaida baji is married to a man whose name is M. Abdullah and he is involved in a dairy business. He has a buffalo at his house...

Mrs. Brenda Frangolin was born in Hamtic, Antique, Philippines. She is 26 years old, married, and blessed with 2 children. She is engaged in hog-raising, Natasha Dealing (representing a direct sales company selling shoes etc.), and Tricycad Service (3-wheeled bicycle used for transport). These have been their businesses since the first year of her membership in ASHI...

Mrs. Annaliza Gerona comes from the beautiful province of Antique. She belongs to Caridad 36 of ASHI-Antique Southwest Branch. This 41-year-old woman is married and blessed with 5 children, 3 in preparatory and 2 in elementary school...

Flora Macalisang, 60, is a widow who lives in Salimpuno, Sapang Dalaga, Misamis Occidental, Phillipines. She has 7 children, one of whom is still going to school. Some are married and some have already finished school and are now working and earning a living on their own. Flora operates a sari-sari store (variety store) business...