Christine Nabatanzi is the leader of her lending group in Lugazi. She is in her late 40s and a mother of 9 children; only 4 are still in school. Christine has a business selling fish where she buys dry fish from the surrounding landing sites of Senyi and Kiyindi at a lower price and sells to her customers in Ajjija as well as to those in Buikwe and Lugazi...

Ruziboy Gulomov lives in the Abdurahmoni Jomi region of Tajikistan. He is 45 years old and is married with five children. He is an accountant by trade but for the past nine years he has also been involved in animal husbandry. Ruziboy is applying for a loan in order to purhcase more livestock. He would be able to pay off the loan within 6 months...

This will be Lucy’s second loan from Tujijenge Tanzania. She used the previous loan to buy medicine and repaired the pharmacy shop with a new glass door and has repaid the loan successfully. She hopes for a second loan to open another pharmacy...

Sharifgul Rajabova lives in Vakhdat. She is married with eight children. She is a homemaker. She is applying for a loan in order to be able to buy a dairy cow with a calf. This would allow her to provide her family with milk and other dairy products. If the cow gives enough milk, Sharifgul will be able to make extra cash by selling milk to her neighbors...

Mehrojiddin Rajabov lives in Vakhdat. He is 26 years old and is married with two children. He has a university diploma and works as a school teacher. In addition to teaching, Mehrojiddin drives a taxi. He plans to use the loan for buying spare parts for fixing his car. He would be able to pay off the loan within 8 months...

Hikmatullo Zaripov lives in the town of Vakhdat. He is 25 years old and is married with two children. For the past eight years he has been selling groceries. He has a store in his house. He lives in one of Vakhdat's remote villages. His store provides a unique opportunity for people to do groceries in their village...

Toki Ishiola, 46 years old and married with four children, sells spare motor parts, and his wife owns a restaurant. He is requesting the loan amount of N50000 to purchase more spare motor parts to sell. He says thank you to all Kiva lenders...

Thirty-seven years old and married with two children, Kayode sells tyres. Hoping to expand this business, he is requesting the loan amount of N50000 to purchase more tyres to sell. He says thanks to all Kiva lenders...

Paulina is a member of the communal bank Jesús de Praga. She lives with her husband and she is 29 years old. She has a son that is 9 years old and he goes to a public school. She was not able to complete her education because when she was 14 she became ill with Epilepsy. She started to work in private homes doing all kind of work. Then she got a job peeling 30 kilograms of chile peppers a day...

Mamuna Issifu is thirty-eight years old. She is married and the mother of two children, a boy and a girl. She says her son is in the in the basic school while her daughter is in junior high school. Mamuna’s husband owns a corn mill in their community. He has hired workers who run the business daily...

Christiana Obour is thirty-eight years old. She is married and the mother of two children, a boy and a girl. She says her son is in the basic school while her daughter is in junior high school. Christiana’s husband sells a variety of gadgets such as video decks, mobile phones, television sets, radio sets, etc. Christiana lives with her children and husband in a family house in Berekum in the Brong Ahafo region of Ghana...

Razia baji is a 50-year-old married lady and has been a citizen of a city called Kot Radha Kishan for the past 20 years. Kot Radha Kishan is famous for its livestock because mostly people work at this business to support their families...

Safia Begum baji is a 41-year-old married lady and a citizen of a city called Kot Radha Kishan for the past 15 years. She completed her education up to 5th standard. Her husband's name is Shafiq Akram and he is a fruit seller by profession. He has been selling fruit for the past 10 years...

Zubaida baji has been a citizen of a city called Kot Radha Kishan for the past 15 years. Kot Radha Kishan is famous for its livestock because mostly people work in this business to support their families. Zubaida baji is married to a man whose name is M. Abdullah and he is involved in a dairy business. He has a buffalo at his house...

Mrs. Brenda Frangolin was born in Hamtic, Antique, Philippines. She is 26 years old, married, and blessed with 2 children. She is engaged in hog-raising, Natasha Dealing (representing a direct sales company selling shoes etc.), and Tricycad Service (3-wheeled bicycle used for transport). These have been their businesses since the first year of her membership in ASHI...

Ms. Gerona is engaged in tricycad (three-wheeled vehicle doing transport) services. The business was only an adventure for a year and was only a family service, but as time goes by, they have found that it is much better for this to be a business so that it will bring in an income. The people in the municipality of Hamtic serve as the passengers for her husband's tricycad...

This group from the neighbourhood of Barrio Chaipe was created because one of its members found out about the Foundation. All the women are active in productive businesses such as: clothing sales, food sales, jewelry sales, grocery store, general sales, fruits and vegetable sales, tablecloth sales, plastics sales, cosmetics and others...

Marlene Lechado Andino is 47-years old and is married with two children. Both her children are currently studying. Marlene’s trade of choice is to sell various products such as: veta cheese, beverages, candy and other things...

Flora Macalisang, 60, is a widow who lives in Salimpuno, Sapang Dalaga, Misamis Occidental, Phillipines. She has 7 children, one of whom is still going to school. Some are married and some have already finished school and are now working and earning a living on their own. Flora operates a sari-sari store (variety store) business...

Nida is a resident of Sapang Dalaga, Mis. Occ. She is 44 years old and single, but she has a child. Being a single mom, she tries her best to have enough income for them to survive. Nida is a very hardworking woman. She rises early in the morning just to prepare her display for the day. She is requesting a loan of 14,900 PHP to purchase additional grocery items like canned goods, toiletries, and many others items for her sari-sari store (variety store)...

Beknazar Bedimogov lives in Jalollidini Rumi. He is 46 years old and is married with five children. He works as an accountant and has a groceries store. He has been in this business for the ten years. He is applying for a loan that would allow him to increase cash flow. He plans to pay off the loan within 12 months...

Abdulahad Kurbonov lives in Yavan. He is 26 years old but is already married with three children. For the past six years he has been making a living by working in animal sales. He would like to obtain a loan in order to purchase more livestock. This would allow him to increase profit. He would be able to pay off the loan within 6 months...

José is 52 years old and lives in Laureles Norte. His children are independent. His business is mechanical toys, which can be found in his department and throughout the country, and during various celebrations. He inherited this from his parents 25 years ago, and it has provided a livelihood for his family...

Mercedes Elizabeth Landaverde de Herrera, lives with her husband Rafael Herrera in the municipality of Aguilares, Mercedes works hard day after day in her own beauty salon, to have a better life with her husband, because even though he works, he contributes very little to the family expenses, that’s why Mercedes requests a loan, through which she can buy more products for the beauty salon and this way have more income by providing full service to her clients...

Mr. Vasquez lives in the municipality of Ticuantepe together with his wife and children. His wife works to support with the household expenses. She has a used clothes store at her home. Don Bayardo has worked for five years as a security guard supervisor. His future plans are to improve the living conditions of his family...

The "Las Puntuales" (The Punctual Women) Communal Bank is represented by Amalia Cecilia and they live in the village Primero de Mayo (May 1st) in the La Cruz development, where everyone in the neighborhood knows everyone else. Cecilia and Celina are mother and daughter, but both have their own families and their incomes are totally independent...

The group "Las Magnificas" (The Magnificent Ones) is represented by Ana Maria. Everyone in the group lives in the 30000 plan in the Urkupiña neighborhood where everyone knows each other. Natali and Patricia are sisters but they have totally independent sources of income so that no risks exist within the group...

The group "Corazón de Maria" (Mary's Heart) is a very united group represented by Nancy. She, like her partners, lives in the Gramas neighborhood where everyone has known each other for many years. Within the group. there is a familial relationship between Nancy and Maria del Carmen - they are sisters, but with independent incomes...

The group " Temporal" is made up of 12 partners and is represented by Maria Antonieta. The majority of the group is dedicated to such activities as public transportation and food, pastry and beverage sales. The businesses always prosper if they have enthusiasm and a willingness to work. For this reason, the group partners do not fear the competition...

This community bank is composed of 18 members and the majority of its clients sells cattle, clothes, cosmetics, fruits and food in general. LIDIA I. CALLE is the bank's entrepreneurship leader and one of its founders. Lidia lives in the 9th Kilometer's Arco Iris municipality, situated in El Torno in the department of Santa Cruz. She owns her own home and from that location she has been selling cooked food for the past two years...

Martha Lorena is married, she is 48 years old and bought a house at Residencial Bosque in Juigalpan that she wants to improve. She wants to add to her kitchen, build a pantry and build a ceramic tile floor. She is currently living at a sister's house where she lacks privacy...

This communal bank is called “Los Alamos de la Estacion”. This group has 13 members, all of which are natives of the community called Urcos in the Quispicanchis province. These bank members all have different businesses. Their most common business is the cultivation of potatoes, corn, and vegetables...

Mujeres Hacia el Futuro is a large group of 20 women hoping to receive loans. This group is very mixed in that some members will be receiving their third loan, while other are on their seventh loan. The one thing they all have in common is that they are in the process of improving their lives...

"Caminemos Hacia Adelante" or "Walking Forward" is a group of ten entrepreneurs seeking their second loan from Esperanza International. The group’s past loan has been successfully repaid and the group hopes to use additional loan funds for further business expansion...

Yokubjon started his business because he needed to support his wife somehow, and what better way to do so than selling national clothing and footwear for women? He works in the famous Somon market, which allows him to work seven days a week. He started selling in marketplaces seven years ago, and since then he has not quit the business because it generates good profits...

Murod is 29 years old, married, and has two children. His wife works as a pharmacist in a drugstore. Murod himself sells cereal crops at the Kostakoz market. In addition he feeds and sells livestock. He currently has 7 sheep on his property. While livestock at the markets is cheap Murod would like to increase his working capital with the help of a loan...

Señor Pedro Vásquez lives in his own home in the area of Villa Exaltación in the city of El Alto. He lives with his wife and two children. Señor Pedro works as an employee in a mining cooperative in a town near the city of La Paz. His wife is a housewife...

Señor Rogelio Condori lives in his own home in the area of Llojeta on the west side of the city of La Paz. He lives with his wife, señora Rosy Callisaya, and their two children. Señor Rogelio works as a jeweler, making pieces of jewelry in the central zone...

This group of borrowers consists of four members. Its leader, Moch Mom, is 46 years old and a mother of six children. Two children are married and live separately, and the other four attend school. She is a widow and sells charcoal throughout the commune. Another income of hers is renting rooms...

Bahtier is 33 years old, married and has three children. All his life he had many different businesses, but today he has chosen to continue selling used vehicles. This gives a steady income for his family. His wife does not work anywhere and Bahtier carries the sole responsibility of household expenses. Bahtier plans to use the loan and some of his own money to buy a used Opel...

Laiy Ry, 54, sells rice noodles in the local market of her Siem Reap province. She is married with four children. Two of her children are in school while two others work as mechanics with their father...

Chheoum Sopheap, 46, has business grinding rice crops and recharging batteries from her home in Siem Reap province. She is able to make $7 per day, while her husband, pictured here, earns $4 working as a construction foreman and renting music equipment. This couple has nine children, seven of whom are in school, while two are too young to attend...

Maria is a 58-year-old lady who lives in her own house together with her husband and daughter, whom she helps to care for her grandson. She sells medicinal and beauty products, an activity that her daughter’s support inspired her to start 6 years ago...

Since he was a boy, Hasan has loved animals. He has learned to raise them well so that he can market them. Hasan is married and has three children to provide for. To support his family, he has to invest in his livestock business and, consequently, he approached IMON International to apply for a loan that will allow him to purchase young cattle and fodder for feeding them...

Kuchkor Rahmonov is 50 years old. He is a livestock dealer. He buys and sells cattle at various markets and has been in the business for the last 16 years. His main customers are butchers and livestock farmers. Kuchkor is married and the father of three children. With the loan from Kiva, he plans to increase his herd of cattle for trade and, if possible, open up his own butchery...

Kurbon is 49 years old and lives with his wife and their 3 children. He is a man who, from an early age, was characterized as a hard worker who was very dedicated to his agricultural work, raising cattle. He saw this as an activity that would enable him to have additional income due to the high demand for these animals in the markets...

Abdujabbor is 37 years old and the father of two children. His wife is a housekeeper and she supports him in everything he does. He is a hard working person and has been providing taxi services for 5 years. The most important thing to him is that his children one day successfully finish at the University and be professionals so that they will have a better tomorrow...

Hernán uses his car as a Radio Taxi and is also a mechanic. He is single and lives in his parents’ house in the Achachicala area of the city of La Paz. His loan will be used to buy tools to set up a mechanics workshop and so improve his quality of life and his income. This is the third time he has requested a loan through Impro, his file shows that he is a number one client, that is to say he reliably repays his loans...

Previously, she sold sweets and candies as a traveling sales person. She had done this work nearly all her life but now she prefers not to go out and walk so much. The business of beauty products allows her to work from home, and for that reason, she wants to continue with this work and go about increasing it...

“Jesus es Prosperidad” is a group of 10 women entrepreneurs seeking their third loan from Esperanza International, Kiva's partner. The group’s past two loans have been successfully repaid, and the group hopes to utilize additional loan funds to further business expansion and allow for additional profits...