The five women of the group Sabali are all married. Their average age is around 50, and they have on average 4 children. The group members live in large traditional extended families in the Lafiabougou district of the city of San (Ségou region, Republic of Mali). They know one another through ties of community and kinship...

You can see in the picture a person who has improved his business with Kiva's help. In December 2006 he applied for the first loan amount of US$ 1000. Sarvat repaid this loan successfully. Now he needs a loan of 2000 AZN to open a second shop, where he will sell home appliances. He has a lot of customers and he needs help and that is why he would like to take on an employee...

Leluna has owned a small charcoal store in the Ilala neighborhood of Dodoma for five years. She is part of the Kondoa group loan. She currently earns an average monthly profit of $175. Every day she works at her business for 12 hours. She is requesting her first loan from BRAC Tanzania so that she can buy more charcoal to sell in order to improve her business...

Mrs. Samoeun Rang is a villager in Kloung Tvear village in Takeo province. She is a farmer who owns a plot of land where she cultivates rice. Her husband, Mr. Kong Sophal, is employed in World Vision organization and he has a little salary. Mrs. Samoeun Rang is requesting a loan to buy a motorbike for her husband to drive to work...

Judith Dice has a small "basakan", a filipino term for rice field. She grows rice and other crops to support her family. Her husband, Renito Dice, is also a farmer. Together, they work very hard to pay for the tuition, books and other school needs of their children. Aside from rice, she also has a small eatery business, which she operates in her village to help her augment her income...

Twenty-one people living in Phnum Lonteach village in Takeo province comprise this village bank loan, and they will use the loan for various purposes. Mr. Sambok Yung is the 29 year old village bank president. He is a farmer who owns a piece of land where he cultivates rice to earn a living. His wife, Mrs. Nouy Kim Chhroeun, is a duck breeder who owns a poultry business...

Hoeun Sreyno, 25, sells fruit in the local market in Kampong Cham province. She earns about $5 per day, while her husband, who is a a taxi-driver, earns $10 a day. This couple has two young children. Her husband usually gets her grocery items in bulk from the countryside...

Mr. Julio is 71 years old and a resident of the North Laureles town. His son are grown-ups and his wife takes care of the house. He has worked as a bricklayer ever since he was young man. He is thankful his father taught him the skills necessary to perform this line of work. This is his eighth loan cycle and his family has greatly benefited from this partnership...

Mr. José Dolores Zamora is 52 years old and lives in the town of Medardo Andino, located in the city of Ticuantepe. His wife works in the city hall of the city of Ticuantepe in order to help with their living expenses. They have three sons: a 23-year-old who is attending college, an 18-year-old that is on the last year of high school and a 9-year-old who is in elementary school...

Kossi Wemegan, age 34, is married and the father of one child. He's a motorcycle taxi driver in Womé. He has been running this business for 3 years, but with a motorcycle that he doesn't own. With this loan, Kossi hopes to buy his own motorcycle. This will enable him to improve his saving, in order to support his family...

Massan Ameganvi, age 49, is married and the mother of 5 children. She's been reselling red oil (palm oil) for 10 years in Womé. She gets her supplies from producers, and resell them in Lomé, the capital. With this loan, Massan hopes to revitalize her business by buying more red oil, and by renting a store for stocking her goods...

"My name is Rasoolan and I’m 45 years old and married. I have resided in a city named Lahore, Pakistan for the past 10 years. I am married to a man whose name is M. Iqbal and he is a ticket checker in the railway. I have two kids: one son and one daughter. My son manufactures plastic bags. My daughter reads in 8th standard...

"My name is Akhtar and I have resided in a city named Lahore, Pakistan for the past 10 years. My husband's name is M. Riaz and he is involved in a catering business. He has been doing this work for the past 5 years. I am the mother of one son who helps his father in his catering business. I manufacture plastic bags...

Kouma Toko, age 39, is married and the mother of 2 children. She owns a grocery store in Womé, a village located in Southwestern Togo. With this loan, she wishes to bolster her business, by supplying her store with new products. She counts on this opportunity to improve the living conditions of her family...

Kossi Adza, age 29, is unmarried and without children. He owns a phone booth in Womé, a village located in Southwestern Togo. With this loan, he hopes to bolster his business, by buying and reselling phone recharge cards, and also by opening a new phone booth to be run by his brother...

Shama begum baji is 35 years old, a married lady and a citizen of a city named Lahore, Pakistan for the past 20 years. Shama baji is married to a man whose name is M. Humayun and he is a ticket checker in the railway. Shama baji is the mother of three kids: two sons and one daughter. All of her kids are getting an education from a school which is located near their house...

Rubina Iqbal baji is 43 years old and a married lady and citizen of a city named Lahore, Pakistan for the past 10 years. Her husband's name is Raza Yousaf and he drives a local 32-seat bus. Rubina baji is the mother of one son whose name is Mosa Raza and he reads in 4th standard. Rubina baji runs a beauty salon in her house...

Kosar bano baji is a 29 year old married lady who has lived Lahore, Pakistan for the past 28 years. Kosar baji is married to M. Nadeem, who has a decorative embroidery business. He prepares embroidered dresses and sells them at the clothing markets. Kosar baji is the mother of three children: two sons and one daughter...

Nelly is an older lady and her children are grown and live independently. Right now she lives in the home of one of her daughters. She works as a sewing machine operator in a tailoring shop. She also makes confections and alters clothing in her home. There is some competition in her activities. The loan will be used to buy a new television set...

Razia baji is a 39 year old married lady and citizen of Lahore, Pakistan for the past 40 years. Razia baji married a M. Ilyas, who drives an auto-rickshaw (a local three-wheeled motor vehicle) and has 5 years of experience. Razia baji has six children: three sons and three daughters. Her elder son has a utensils selling business...

Edgar Alerta makes a living growing rice. He is 41 years old and currently has no children. His wife, Edna Alerta, works overseas. They are working very hard to build a good future for the children they plan to have. Edgar started his business 21 years ago. He started working a one-hectare farm, which he tilled to earn money to meet their needs...

Alfredo Halos makes a living growing rice. He is 46 years old and has two children. He started his business 19 years ago, and is happy because it is going well and allows him to provide for needs of his family...

Tasleem baji is a forty-nine-year-old married lady and has been a citizen of Lahore, in Pakistan, for the last twenty-one years. Tasleem baji is married to a man named M. Mansha who is a watchman at a local school earning a monthly wage. His earnings are very little which forced Tasleem baji to find work, so she operates a sewing business...

Parveen akhtar baji is a forty-seven-year-old married lady and has been a citizen of Lahore, in Pakistan, for the last ten years. Parveen baji’s husband, M. Khalid, has been in the scrap business for the past six years. Parveen baji is the mother of four children - three sons and one daughter. Her sons are involved in their father’s scrap business...

Bushra razaq baji is a 36-year-old married lady and a citizen of a city named Lahore in Pakistan for the past 14 years. Her husband, Razaq ahmad, has been an auto-rickshaw (a local three-wheeled motor vehicle) driver for the past five years. Bushra baji is the mother of five kids: three sons and two daughters...

Mukhtaran baji, the wife of Malik M. Ramzan, has lived in Lahore, Pakistan for the past 30 years. Mukhtaran baji is the mother of three sons, all of whom work in a factory for a monthly wage. Mukhtaran baji sews clothes. She charges $2 per dress. Her husband has operated a scrap business for the past 10 years. She is applying for a loan to buy scrap for his scrap business...

Kishwar baji is a 25-year-old married woman who lives in Lahore, Pakistan. Kishwar baji’s husband, Mubarak Ali, has been selling construction supplies for the past 10 years. Kishwar baji is the mother of four children, two sons and two daughters, who are all enrolled in school. Kishwar baji sells bed sheets to her neighbors. With the income that she earned, she renovated her house...

Kasozi David is the leader of the Gamba group in Lugazi. He is a fisherman on the Senyi landing site in Bbogo. He is happy that ever since he joined his lending group, life has changed. He is able to run his business, he has a farm where he grows food both for sale and for home consumption, and he is able to have his boats serviced when the need arises...

Rani baji is a 39-year-old lady and a citizen of Lahore, Pakistan for the last 22 years. Rani baji’s husband is Nazir hussain. He manufactures car seats and sells them in the market to earn a profit. Rani baji is the mother of one son whose name is Waqas. He is involved in his father’s business. Rani baji operates a business selling bed sheets...

Shahnaz akhtar baji is a 52-year-old married lady and a citizen of Lahore, Pakistan for the last 21 years. Shahnaz baji is the wife of Riaz hussain who is a carpenter by profession. Shahanz baji is the mother of four kids: two daughters and two sons. Her sons are painters and paint houses and windows...

Khursheed baji is the wife of Mahtab ali. She has been a resident of Lahore, Pakistan for the last 15 years. She is an uneducated lady because her father had little financial resources. Khursheed baji’s husband is a painter and sells paint. Khurhsheed baji has no kids so she mostly spends her time sewing clothes...

Kudzo Koffi, age 35, is married and the father of 2 children. For 3 years, he's been running a grocery store in Womé, a village located in Southwestern Togo. With this loan, he wishes to increase the capacity of his store, by purchasing new products to better meet the needs of his clientele...

Kudzo Kotogbor, age 29, is unmarried and without children. For two years, he's been driving a motorcycle taxi in Womé. He started this business after getting his high school diploma, because he lacked support to carry on with his studies. With this loan, Kudzo wishes to buy his own motorcycle in order to make a better living...

Kossi Landzekpo is a young man, 32 years old, married, and the father of a little boy. He drives a motorbike taxi, or moto taxi, in Womé. He hopes to use this loan to buy a new moto, given that the one he has been using no longer meets his expectations. With this new moto, Kossi will be able to perform his work better, so as to save more money in order to provide for his family...

Ama Konde is a young woman, 39 years old, married, and the mother of three children who are all in school. She is the owner of a shop selling grocery items in Womé. She would like to use this loan to expand her commerce by buying goods for supplying her shop, so as to respond better to the needs of her family...

Mrs. Carla Fabian Montaño works making jackets, sweaters, aprons, overalls, etc. She has a young baby and works alongside her husband. This young partner has sacrificed a lot to outfit her workshop and doesn’t work with other finance institutions, only Kiva partner Emprender...

Petra began her business because she needed extra income to help her husband with family expenses. She started to operate in 1998 selling soft drinks and fried snaks from her home. Now she has a larger and better stocked store. She needs 4000 pesos, which she will pay back in 10 bi-weekly installments, to buy merchandise that will allow her to increase her store's inventory...

Maria Inés Rivera is 33 years old and lives in the municipality of Edén located in Ticuantepe. Inés has 2 children under her charge, one who is 10 years old and a 1 year old little girl; her plans for her family are to improve their home. She has dedicated herself to agriculture for the past 5 years by planting and fertilizing her crops; she works on land that her family inherited...

Chhum Kimsoeun is 40 years old, married, and has two children. She lives with her family in the Kampong Cham province. Chhum works as a wood vender, while her husband operates a moto-taxi. Together, Chhum and her husband earn on average a combined total of $10 a week...

Ya Sreyaun is sixty-one years old, married, and lives with her husband in the Kampong Cham. She sells rice and food to earn a living and is able to make $40 in revenue per day. Her husband is a village chief and makes less than one dollar per day. This couple has five children, two of whom are moto-taxi drivers and three who are in schoo...

Ou Chhenglong, 54, lives with his wife in the Kampong Cham province. He grows rice and works as a mechanic, making around US$6 per day. His wife stays at home doing housework. This couple has five children; two are in school, one is married and two others are employed as construction workers in Thailand...

Husniya Rahmonova lives in the Gissar region. She is 28 years old, not married. She lives with parents. She has been in the retail business for about eight years. She has a store where she sells food. Husniya has many customers, but wants to increase the variety of goods which will in turn attract new customers...

Ibodatoy Karimova lives in the Gissar region. She is 49 years old, is married and has five children. She sells products at the central market. She sells vegetable, in particular cottonseed oil. She brings her products in from Dushanbe. Right now she has a problem with a money deficit. This is why she has decided to take out a loan in order to increase her inventory...

Saidi Juma, age 40, is married with five children ages 16, 13, 9, 7 and 4. He has a garage which he started in 2000. He works from 8am to 7pm, daily. Saidi is able to earn a monthly profit of around $336. This will be Said’s sixth loan from Tujijenge Tanzania. He used the five loans to increase stock by buying spare parts, compressors and paint and has paid the loans back successfully...

Mr. Salif Yattara, age 50, is polygamous and the father of seven children. He resides with his two wives and his children in Sanoubougou I, a working-class district of the city of Sikasso (third administrative region of the Republic of Mali). Having lacked the chance to go to school, and after having done several kinds of work unsuccessfully, he got introduced over 25 years ago to commercial business, notably buying and selling electronic equipment (radios, cassettes, solar panels, satellite dishes, batteries, etc.)...

Ms. Korotoumou Diarra, age 38, is married and the mother of three. She lives in a polygamous family with her husband, her co-wife, and their children in the Pelengana Nord district of Ségou (fourth administrative region of the Republic of Mali). Not having attended school for societal reasons, she very early on started in commerce with her sister-in-law, who used to sell condiments at the grand marketplace of Pelenegana...

Fotima Jonbasova lives in Tursun-zoda. She is 34 years old, married, and has four children. She has been selling fabric for four years. She sells her goods door-to-door in villages. She wants to take out a loan to increase sales by improving her selection of goods. She can repay the loan in twelve months...

Antonia is 42 years old and lives in the Hialeah neighborhood. She is a homemaker who saw the necessity to join the work force. Antonia therefore made the decision to start a small business and join the ranks of the women entrepreneurs. She is married and has a 12 year old daughter, who is in high school...

Maribell is 48 years old. She lives in Laureles Sur in the city of Managua. For the past 12 years she has worked as a schoolteacher. She has two children who are students. She began working after she graduated and is thankful to her parents for giving her that opportunity...

Mr. José Manuel Paíz is 36 years old and lives at N 0 2 in the La Francia neighborhood with his wife. His wife is a housewife and she supports him with the household activities and when there is a harvest she supports him in the harvest. They have two sons, one 8 years old and the other six years old...