This is a gentleman who is a mason by training. But since he is not finding regular places to work, he got started in other work, making screens and trellising, balusters, and flower pots for resale. This businss brings in a lot, aside from his masonry. But right now, he lacks sufficient cement, sand, and iron rods to make his products...
>> Read more

Luzmila is a native of Urubamba province in Peru. She is 51 years old and has 6 children, four of whom are older and have their own families, and 2 living at home (18 and 14 years respectively). They live in the province of Urubamba, in the middle of the sacred valley of the Incas, and enjoy a temperate climate...
>> Read more

Selling charcoal is very profitable in Lomé because it's used a lot for Togolese cooking. Ms. Bouraïma therefore got started in this business in 2005. She sells charcoal wholesale and retail in the area around her. She is the only one in this business...
>> Read more

Charlotte Lusamba sells spices, palm oil, and refined vegetable oil, rice, beans, soap, etc... She currently has $227 in capital. Her business generates a profit of $110 per month. She started her business by selling 20 loaves of bread which was equivalent to $2 in 1997. From 1997 to 2002, her capital went from $2 to $100...
>> Read more

Ms. Awa SENE has a business selling soap and powdered laundry soap. She is an elderly woman who lives in Diourbel, a small rural city located 150 km from Dakar, the capital of Senegal. She has been in this business for eight years, so she is very experienced in this field. She is married and has children...
>> Read more

A resident of the Aagoè Minamadou district, Ms. Adjavou Lissassi works in the restaurant business. Her speciality is rice plates. There is a primary school in her district. During breaks, the students come to buy from her. Also, young unmarried people in the area have gotten into the habit of having lunch at her place...
>> Read more

Feagai Tevaga, 62, is married with eight children. She has three years of experience in the Taamu\Taro Plantation business. She sells at Safua market two days per week. She has had one previous loan with SPBD. She expects her weekly net cash flow to be 80 Tala (~28 USD)...
>> Read more

Eleoupu Pipi, 40, is married with four children. She has three years of experience in the Taro Plantation business. She sells to the public and village people two days per week. She has had one previous loan with SPBD. She expects her weekly net cash flow to be 90 Tala (~30 USD)...
>> Read more

Farhod purchases and sells a variety of dried fruits and the local markets. He has high turnover and has to work a lot. He uses his family to sort the dried fruits and sometimes hires workers. His profits allow him to use the services of hired laborers...
>> Read more

Sialuga Valasi, 42, is married with four children. She has three years of experience in the BBQ business. Sialuga sells to school children and village people, seven days per week. She has one previous loan with SPBD. She expects her weekly net cash flow to be 200 Tala (~ USD). SPBD loans are Sialuga’s only access to capital because she was not able to qualify for a loan from traditional banks...
>> Read more

The Las Crucitas group are from the region known by the same name. they have worked with Adim for several cycles, and they feel that the institution has shown trust in them. According to them, they feel like part of the Adim family. Sebastiana del Rosario Vivas Gaitan is the group coordinator. She has a small store in the area, which has grown with each new loan that she has received...
>> Read more

Susana Pea, 29, is married with two children. She sells food to the general public six days a week...
>> Read more

Evelinime Tauiliili, 32, is married with one children. She has one year of experience in the pork buns business. She sells to village people and the general public five days per week. Evelinime will use her loan to buy tools and things to start her business...
>> Read more

Mrs. Shinoun No is applying a loan to add to her savings to buy clothes to resell to earn income. She is 29 years old and the mother of three children, two of whom are enrolled in the local school while the other is too young to work or study. Her husband is shown in the picture with her...
>> Read more

Sunema Misili is 46 years old and married with five children. She has four years of experience in the plantation business. She sells to the village people /public two days per week. She will use her loan to buy tools and chemicals for her plantation as well as improve her home...
>> Read more

Leitu Fagogo is 42 years old and married with six children. She has three years of experience in the plantation business. She sells to the village people /public two days per week. She is requesting a loan to purchase farming equipment for her plantation...
>> Read more

Tuy Chea, 37, has been selling fish to her neighbors in the village for years. She takes care of three children who are no longer in school. All of them are employed as garment workers in the garment industry. The family lives in Phnom Penh City...
>> Read more

Mrs. Nak Roeung lives in Tonle village in Takeo province. She is a farmer who owns a plot of land where she cultivates rice. She is 47 years old and the mother of six children, one is employed in a garment factory, one stays at home to do housework, and the others are enrolled in the local school...
>> Read more

Tumema Samuelu, 33, is married with 3 children. She has 3 years of experience in the fishing and fishmonger business. She sells to the villagers and public 3 days per week. She has 1 previous loan with SPBD. She expects her weekly net cash flow to be 80 Tala (27USD)...
>> Read more

Lonh Chanthun is a villager living in Phnom Penh City, Cambodia, where she earns a living selling Khmer noodles. Since she started this business, she has gained more income because she cooks tasty food, sells at a better price, and communicates well with her fellow villagers...
>> Read more

Roza Sebit is currently in the business of selling beer and is requesting a loan to open up a shop. Roza is 40 years old and is married to a husband who is a businessman. She has 5 children and her children go to school. With the extra profits from her loan, she hopes to be able to build a house...
>> Read more

Joice Dudu is currently in the business of selling beer and local brew and is requesting a loan to open up a bar as a sales point. Joice is 40 years old and is married to a husband who is a peasant. She has 4 children and her children go to school. With the extra profits from her loan, she hopes to be able to pay school fees for her children...
>> Read more

"My name is Sugran and I’ve resided in a city called Kot Radha Kishan for the past 20 years. I’m a 40-year-old married lady and my husband's name is Bashir Ahmad. He is a driver and drives a 32-seat local bus. I’m an uneducated lady but I always place value on education. I am the mother of two kids: one girl and one boy...
>> Read more

Kosar Sabir and her husband have lived in the city of Kot Radha Kishanin the Punjab province of Pakistan for the past 11 years. Kosar is a very hardworking lady. In addition to all her family duties, she runs a vegetable selling business out of a room of her house. Her husband has had a fruit selling business for the past 6 years...
>> Read more

Samariddin Kuziboev is a humble man who works as a cattle farmer. He is motivated to work harder every day in order to provide for his young son. Cattle farming requires a lot of physical work, crossing long distances under the sun to transport the animals from one point to another...
>> Read more

Señor Sergio Alacama lives in his own home, in the zone called Cotahuma, a zone peripheral to the city of La Paz, with just his children since his wife is away in Spain, where she had to go for work. Señor Sergio works for the city of La Paz, and his wife sends him money to support the family...
>> Read more

Berlyn is 43 years old and lives in the town of Reconciliación. She has a 14-year-old son who is currently in school. Her husband is a taxi driver in Managua. For seven years, Berlyn has sold cosmetics and perfumes. She started her business with her husband's help and with loans from [Kiva partner] Afodenic...
>> Read more

Isolda is 24 years old. She sells a variety of products, such as sweets, soft drinks and bread. She also sells food on weekends for extra income. She lives in Villa Venezuela and has a 5-year-old son. Her husband is an electrical worker. Isolda plans to use this loan to purchase bulk grains, soap, meat and other daily-use products her clients need...
>> Read more

Francisca is a hardworking woman who, since she was very young, has dedicated herself to her work to be able to provide for her family. She is a single mother of two children -- one who is 25 and living on his own, and the other, age 16, who is in high school. Francisca is 64 years old and lives in the Walter Ferretti neighborhood [of Managua]...
>> Read more

Ana Rosa is a public official with the National Police. For 15 years, as a singe mother, she has worked hard to take care of her family. Rosa lives with her grown daughter, who also helps her. Rosa is 52 years old and lives in Neighborhood 380 in Managua. The loan she is requesting will be used to refurbish her home by purchasing ceiling beams and zinc sheeting to replace her roof, which is in poor condition...
>> Read more

Carlota is 58 years-old and resides in San Judas in the city of Managua. She lives with her three children, who work to support their family. Her business is a general store which with a lot of effort allowed her to have her own income since she is a widow and does not have support. She began her business with her own funds...
>> Read more

Eriberto works for a construction company. For four years Eriberto has worked for this institution. He is 56 years-old and lives in the neighborhood Memorial Sandino in the city of Managua. His wife has her own business, a grocery store that is of much satisfaction to the family...
>> Read more

Taleh Zeynalov is a successful young entrepreneur aged 18. He started his business at age 16 when he was helping his father and was working as a seller. Now Taleh is experienced enough to run the shop alone. He lives with his parents and takes care of them as they are now on pension...
>> Read more

Borhanudin is the son of Fakhrudin. He lives in the 6th district of Kabul, Afghanistan, with his six-member family. He wants to repair his house to be able to live comfortably. He has requested an individual loan of 50000 afghani for the term of 12 months to buy construction materials...
>> Read more

Mrs. Aiché Coulibaly is a 40-year old married woman with two children, and lives in a traditional household in Sanankoroba, the second administrative region of the Republic of mali. Due to financial reasons, she left school very early to start a travelling business selling beauty products for women...
>> Read more

Abena Tiwaah is 23 years old. She is married with one child. According to Abena, her child is yet to attain school age. Abena’s husband is a carpenter by profession while she is a food vendor. She lives with her child and husband in a rented apartment in Mampong, in the Ashanti region of Ghana...
>> Read more

Adwoa Antwiwaa is fifty-five years old. She is married with five children, two males and three females. One of her children is pursuing a tertiary programme and another in senior high school. The rest are in junior high and the basic schools...
>> Read more

Fanny is a single woman, who at her 25 years of age fights to improve her life in the future. She lives in a room she rented when she arrived in Puno from her native Desaguadero (Puno District) and she hopes to forge a good life for her. Since she was a little girl he liked cooking, she was very happy playing with the tools of her mother and she loved watching her cook for all her family...
>> Read more

Ursula is 34 years old. She rents from a relative with her husband and 4 children, Milagros (17), Luis (14), Kevin (10) and Antonela (16 months). She hopes to give them a good life. For Ursula, renting out dresses is more an enjoyable pastime than a job; since she was young she always enjoyed trying out and matching her sisters' clothing...
>> Read more

Jorge is 28 years old, from the city of Huánuco. He lives in his own house with his wife Patricia and their 9-year-old daughter Stefany. He drives a minibus which his wife conducts; they have been working together for nine years. They are very happy together since they can spend most of the day together and earn the money needed for household expenses and Stefany's education...
>> Read more

Augusta is 49 years old and married. She was born in the province of Urubamba, in the heart of the sacred valley of the Inca. She has two children, 22 and 24 years old, studying in higher education. She juggles housework with running a small grocery store in her own house with her husband in order to provide a good education to their children...
>> Read more

Maribel is from the Calca district in the Urubamba province. She is 39 years old and lives with her partner and her two children, 18 and 3. In addition to housework, she owns a small business selling red meat. This loan will help her buy more meats (beef, mutton, alpaca, and sheep)...
>> Read more

Ubaydullohon has been in collaboration with MicroInvest for two years now. He rents part of a space in a large supermarket and sells food. He is 26 years old and not married. He lives with his parents. He gets his merchandise on the wholesale market 100 kilometers from his home as well as on the local markets...
>> Read more

Lucila alternates her work as a housewife with retail trade. She has a small store in her house. She sells traditional dishes and chica, which is a fermented corn drink. For this, Lucila needs capital that will allow her to set up her store and buy corn and basic ingredients and materials...
>> Read more

Sonia is 40 years old and lives with her husband Martín and their four children, Betzabeth, 21, Sonia, 15, Jesús, 10, and Victor, 8, in their own house. She and her husband have rented out lights and sound equipment for three years from a space they set up in their house...
>> Read more

Mr. ATCHON Yao earns an income from commerce in second-hand clothing. He started in this business in 1998 and works at the local marketplace of Hedzranawoé which is also where he stocks up. Currently, since his stock of merchandise is exhausted, he’s requesting his first loan with WAGES to buy three bundles of second-hand clothing...
>> Read more

Mrs. Gladys Martinez was the contact who started the current committee and invited her store keeping neighbors. With the company of the previous assessor, Mayra Lamas, she informed them of the program the Paraguay Foundation offers...
>> Read more

Elías is a sales promoter of prestressed concrete. He is also completing the last year of his studies as an electrical repairman. He lives alone with his mother in his own house located on Emiliano Gómez street in the Complementación Yunguyo zone of the city of El Alto...
>> Read more

Mr. David Espinola is 45 years old and married to Digna Roman, who is 43. They have three children together, 2 boys and one girl. For a long time, the client was an employee at a sawmill. Later, he decided to start his own micro-enterprise...
>> Read more

This group formed itself from women who had their own work, each one having the desire to invest their credit into their business. This group of women joined together with the aim of improving their standards of living through an independent collective resolved to help themselves...
>> Read more