Ramshed and his father rent a vendor space in a supermarket of the Nefteabad village. They have been selling there for several years and has regular customers. Ramshed is married, he is 24 years old. He travels to bring the merchandise twice a week. Because of low prices he has many buyers...

Aziz is 28 years old, he is married, but does not have any children yet. Aziz is a businessman and rents out a vendor space in the supermarket in the village of Nefteabad. Aziz gets help from his relatives in this business. He travels to the wholesale markets to buy the merchandise and also from local wholesalers...

Jarlyn Pagsuguiron is a 33 year old mother of four. She is married to a fisherman. Jarlyn joined ASHI (Ahon sa Hirap, Incorporated) four years ago to start up a variety store and have starting capital for food vending...

Sophea, 43, is a leader of a group consisting of five members. She is a mother of three children: one is married and the other two are students. She is married to Chantha, 50, who owns a tourist car transportation service. Sophea owns a service for laundry...

Sophea is a 30-year-old mother of two young children and lives in Siem Reap province, Cambodia. She is married to Chhay, 36, who sells beef in the market. For more than two years Sophea has owned a shop where she sells breakfast and dinner. She has attracted a lot of customers because she is well known for her good cooking...

Viola Moli is 25-years old, married, and has two children in school. She is in the business of selling beer, and is requesting a loan to open a bar. She will also use the loan to pay her children's school fees. BRAC's holistic approach to poverty alleviation and empowerment of the poor encompasses a range of core programs in economic and social development, health, education, and human rights and legal services which are delivered through an extensive network of village organizations...

The six women in the Danaya group of the Kodiagnonna association are all married, and average 49 years of age and 4 children. The members of the Danaya group live in large extended traditional families in the Soloso village, in the San Prefecture (Ségou Region, Republic of Mali). They got acquainted through bonds of neighborhood and kinship...

Mrs. Rosie Monopolio is 33 years old and presently resides at Tolon, Rizal, Zamboanga del Norte. She is married and blessed with only one kid. Her husband is currently working abroad. Mrs. Monopolio wanted to have her own income, so she joined Paglaum; she heard that Paglaum is offering credit services with a minimal interest rate...

Mrs. Imelda Bayet, presently living in Jimenez, Misamis Occidental, is married to a soldier and they have five children, two of whom are married while the remaining three are still in school. Imelda is engaged in the restaurant (carenderia) and variety (sari-sari) store business to help the family, having begun the enterprises with five thousand pesos capital...

Alusine Kamara was born in Kabala, in northern Sierra Leone. Alusine is forty-two years of age, married with five children. Alusine sells local produce such as rice, ground-nuts and beans. He also serves as a storekeeper in Kabala town market. With the previous loans from SMT, Alusine has seen a lot of improvements in his life...

Dora Osei is thirty-five years old. She is married with three children. All of her children are in school – junior high and primary schools. She lives with her children and husband in a rented apartment in Mampong in the Ashanti Region of Ghana...

Josephy Isdory is a small businessman in Tanzania. He runs a business selling stationery goods at Tabata in Dar es Salaam. He also does printing and binding in his shop. He purchases the business items from Kariakoo business city center wholesale shops. He is requesting a loan of Tshs 1,000,000 to buy more business items so as to extend the business...

Fadhil Rajabu is a Tanzanian micro entrepreneur business man. He runs a business to provide transport services at Chanika, in Dar es Salaam. He owns a taxi and receives 30,000 Tshs per day, equivalent to four hundred thousand Tshs per month. He has been in the business for three years and plans to extent his services by buying more taxis...

Afia Hawa-Adam is 37 years old. She is married with three children, two of whom are currently in school; junior high and the basic school. One of them is learning a trade. Afia lives with her children and husband in a rented apartment in Mampong in the Ashanti Region of Ghana. Her husband is a farmer...

Rukia Said is a Tanzanian business woman. She runs a business selling fruit in her shop at Kariakoo in Dar es Salaam. She purchases fruit from wholesalers; bananas, oranges, paw paws, lemons, and mangoes. She has been in the business for six years. She meets her family's daily demand from business income, including paying school fees for her children...

Thomas Adonteng is thirty-five years old. He is married and has three children. All of his children are currently in junior high and basic school. Thomas says that, as a family man, it is necessary for him to work very hard to make enough income to meet the family’s expenditures. He lives with his wife and children in a rented apartment in Mampong in the Ashanti Region of Ghana...

Olivia Twumasi is forty-one years old. She is married and has five children, three daughters and two sons. All of her children are still in school. Some are in the senior high school and the junior high school. Others are in the basic schools...

Faustina Amponsah is a 45-year-old trader. She is divorced and the mother of two children. Her older child is a seamstress and her younger child is a journalist in a radio station at Kumasi. As a single parent, the responsibility of the family rest on her shoulders. She is a very resourceful mother whose hard work brings livelihood to the family...

Mary Eshun is fifty-two years old. She is married and has two children, one at the university and the other in senior high school. She has been married for almost thirty years. Her husband is a teacher who teaches in the government school in their community...

In the township of Ciudad Sandino in the city of Managua, Mrs. Zeneyda Martínez works with great spirit and effort at her business of selling perfumes for women, men and children, having display cabinets where she displays them daily...

Maruja is a partner of the Communal Bank Santa Rita. Maruja is 42, married, and has four children. She travels to regional fairs where she buys cheses, garlic, and guinea pics to sell in the marketplace and recesses in the city of Ayacucho...

Marlene is 38 and lives in the Enrique Bermúdez district. She has twins. Her husband is a network coordinator for Enitel. Marlene sells cosmetics and silver jewelry...

Mr. Lidio Solis ardously dedicates his time to raising livestock in the municipality of Nagarote where he resides. He is a very hard working gentleman and has a strong desire to get ahead in his business. He is currently looking for a way to improve his financial situation in order to be able to bring a better standard of living for his family...

The Harry Group consists of three members; their names are Mayra Carina Acevedo Peralta, Areli Guadalupe Pais Peralta and Alicia Catalina Peralta. They each are involved in different activities. Mrs. Mayra Carina is 52 years old, has been selling food for 9 years, is a single mother of 3 children...

Vany is 23 years old and a resident of Phnom Penh, Cambodia. She is a mother of a child who is still young. She is married to Mao, 20, who works in a restaurant as a cashier with a salary of $80. She is famous for always getting admirable comments from the manager...

Happy Oladapo is 52 years old and married with 4 children. He sells provisions. He hopes to expand this business. He is requesting the loan amount of N 100,000 to purchase more provisions to sell. He says thanks to all Kiva lenders...

Tunde Alagbe is 40 years old and married with 2 children. He is requesting the loan amount of N 100,000 to purchase more planks to sell. He hopes to expand this business. He says thanks to Kiva lenders...

Olabisi is 34 years old and married with 2 children. She sells medicine and provisions. She is requesting a loan of NGN100,000 to purchase more medicine and provisions to sell. She says thanks to Kiva lenders...

Morenike has a shop where she sells and rents video CDs and sells rechargeable phone cards. Her husband is a civil servant and they both have 3 children. Morenike is 42 years old. She is requesting the loan amount of N 100,000 to purchase more video CDs and rechargeable phone cards to sell. She says thanks to all Kiva lenders...

Idowu Olukami Oladele is 34 years old and married with 2 children. She has a business centre where she sells rechargeable phone cards and does typing and photocopying of documents. She is requesting the loan amount of N 100,000 to purchase more rechargeable phone cards to sell. She says thanks to all Kiva lenders...

German is a member of the Sayhua 2 Village Bank, an experienced group that has been taking loans from Asociacion Arariwa for many years. He has been a member of the group for the past three years. He is 64 years old and is married with seven children, all of whom are now adults...

Mary Dumah is 52 years old. She is married with four children, all of whom have completed school. Some are working while others are learning trades. She lives with some of her children and husband in a family house in a fishing community called Elmina, near Cape Coast in the Central Region of Ghana...

Yeadze Mensah is 28 years old. She is married with one child, who is currently in the basic school. She lives with her child and husband in a rented apartment in a fishing community called Elmina, near Cape Coast in the Central Region of Ghana. Yeadze works as a trader to support her husband financially...

Mr. Epifanio Martinez's home lacks safety devices on its windows and doors but he is currently in need of financial help in order to install them. He is asking for a loan to pay the person who will install such devices on his home thereby keeping it safe while he is at work...

Sina Kalati is forty-five years old and married with five children. She has two years of experience in a popcorn and ice cake business. She sells to the villagers seven days per week. She has 1 previous loan with SPBD. She expects her weekly net cash flow to be about $75...

Ravshan Jalilov was born in 1975, he is married and has two children. He finished school and started working as a repairman. He was helping his uncle to repair apartments and houses. But this job turned out to be a little too hard and he then started a business raising cattle. He takes out a loan to buy cattle...

Abias Kemuel Escobar lives in Ahuachapán along with her mother and sisters. Kemuel is the man of the house and he is the only source of economic support for his mothers and sisters who are still in school. Kemuel’s business is located in the market and his mother helps with the business...

Emma Villacer owns a small sari-sari store business. She is 47 years old and has two loving children. Her husband, Alberto Villacer is a fisherman. They work very hard to pay for their children's educational needs. They want them to achieve the highest educational attainment, so when they get old they won't be like them and could find better jobs...

Rhodora Gerona is 49-year-old single mother of two. She joined Kiva field partner ASHI (Ahon Sa Hirap, Inc.) eleven years ago to get capital to help fund her business selling fish. She began selling fish about twenty years ago, at the time when she gave birth to her eldest child, a son. Now Rhodora has second business venture, a sari-sari store...

Naomi Liu, 34, is married with two children. She has three years of experience in the pancake and ice cake business. She sells to the villagers and general public for seven days per week. She has no previous loans with SPBD. She expects her weekly net cash flow to be 125 Tala (~ USD)...

Mafoe Sunana Simone, 24, is married with four children. She has two years of experience in the ice cake and piggery farm business. She sells to the villagers seven days per week. She has no previous loans with SPBD. She expects her weekly net cash flow to be 62 Tala (~ USD)...

Aayda is a 22-year-old woman who lives in the Bekaa with her parents. Aayda has been selling women's accessories since 2008. She also sells beauty products. Aayda requested a loan of 1000 US dollars from Al Majmoua in order to purchase merchandise and beauty products. This is the first time that Aayda has requested a loan...

Maguie is a 43-year-old woman who lives in Saida, southern Lebanon with her husband and their three children. Maguie has been selling clothes for four years. Maguie requested a loan of 700 US dollars from Al Majmoua in order to purchase merchandise. This is the first time that Maguie has requested a loan...

Lekman is a 53-year-old man who lives in Bourj El Barajneh, in the southern suburbs of Lebanon, with his wife and their three children. Lekman has been selling clothes out of his house for seven years. He also works at sewing. Lekman requested a loan of 500 US dollars from Al Majmoua in order to purchase cloth and thread for his work...

Vilma is a member of the “Las Palmeras” Community Bank. Vilma is separated, has two children who are now grown and married. Vilma is from Cajamarca, she studied nursing, and she used to work in a hospital but she had a bad experience and left. She married and her husband didn’t want her to work because he was very jealous...

Ana is a member of the “Las Palmeras” Community Bank. Ana is married, 55 years old, has 4 grown children who all work and study. Last year Ana was ill because of a hernia and she had to abandon her business selling meals and she switched to selling products via catalog. Ana needs a loan for 800 soles to buy beauty products...

A resident of the Adidogomé district, this is a woman who is divorced and has two children. To support her children appropriately, she started doing commerce in grocery items in her shop she calls “Bethesda”. She acquires her supplies at the grand marketplace of Lomé. She obtained two successive loans from WAGES before...

Licet is a member of the "Generosidad" community bank. Licet is separated; she is 39 years old and has one daughter. Licet sells children's clothing both wholesale and retail; she delivers to stores, malls as well as to a location in the centre of the city of Ayacucho. Licet needs a loan of 3,000 soles to buy pants...

Esther Adu is a married with one young child. She lives with her husband and child in Eguase, which is a suburb of Moore in the central region of Ghana. Central region is one of the tourist centers in Ghana. But there is a high rate of poverty and little infrastructure development in the region. It has been the sitting government's desire to minimize the poverty rate there through its strategic plan for the region...

Mrs. Teresa Laura Cantuta sells jewelry such as earrings and rings, as well as hatboxes, in the area. She lives with her husband, who works as a wage-earning driver. They have three school-age children. Both parents look after household expenses, and their parents help out when they go out to work...