Cirila is 59 years old and lives in her own house with her husband and daughter. Three years ago she decided to start her own business selling meat, working every morning to supply this important product to housewives. Cirila sells different types of meat including beef, chicken, and fish...
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Elia is 29 years old and lives in a rented house with her husband and her 7 year-old son. She sells garments wholesale and distributes them to different areas of the town and sometimes to other towns. Her workday consists of selling clothes in the morning and recovering outstanding payments...
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For 10 years she has sold breakfast on a main avenue close to her house. She started selling with a large bucket and glasses. Now she has a cart which allows her to transport her breakfasts. Erika sells every morning and every day of the week. Her customers are primarily workers and travelers who stop in the area...
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Nelly is 29 years old and lives in a relative's home with her husband and three children. For four years she has been selling household products on foot, assisted by her husband, offering her merchandise in far off places in her rural area. The benefit that Nelly grants is that she gives credit and, 15 days later, she returns to collect and sell again...
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Victoriana Perenio is 56 years old and has 4 children. Her husband, Melchor Perenio, is a farmer. Victoriana owns a small sari-sari store (local convenience shop). She started her business using their small savings of PHP 5000. Aside from selling a variety of goods, they also grow vegetables in their backyard...
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Elis is a 28 year old man who lives in Bint Jbeil, southern Lebanon with his parents. Elie has owned a computer shop for three years. He also installs Internet connections. Elie has requested a loan of 1000 US dollars from Al Majomoua in order to purchase a new computer. This is the first time that Elie has requested a loan...
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Ochilova Baroat is the humble mother of a family with two children and she works hard to educate them. She works in agriculture, along with her husband of 3 years, to generate the family’s income. They work hard at growing corn and wheat, which they sell in the market...
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Erhembaatar Tseden-Ish lives with his wife and a daughter in Arhanghay, one of Mongolia's central provinces. His daughter is a student at a local secondary school. Erhembaatar runs a small retail stall in the local market where he sells toys and children's clothes. His wife works with him as a saleswoman...
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Jadesimi Oluranti is 55 years old and married with 7 children. She sells foodstuffs and drinks. She is requesting a loan of 100,000 Nairas to purchase more foodstuffs and drinks to sell. Jadesimi says thanks to Kiva lenders...
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Celestina Abiodun is 54 years old and married with three children. She sells foodstuffs and provisions. Celestina is requesting a loan of N60,000 to purchase more foodstuffs and provisions to sell. She says thanks to Kiva lenders...
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Adetokunbo Fajuke is 29 years old and married without a child. She sells sarongs. Adetokunbo is requesting a loan of N70,000 to purchase more sarongs to sell. She hopes to expand her business. Adetokunbo says thanks to all Kiva lenders...
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Akua Atta is 42 years old. She is married and has five children; three of whom have completed senior high school. The others are in junior high school. She lives with her children and husband in a rented apartment in a fishing community called Aquase, near Cape Coast in the Central Region of Ghana...
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Akua Adadewa is 40 years old. She is a married mother of four children. She says it is necessary to work to support her husband financially. Two of her children are currently in school. She lives with her children and husband in a rented apartment in a fishing community called Aquase, near Cape Coast in the Central Region of Ghana...
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He lives in the community Chahuira Pampa in the province of Omasuyos in the department of La Paz, which is located three hours from the city of La Paz...
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Mary Tawiah is 24 years old. She is married and has given birth to a child. According to her, her child is in the basic school. She lives with her child and husband in a rented apartment in a fishing community called Aquase, near Cape Coast in the Central Region of Ghana...
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He lives in the community Chahuira Pampa in the province of Omasuyos in the department of La Paz, which is located three hours from the city of La Paz...
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Florinda is 65 years old and she shares her life with her husband and children who are the people who motivate her to grow each day as a mother, partner, and businesswoman. Thanks to the effort that she has put into her work, she has been able to buy a house where she can focus on her dreams...
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Irma is 45 years old and is a mother concerned for the well-being of her children. She lives in a house she acquired through much sacrifice and that she takes great care of, as she knows that some day she will leave it to her children. For Irma, the sale of alcohol is a very profitable business...
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Julia is a member of the Nobleza (Nobility) Communal Bank. Julia is 23 years old, has a son and lives with her domestic partner. She has a stand in a market where she sells groceries mostly, and she also sells natural medicines. She does this every day with the help of her brother-in-law...
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Feliciana is married, 43 years old and has 4 children. With her children's help, Feliciana runs a store from her home selling general groceries, vegetables and beverages. On Saturdays and Sundays she also travels to markets to sell clothing and shoes...
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Nelida, 23 years old, knows that it is time to help with the household expenses. She lives in her parents’ home, and they helped her start her business. She is a very happy young woman and is concerned with getting ahead. For this reason she decided to open a liquor store with the help of her parents. The store is very busy because she sells her products at good prices...
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Señora Gladys Busto Mercado is 43 and lives in the Los Martines neighborhood, which is located in La Concepción. She lives with her husband, who works selling fruits and vegetables in the eastern market in the capital of Managua. They have two children who are in school...
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Victoria is a member of the Kuskanchik communal bank, which means "Us" in Quechua. She is single and 48-years-old. She sells cosmetics by catalog and clothing to friends and family members. She also prepares humitas (a type of corn cake) by taking orders for them...
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Maria is a member of the Kuskanchik communal bank, which means "Us" in Quechua. She is married, is 40-years-old, and has 2 children. She sells clothing as a street vendor in the Nery García market. She acquires her products in the city of Lima. On Saturdays, Maria travels to different markets to sell clothing...
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Señor Ángel Ricardo Ortiz is 30-years-old and lives in the San José de los Ríos neighborhood. He lives with his wife, who works as a domestic employee to help him pay their home's expenses since they have two children: a 6-year-old boy and a 10-year-old girl. They are currently in school...
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Miss Maria Elena Espinosa Pérez is 54 years old and is a single mother. The support that she has received through her work as a dressmaker and through her only daughter that works with her, supports her with the expenses of her home. The plan for her family is to be able to finish constructing her home so that in the future they can live comfortably...
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Microentreprenuer Elisa Marcela Obando López is 54. She is a single mother of 6 grown children. She has been selling vegetables in the municipal market in the city of Bluefields for 35 years. To make her business possible, she travels to the capital where she can buy vegetables at a lower price...
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She has 2 previous loans with SPBD. She expects her weekly net cash flow to be 350 Tala (~200 USD). SPBD loans are Rita’s only access to capital because she was never able to qualify for a loan with the traditional banks. The loan will be used to buy materials for her sewing business and to pay her children's school fees...
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Luís Alfonso Cardenal is 53 years old and lives with his wife in the Ervin Ruiz neighborhood of Ticuantepe. His wife has a fruit and vegetable stand in the Oriental market. They have seven children, five of whom are already married, and two who are still dependent on them. His 15-year-old son is a student and also helps with farming chores...
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Rita Esmeralda Martines is 31 years old and lives in the Juan Ramón Padilla neighborhood of Ticuantepe. She lives with her husband, who works as a bricklayer to pay for their household expenses. They have a 12-year-old daughter and an 8-year-old son, both of whom are in primary school...
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Mrs. Merlyn Madridondo's family's main source of income comes from fishing and rice fields. She also has a secondary business which is a sari-sari store located at their home. Increased rice production is her goal, which is behind her request for a loan of 15,000 PHP for fertilizer...
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For several years, these women have worked together selling small items within a group called TAKKU LIGGEY DIALMA2. The income generated from their business activities allows them to provide for family needs, including the payment of medical expenses for themselves and their children...
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Daniel Isaias Morales is 39-years old and resides in Soyapango with his wife and child. Daniel owns a bakery where he has worked for the last 15-years. He does not have any employees as his sister helps out with the business and he pays her a $100/monthly as a gesture...
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Ms. Luxy is 36-years old and has owned a shop for the last 3-years. This business is located in a strategic sector where there is great demand. She clients are her neighbors and passers-by. She’s open for busy very early in the morning and closes her doors at 10 PM. She sells napkins, toilet paper, rice, butter, coffee, sugar, Maseca (brand of corn), margarine, salsa...
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Mrs. Erlinda runs a store. This business is in a highly populated colony. She started with a tiny, humble shop four years ago and now the business has a sizeable stock and has grown so much so that it is well known in the area for the care and kindness shown to all customers...
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Reina Janeth Campos Escalante lives in Tonacatepeque with her two sons, the oldest is 14 years old and the youngest is 5 years old. Like all single mothers, she works hard every day for the welfare of her children. This is why Reina works hard at her beauty shop which she has owned for two years...
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The group "Suma Sartawi" is part of the Pro-Mujer family. It is located in the Villa Exaltacion area in the city of El Alto. To date, it has twelve members who have proven to be an organized group in their credit assessments and their internal activities...
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The "Flor de Tani Tani" group is made up of thirteen members and is part of the focal center Senkata, located in the city of El Alto.
This is a very happy group that together with its loan assistant, works with a lot of responsibility. Most members of the group are married with large families...
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Maxima is a member of the Grandioso Milagro community bank. She is 71 years old, she is married and has ten children. Four have died and six are alive, they are married. Maxima's son-in-law dedicates himself to making paper bags. She saw one day that it was easy and asked him to teach her. This is how she started making paper bags to pack a variety of things...
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Juana began selling in the market as an itinerant but the competition was great, she sold little but still had to bring money home. She had the idea of traveling to the province and taking her goods and saw that there was a new market. She now travels to Cerro de Pazco a la Orolla where she sells in the mining center once a month...
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Elizabeth worked as a cook but was left without work. She had to support her household so she had the idea of selling beer and soft drinks from her home. She sells behind a closed door. Elizabeth's husband is a mason and doesn't always have work, only seasonally...
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JJosé’s family encouraged him to open a video game business, so he started a business that has video games and also internet service. He was at the university studying business administration when his wife got pregnant and he had to leave his studies...
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She began a small grocery store and with the first loan of 300 PEN, she bought staples such as sugar, rice, noodles, and other basic products. She has many customers and her business has been growing. their businesses, and I am very happy with this help,” she explains...
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Ms. Francisca Vera is a 50-year-old widow with a grown-up son with whom she works. She owns a field on which she grows different types of plants—both ornamental and seasonal—which she then sells at the Itaugua Municipal Market. She also sells the plants door-to-door alongside her son on a horse-drawn cart...
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Mr. Hipólito Quiñónez is 62 years old and has two grown-up children. Our client sells citrus—oranges, grapefruit, and tangerines—for a living. He has been in business since 1999. His business space is located in the Caacupemi neighborhood of the city of Atyra, located some 7 kilometers from downtown Caacupe...
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Mr. Pablo Britez is 59 years old and lives in the Tajy Loma neighborhood of Carapegua city. He has been a street vendor for 20 years. He is separated, but he has a grown daughter who is a teacher and they live in their own house...
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Señora Silvia María Torres Paiz is 58 and married. She has 3 children, all of whom are in school. She has owned a small grocery store for more than 17 years. She obtained it through her family, and now she wants to continue it as her means of making a living. Silvia is a hard-working woman who likes this type of business in spite of her age...
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Ms. Rebeca is originally from Retahuleu, but she resides in Coxomo, in the Patzarajman canton of the Totonicapan municipality. She is involved in dressmaking, sewing different types of aprons, pants, and traditional clothing. She learned this skill in the factories of Guatemala City when she got married...
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Alba Nidia Centeno Sequeira is a 51-year-old single mother with 3 children who all work. She has been running a general store for over 7 years. She started this business because she was unemployed at the time, and being the hardworking woman that she is, she decided to set up a general store in her home...
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