Nanci has the desire to get ahead. In order to do so, she puts forth great effort everyday to help her husband with the household expenses. She is also able to buy some niceties. The business is very profitable, and does not now require as much effort...

Be Marie owns and operates a "sari-sari" (variety) store, selling a variety of different products in the local community. She has been engaged in her business for over ten years and earns approximately 8,000 PHP a month...

Ms. Rokia Coulibaly is 40 years old and the mother of a child.  She lives in a nuclear family with her husband and child in the Lafiabougou district of the city of San, region of Ségou (4th administrative region of Mali).  Not having had the chance to attend school for long...

Norma is a dynamic and hard-working member who lives in the city of Pucallpa, Ucayali region. She is 49 years old and the mother of three adult children. She sells groceries from a store she operates from her home. She has been a member of the "Mujeres Trabajadoras" communal bank for the past 8 years...

Victoria Setordzi sells frozen fish in Ayisa. Victoria has received a primary schooleducation. She is married and has three children. Her husband is a commercial driver. Victoria has been selling fish since 1999. She is responsible for paying school fees and other bills...

Since 2004, James Aggrey has been selling car engine oil and other lubricants in Abura. James has received a junior high school education. He is married and has one child. His wife is a trader. She is responsible for paying fees. His loan will be used to buy more engine oil for resale...

Joseph Yawson is married and has two children. He has received schooling through middle school and has earned his Middle School Leaving certificate (MSLC). Joseph has been selling used electrical appliances, such as TV sets, in Kotokoraba in Cape Coast since 1994. His wife is a secretary...

Augustine Bentum is married and has 5 dependents. He received schooling through M S L C. Augustine has a small grocery store where he sells provisions at Beseasi in Elmina, which he has done since 1999. His wife is a trader. Augustine uses his income to pay for school fees and bills. Augustine will use the loan to purchase more provisions...

Esiaonam Sedafor is married and has 4 dependents. She has received no formal education. Esiaonam has been selling processed fish in Bantoma since 1994. Her husband is a trader. Esiaonam uses her income to pay school fees and other bills. Esiaonam will use the loan to purchase more fish for processing and sale...

Kofi Gbesiagbe is married and has 5 dependents. He has received schooling through primary school. Kofi has been selling spare car parts and operating a corn mill in Bantoma since 1994. His wife is a fishmonger. Kofi uses his income to pay school fees and other bills. Kofi will use the loan to purchase spare parts...

Tabu is a member of the Nyamhanga borrower group in Ruaha, Iringa. She is a 34 year old woman, who is married with three children. Her children are aged 17,10 and 6. She also cares for four other dependents...

Dzifa Aniklo is married and has one child. Her husband is a fisherman. Dzifa has received primary-level schooling and, since 2003, has been making a living selling processed fish at Denu. She uses her income to pay bills...

Agnes sells powder, pomade and clothes at Abura, which she has done since 1999 and uses her income to support the family. She will use the loan to expand her cosmetics business. With the new profits from her expanded business, she plans to build a house...

Alfred Gavor, married with two children, received education through junior high school. A saltwater fisherman since 2006, he sells his catches in Elmina. His wife is a trader. Alfred uses his income to pay bills and other expenses and will use the loan to buy fishing equipment to enhance his fishing work...

Hanifa Rashid has been selling food for eight years. She works for four hour a day and makes a monthly profit of 200,000 Tsh. She has four children and their ages are 20, 18, 12 and 7. She wants this loan in order to expand her business. The profit she gains will be used to pay school fees, do repairs, get more food for her family and expand her business...

Gulizor Fakerova was born in 1971, is married and has four children. She has secondary education. She has been working with MicroInvest since 2005. Her business has been flourishing with each year. She used to sell only one kind of product before. Now in her inventory there are different kinds of pasta, butter and many other items...

Mrs. Balbina Elías is 49 years old, married, and has 9 children. She works raising chickens and hogs, as well as doing traditional weaving. She requires a loan to buy food for her animals, and to buy more hogs since she sold the largest ones last month. She hopes to grow coffee on an empty plot of land, and that her children continue studying...

Esterlita owns and operates a business venture in the agriculture sector raising crops, primarily planting and harvesting coconut and banana for sale. She has been engaged in her business for over five years and earns approximately 5,000 PHP a month...

Fozia baji is a wife of Muhammad Iftikhar who has lived in a city named Lahore, Pakistan, for the past 10 years. Lahore city is famous for its historical places and for Punjabi foods. She is a very lively person by nature. She never fights with anyone and keeps a smile on her face all the time...

Naana Ahonya sells gari (a fried cassava dish); she buys cassava and then mills it and fries it to get her gari. She then packages it in sacks before sending it for sale at the market at Kormantse near Cape Coast. Naana has received junior high school education. She is married and has five children. Her husband is a fisherman...

Agnes Tawiah sells watches, plates and jewelry at Mankesim near Cape Coast, which she has done since 1987. She uses her income for housekeeping. She will use the loan to purchase more plates and trinkets to sell. With the new profits from her expanded business, she plans to expand her business and also to save towards building a house...

Adizatu Yakubu is married and has five dependents. She has received schooling through junior high. Adizatu sells provisions at Ashante Road in Cape Coast, something she has done since 1989 but on a smaller scale. Her husband is a commercial driver...

Patience Zida sells clothes in Hohoe. Her loan will be used to buy shoes and bags to add to what she sells. Patience is married and has one child. Her husband is a farmer who depends on the weather for his farming activity. She has received a junior high school education. She is responsible for paying the housekeeping expenses and utility bills...

Shahida baji is the wife of Abdul Sattar and they have lived in a city named Lahore, Pakistan for the past 14 years. Lahore city is famous for its historical places and for its Punjabi foods. Shahida baji is an uneducated lady who couldn’t get an education due to the few financial resources of her parents...

Wilma Candia is the president of the communal bank, is 37 years old, a single mother, has 2 children, and lives in a rented house.
She works in the beauty profession, a job that she carries out in her own home, however she mentioned that...

Aida Campos is the president of this communal bank. Aida was widowed 5 years ago and became the sole breadwinner for her household. She has made her living with a bakery for ten years. She is also a homeowner and would like to increase her capital so she can grow her bakery...

Genita attended school through 7th grade and stopped due to her family's financial circumstances. For 10 years, Genita has earned her living from her business, selling various products, particularly eggs. She buys them for 480 meticais per box and sells them for 650 meticias. She has a monthly profit of 3500 meticais and saves 1000 meticais...

Quina went to school until the 4th grade and stopped when her mother passed away. In 1996 she began her commercial activities which consisted of buying and selling Nhemba beans, corn, and cassava. Her business has changed to selling clothing which she acquires in South Africa...

Lucas had to stop going to school in the 5th grade because of his age. In 1983 he finished his training in clothes making and in 1986 he got his first job in a clothes-making business, where he worked for 2 years. After that he worked in several businesses until 1990, when he opened his own business as a tailor...

Victoria Arthur sells clothing at Abura. Victoria has received a junior high school education. She is married and has 4 dependents. Her husband is a commercial driver. Victoria has been selling clothing since 2001. She is responsible for paying the housekeeping expenses. Her loan will be used to buy more clothing for resale...

Cynthia Gorman is married and has 2 children. Cynthia has received education through senior high school. Her husband is a driver and Cynthia is a trader who has been selling liquid soap for two years. She is responsible for paying the housekeeping expenses...

Alberta Tandoh sells clothing at Abura. Alberta has received junior high school education. She has 5 dependents. Alberta has been selling clothing since 2004. She is responsible for paying housekeeping expenses. Her loan will be used to buy more clothing for resale...

Mary Eshun is married and has 2 children. She has received schooling through senior high. Mary has sold provisions such as Milo (a brand of malted milk) and sugar in Elmina since 2005. Her husband is a teacher whose income is too small to support their family. Mary uses all her income to pay utility bills...

Khusrav is a young, 33-year old man. He is married with one child. Khusrav's wife is a stay-at-home mom. Khusrav is a construction worker by training and he is constantly working. Since his wife is a homemaker, she has quite a lot of free time. This would help support the family...

At 34 Shahlohon has already four children. Her husband works for a collective farm and is involved in different businesses in addition. Shahlohon is a stay-at-home mother but she also tends to the cattle. Since she has been tending to cattle since childhood, this is easy for her...

Sixteen people living in Dei Edth Kaoh Phos village in Kandal province comprise this village bank loan, and they will use the loan for various purposes. The group president is Mrs. Chhuorn Rours, a 56- year-old who along with her husband, Mr. Koeut Saroeun, makes and sells rice wine. The couple have five children who are pig breeders...

While Regina works as a trader, her husband is employed as a fisherman. She is responsible for paying for her family’s various expenses, including school fees and bills. Her loan will be used to buy more fish and minerals to sell. She hopes to save the new profits from her business and to build a home for her family...

Ravshan Jalilov was born in 1975, he is married and has two children. He finished school and started working as a repairman. He was helping his uncle to repair apartments and houses. But this job turned out to be a little too hard and he then started a business raising cattle. He takes out a loan to buy cattle...

Aayda is a 22-year-old woman who lives in the Bekaa with her parents. Aayda has been selling women's accessories since 2008. She also sells beauty products. Aayda requested a loan of 1000 US dollars from Al Majmoua in order to purchase merchandise and beauty products. This is the first time that Aayda has requested a loan...

Mrs. Cheng Khuon lives in Krang Roung village in Takeo province. She is a farmer who owns a plot of land to cultivate rice. Her husband, Mr. Moeun Vichet, is an ice cream seller. Although they try to work hard, they still do not make enough to provide a better house for their family...

Mrs. Savoeun Yein lives in Leap village in Takeo province. She is a farmer who owns a small piece of land to cultivate rice. She now wants to start a business breeding pigs to earn more income to support her family. Thus, she decided to request a loan to buy five piglets and pig food for her breeding...

Señora Lucrecia is 56 years of age and has been engaged for 15 years in the business of selling condiments. She gets up early to prepare the line of spices (fragrant pepper, consomme, savory, garlic salt, onion salt, saffron, cinnamon, curry, linseed) which she sells in Talanga, Catacamas, Tatumbla and other towns in the vicinity of the capital city...

Mrs. Carla Fabian Montaño works making jackets, sweaters, aprons, overalls, etc. She has a young baby and works alongside her husband. This young partner has sacrificed a lot to outfit her workshop and doesn’t work with other finance institutions, only Kiva partner Emprender...

Ramshed and his father rent a vendor space in a supermarket of the Nefteabad village. They have been selling there for several years and has regular customers. Ramshed is married, he is 24 years old. He travels to bring the merchandise twice a week. Because of low prices he has many buyers...

Aziz is 28 years old, he is married, but does not have any children yet. Aziz is a businessman and rents out a vendor space in the supermarket in the village of Nefteabad. Aziz gets help from his relatives in this business. He travels to the wholesale markets to buy the merchandise and also from local wholesalers...

Ubaydullohon has been in collaboration with MicroInvest for two years now. He rents part of a space in a large supermarket and sells food. He is 26 years old and not married. He lives with his parents. He gets his merchandise on the wholesale market 100 kilometers from his home as well as on the local markets...

Farhod purchases and sells a variety of dried fruits and the local markets. He has high turnover and has to work a lot. He uses his family to sort the dried fruits and sometimes hires workers. His profits allow him to use the services of hired laborers. Farhod is 28 years old, is married and has 2 children...

Kosar Sabir and her husband have lived in the city of Kot Radha Kishanin the Punjab province of Pakistan for the past 11 years. Kosar is a very hardworking lady. In addition to all her family duties, she runs a vegetable selling business out of a room of her house. Her husband has had a fruit selling business for the past 6 years...

Ce monsieur est un enseignant d’une école privée. Il n’est pas marié et n’a pas non plus d’enfant à sa charge. Il a de très grandes ambitions pour son avenir ; c’est pour cette raison que l’année dernière, il a ouvert, parallèlement à son métier d’enseignant, une cabine cellulaire pour disposer de plus de revenus. Il a recruté pour cela une jeune fille dans la gestion de la cabine...

Kiria lives within PMI Nkwen, Bamenda, in the northwest region. She is married: her husband’s name is Boba Malafa. They have six children, all under the age of 15. She intends to invest her loan in her roadside business of frying and selling puff-puff (fried dough) with beans. Specifically, she wishes to purchase one bag of beans, one bag of flour, and a tin of oil...