Repay your Wonga cash advance early and save  

Ch-ch-ch-ch-changes... So goes the Bowie song and at Wonga we understand that change is often the only constant in life! That's why we welcome early repayment if you suddenly find you don't need a loan for as long as you originally thought. We're really bendy like that.   

You can borrow short term cash from Wonga with confidence, knowing that if your circumstances change and you want to repay your loan early we won't tick you off like an errant child. Unlike many traditional lenders, we definitely won't hit you with an early settlement fee and we actually encourage you to clear your cash advance early whenever you can. 

Improve your trust rating

Wonga isn't designed to make money from keeping you in debt and this flexibility is an important part of our commitment to responsible lending. By repaying a loan early you will not only save money, but also improve your Wonga trust rating, meaning even more borrowing flexibility and a better chance of approval if you need a short term cash advance again in the future. 

Whenever you have an outstanding loan, you can login to MyAccount at any time and see the current balance - compared to the cost of repaying the loan on the original date you promised. 

DIY loan repayment

If you have the funds to repay your loan early, you can do so yourself in a few simple clicks at any time of day or night. Just login and follow the brief instructions. We'll take the current balance right away and confirm the loan is settled.