Wonga: a great alternative to a bank

Wonga is a new way to get a loan - much faster and more convenient than going to a traditional bank. It's perfect if you just need some extra cash to get you to payday. Unlike a bank, Wonga is flexible and you won’t be forced to take out a bigger loan than you need, or be stuck with repayments for a year or more. You repay a Wonga loan within a month and can then use the service again if the need arises.

With Wonga, you get the cash much faster than from a bank: there are no time consuming meetings, piles of complex paperwork or delays while waiting for a decision. The entire loan process is online and you decide how much cash you need and for how many days. With loans from £1 to £1000, Wonga offers a degree of flexibility not found in banks. It takes minutes to apply and you will normally get an instant decision.

If approved you’ll have your loan within 15 minutes of approval – a lot faster than the banks! Thanks to Wonga's advanced technology, loans that are approved after hours or over the weekend still payout within 15 minutes. You know there is not a bank out there that can match that speed!

Wonga this way...

If you have been considering taking a bank loan but haven't taken steps yet toward doing so, take the time now to learn more about Wonga.

On the homepage, use the top slider to select how much money you would like to borrow.  Next, use the bottom slider to select how long you need the money for, from one day to a month. We instantly calculate your chosen repayment date and the amount to be repaid which can be fine-tuned to your heart's delight. When you're ready, apply online.

Wonga works on a system of trust. Returning customers have a Trust Rating which decides how much you are eligible to borrow. Customers who borrow responsibly and repay on their due date will get an increased trust rating with each completed loan, eventually being eligible to borrow up to £1000. Wonga doesn't penalise for early repayment either. If you find yourself flush again and ready to repay, simply log into the MyAccount section where you can manage your own loan.

As the saying goes, time is money; save yourself a little of both with Wonga.